What's the difference between the two types of personal lines of credit offered by National Bank?

See the advantages of our different lines of credit1. Personal Flex Line® and Integrated line of credit. Offered when you apply, and can only be applicable with The TotalTM banking package. You can use the money for a one-time expense, protect against overdrafts, and cash shortfalls. Credit limit of $5,000 or more - $500 to $5,000. Apply



1. Subject to credit approval by National Bank of Canada. A statement is issued every 30 days. Upon receipt of each statement, the borrower must pay a minimum installment to the Bank that corresponds to the sum of the interest charged to the account for the period covered by the statement, by depositing the amount of such interest in the account. The minimum payment must be made without using the line of credit. Examples of credit charges calculated for a period of thirty (30) days based on the rate in effect on September 8, 2017:


  Average balance

Regular interest rate (no annual fees)


$3 000

Prime rate + 1.50% (4.70%)



® Personal Flex Line is a trademark of National Bank of Canada.

TM THE TOTAL is a trademark of National Bank of Canada.

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