To learn about how we protect your information, consult our Confidentiality Policies.
Allure Mastercard
Support the Quebec Breast Cancer Foundation and get cashback.
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Allure® Mastercard® at a glance
No annual fee
Cashback1
One of the only cards in Canada associated with a cause
Annual fee
$0
Purchase rate
20.99 %
Interest rate (balance transfers and cash advances) 2-3
22.49 %
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Fill out our secure online form
The benefits of your Allure Mastercard credit card
Unique
Get up tp 1% cashback1 on gas, groceries, and online purchases.
Even more benefits
Earn cashback by paying for your online and in-store purchases.
Extended warranty
Extend the manufacturer's warranty period by up to two times on most purchases made with your credit card. 4
Purchase protection
Stay protected against theft or damage for 90 days from the date of your purchase.5
Secure online purchases
Mastercard® ID CheckTM is a service that protects you against fraud by verifying your identity when making online purchases.
Fraud protection
Benefit from Mastercard's Zero Liability policy 6: you won't be liable for unauthorized transactions completed with your card.
Support a good cause and enjoy cashback
The Foundation is counting on you
Since 2005, Allure Mastercard cardholders have enabled National Bank to donate more than $9 million to the Quebec Breast Cancer Foundation.
With your purchases, you contribute to improving the lives of thousands of women and their families.
Enjoy cashback rewards
The Allure Mastercard credit card allows you to accumulate 1 point for every $2 in online or in-store purchases.
For every 1,000 points accumulated with your credit card, you automatically receive a $10 discount in your credit card account once a year.
Spoil yourself with our fashion and wellness partners by getting a
10% discount on the purchase of gift cards. 7
Contribute 1% of your purchases to the Foundation. 8
Get a quick response to your application
Apply online from the comfort of your home and get an answer in minutes.
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Secure online form
This card not offering what you’re looking for?
The National Bank® Platinum Mastercard® credit card may be better suited for you:
- Get up to 2 points per dollar spent on groceries, at
restaurants and when you fill up your vehicle
- Take advantage of travel insurance for up to 10 days
- Get mobile
device insurance
We’re here for you
Want to apply for the Allure Mastercard credit card?
Apply online. It’s quick and easy.
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Need personalized advice?
Our advisors are here to answer all of your questions
Need additional assistance?
Find all the answers to your questions in our Help centre.
Little details that matter
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Allure Mastercard with regular interest rate |
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Annual fee for main card2 |
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| Purchase rate |
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Annual fee for additional card2 |
$0 |
Minimum credit limit9 |
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Number of points per dollar spent1 |
$2 spent = 1 point |
Cashback1 |
$10 for every 1,000 points earned |
Cashback details |
Once a year, a cashback will be automatically credited to your card. See the terms and conditions for cashback details. |
Summary and insurance certificate |
Consult the${p1.guideDistr|link:"Summary":"":"_blank" }[PDF] and the${p1.certif|link:"Insurance Certificate":"":"_blank" }[PDF] |
Zero Liability7 |
Included |
Purchase protection in the event of theft or damage5 |
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Extended warranty6 |
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Customer service (24/7) |
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Insurance claim |
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Lost or stolen card |
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Chargeback |
To learn more about the terms applicable to your card, read the${p1.urlConvention.en | link:"Credit card Agreement":"":"_blank"}[PDF].
There are two main elements of a joint credit card:
-
The primary cardholder’s name will be the one that appears on
the credit card contract. This person can decide to add up to three
authorized users to their account, as well as remove them at any
time. They must meet all the eligibility criteria to apply for a
credit card.
-
An authorized user has their own card and PIN. However, all
transactions made by that person are charged to the primary
cardholder’s account. An authorized user could be a spouse, a child
aged 16 or older, or a friend. The designated person doesn’t need to
meet all of the eligibility criteria to access their card.
Please remember that the primary cardholder is responsible for
paying any outstanding balances and managing the account. This also
means that they’re the ones who will receive any cashback generated by
the account. If any disagreements or separations occur, the authorized
users and primary cardholder must agree on how to proceed.
The authorized user doesn’t receive a statement and doesn’t have
access to transaction details and account information, including the
credit card limit. However, both cardholders can enjoy the benefits of
their card. They can also change their respective PINs, as well as
cancel or replace their cards.
How do I get a joint credit card?
If you’re applying for a new credit card, answer “Yes” to the “Do
you need an additional card” question in our application form.
If you’d like an additional card for an existing account, fill out our credit card application or call us
at 1-888-622-2783.
Please note that there’s an annual fee for an additional credit
card.
®ALLURE and NATIONAL BANK are registered trademarks of National Bank
of Canada.
®Mastercard and Tap and Go are registered trademarks, and the circles design of the logo is a trademark of Mastercard International Incorporated. National Bank is an authorized user.
TM ID Check and Identity Check are trademarks of Mastercard International Inc. Authorized user: National Bank.
1. The cashback is based on a point-accumulation system. You get 1 point for every $2 you spend using your Allure Mastercard® credit card, providing your account is in good standing. Once a year, in January, you will receive a $10 cashback for every 1,000 points earned. The cashback will be paid as a credit applied to your account and cannot be paid in cash. Your account is considered to be in good standing when you fulfill the obligations under your cardholder agreement (e.g., make the minimum payment by the due date). Interest charges, annual fees, balance transfers, cash advances, service charges, insurance premiums, promotional Mastercard cheques and refunded purchases are not eligible for rewards points. For details, see the Terms and conditions [PDF].
2. Grace period:
No interest will be charged on purchases made during the month, provided the client pays the balance in full within twenty-one (21) days of the statement date. This grace period does not apply to cash advances or balance transfers. Minimum payment: If your account balance is lower than $10, you must pay the entire balance. If you reside in the province of Quebec, your minimum payment will correspond to 5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher. If you reside outside of Quebec, your minimum payment represents 2.5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher. Account statement: A statement is sent monthly.
Example of credit charges over a 30-day period
Annual interest rate |
Average balance |
|
|---|---|---|
$500 |
$3,000 |
|
22.49% |
$9.24 |
$55.45 |
20.99% |
$8.63 |
$51.76 |
12.9% |
$5.30 |
$31.81 |
8.9% |
$3.66 |
$21.95 |
*Variable interest rate in effect on September 1, 2021
3. Balance transfers and cash advances are subject to credit approval
by National Bank. Each balance transfer must be at least $250.
4. This coverage applies to purchases charged to the National Bank mycredit card. Extended warranty coverage applies to most new items purchased with the card, in Canada or abroad, as long as the manufacturer's warranty is valid in Canada. Certain conditions and restrictions apply. For more information and for details of your insurance coverage, please consult the insurance certificate associated with your card.
5. These protections apply as long as the purchases or expenses in question are charged to the National Bank Allure Mastercard credit card. Extended warranties apply to most new items purchased with the card, in Canada or abroad, as long as the manufacturer's warranty is in effect and valid in Canada. Certain conditions and restrictions apply. For more information and details concerning your insurance coverage, please consult the insurance certificate attached to your card.
6. Certain conditions apply to the Zero Liability protection. Visit mastercard.ca for more information. Refer to the credit card terms and conditions.
7. The 10% discount on gift cards applies to the total amount when purchasing on yourallure.ca. Gift cards are redeemable at participating Allure partners: Amerispa, Banana Republic, Gap, Old Navy and Winners/HomeSense/Marshalls. Choice of gift card amounts: $25, $50 or $100 (as per partner availability). No discount will be given in store upon presentation of the Allure card. Gift cards cannot be replaced if damaged, lost or stolen. The list of Allure partners is subject to change without notice. Gap, Old Navy and Banana Republic gift cards can be used in all Gap, Old Navy and Banana Republic stores in North America. Gift cards are redeemable for in-store items only. If you have any questions about Gap, Old Navy and Banana Republic gift cards, please call 1-800-GAP-STYLE, 1-800-OLD-NAVY and 1-888-BR-STYLE respectively.
8. National Bank donates $0.10 for every $10 charged to an Allure Mastercard® credit card account over a 12-month period to the Quebec Breast Cancer Foundation. The annual donation is capped at $750,000.