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How do I change my mortgage rate from variable to fixed or vice versa?

You can change your variable rate to a fixed rate, or vice versa, at any time by renegotiating with your National Bank advisor. The change will be effective after the next withdrawal following the renegotiation.

 

Good to know:
There are no fees to change a mortgage rate.

However, an indemnity may be required upon renegotiation. Generally, if the renegotiated amount and term are equal to or greater than the original, no indemnity is required.

To change your fixed or variable rate mortgage and learn more about the benefits available, contact your advisor or make an appointment at one of our branches.

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