Help centre
Term and rate
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How do I change my mortgage rate from variable to fixed or vice versa? Here's how to change your mortgage rate from variable to fixed or vice versa with a National Bank advisor. -
How do increases and decreases in the policy interest rate affect my finances? An increase or decrease in the policy interest rate can affect your finances. Here’s what you need to know about how it impacts your loans and investments. -
Should I choose a fixed or variable rate for my mortgage? Discover the differences between a fixed or variable rate for your mortgage to choose the option that's best for you. -
Should I choose an open or closed term mortgage? Should you go with an open or closed term for your mortgage? Find out the different advantages of each to choose the one that best suits your needs. -
What is a capped variable rate? Learn more about capped variable rates. -
What is a fixed rate mortgage? Discover the key features of a fixed rate and see how it can protect you from interest rate increases when the market fluctuates. -
What is a variable rate mortgage? A variable rate mortgage can change as the market fluctuates. Your payments can either go up or down depending on the rate. -
What mortgage rates are offered by National Bank? Discover our current mortgage rates for your home purchase or mortgage renewal. Choose a customized rate for more flexibility. -
What term length should I choose for my mortgage? Choose the term length for your mortgage based on your goals and risk tolerance. -
What’s a mortgage term? Learn more about mortgage terms; the period that your mortgage contract is in effect at the agreed-upon interest rate.
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