Platinum Mastercard
Earn 1 point for every dollar spent
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Benefits of the ${p1.nomProduit}
Comprehensive travel insurance
Enjoy up to 10 days' coverage with our travel, trip cancellation/interruption, baggage loss and car rental insurance.4
Travel agency
Get more for your points when you redeem them for travel rewards. Call 1‑800‑561‑3653 for information.
Travel deals
Visit the À la carte RewardsTM site to claim any eligible expenses for travel not booked through the À la carte TravelTM online agency.
Purchase protection
Protect your new purchases from theft or damage for up to 180 days after the date of purchase.4
Rewards that pay off
Pay your card balance, invest in a Financial product or pay your mortgage with your rewards points or our À la carte Extras program®.
Dedicated online store
Redeem your points at our online store where we offer a wide range of rewards from top brands.
How to take advantage of your rewards?
Apply for your card
To be eligible you need to:
- For Canadian resident in age of majority, according to the province or territory where you live
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Not sure yet? Compare cards
Earn points
By charging just $2,000 a month to your card, you can get up to 24,000 rewards points per year and earn up to $200 in rewards.
Redeem your points
- Get merchandise and gift cards at our online store
- Buy vacation packages, plane tickets and even more through À la carte TravelTM
- Enjoy exclusive travel discounts with À la carte RewardsTM
- Sign up for banking products through À la carte Extras®
- Pay your credit card balance from your online bank
Ready to get started?
Is this your first visit?
Customer experience
For the second year in a row, National Bank ranks #1 among credit card issuers for Customer Experience according to the 2021 Forrester CX IndexTM. Sign up for a credit card and take advantage of a number of features and free services. Learn more.
Completing an application takes just a few minutes.
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Little details that matter
Annual fee and interest rate
Annual fee2 |
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Annual fee for additional card |
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Purchase rate |
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Balance transfer and cash advance rate2,3 |
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Minimum credit limit6 |
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Number of points per $ spent1 |
$1 in purchases = 1 point Earn points even faster by adding another card to your account (e.g. for your spouse) or by booking travel through our À la carte Travel™ online agency. |
Travel deals1 |
With the À la carte Rewards Plan®, you have the freedom to travel with the agency and airline of your choice. For more information on travel rewards, go to rewards.nbc.ca |
À la carte Travel |
Save on vacation packages and airline tickets when you redeem your points through the À la carte Travel™ online agency. Plan your entire trip with hotel and cruise bookings, car rentals and more. |
À la carte Extras |
Invest in a financial product, save on your banking packages or pay your mortgage with your rewards points thanks to the À la carte Extras program® |
Repayment with rewards points |
Pay your credit card balance with your rewards points directly in your online bank. For more details, visit our Repay with points program page. |
Insurance
Summary and insurance certificate |
Consult the${p1.guideDistr|link:"Summary":"":"_blank" }[PDF] and the${p1.certif|link:"Insurance Certificate":"":"_blank" }[PDF] |
Zero Liability5 |
Included |
Purchase protection against theft or damage4 |
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Extended warranty4 |
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Trip cancellation insurance4 |
Up to $1 250 per person |
Trip interruption insurance4 |
Up to $2 500 per person |
Out-of-province-of-residence medical/hospital insurance4 |
Up to $5 000 000 per person for 10 days (76 and over: no coverage) If your trip is longer than these time periods, you will not be covered. |
Flight delay insurance4 |
Up to $500 per person (over 4 hours) |
Baggage insurance in case of delay4 |
Up to $500 per person (over 6 hours) |
Baggage insurance in case of theft or loss4 |
Up to $1,000 per person |
Vehicle rental insurance4 |
Against collision, theft or damage for a period of 48 days (theft of personal effects up to $2,000) |
Medical, general and legal assistance4 |
Included |
Important phone numbers
Customer service (24/7) |
|
À la carte Rewards Centre |
|
Insurance claim and assistance |
|
Lost or stolen card |
|
Chargeback |
Cardholder Agreement
To learn more about the terms applicable to your card, read the${p1.urlConvention.en | link:"Cardholder Agreement":"":"_blank"}[PDF].
Confidentiality Policies
To learn about how we protect your information, consult our Confidentiality Policies.
TM CX Index and Forrester are trademarks of Forrester Research inc
National Bank of Canada received the highest CX Index™ score among credit card issuers in Canada in Forrester’s proprietary 2021 CX Index™ survey. The ranking was based on responses from 8,840 measuring 12 brands. The proprietary survey results are based on consumers’ opinions of the experiences with the brands in the survey. Forrester Research does not endorse any company included in any CX Index™ report and does not advise any person to select the products or services of any particular company based on the ratings included in such reports.
1. Certain restrictions apply. Please consult the rules governing reward points under Rewards plan.
2. Grace period: No interest will be charged on purchases made during the month, provided the client pays the balance in full within twenty-one (21) days of the statement date. This grace period does not apply to cash advances or balance transfers. Minimum payment: If your account balance is lower than $10, you must pay the entire balance. If you reside in the province of Quebec, your minimum payment will correspond to 5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher. If you reside outside of Quebec, your minimum payment represents 2.5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher. Account statement: A statement is sent monthly.
Examples of credit charges
Example of credit charges over a 30-day period
Annual interest rate |
Average balance |
|
|---|---|---|
$500 |
$3,000 |
|
22.49% |
$9.24 |
$55.45 |
20.99% |
$8.63 |
$51.76 |
14.5% |
$5.96 |
$35.75 |
8.9% |
$3.66 |
$21.95 |
*Variable interest rate in effect on September 1, 2021
3. Balance transfer and cash advance are subject to credit approval by National Bank. Each balance transfer must be at least $250.
4. This coverage applies to purchases and rentals charged in part to the card, except out-of-province medical/hospital insurance for which the travel arrangements need not be charged to the card, and lost or delayed luggage insurance where all transportation costs must be charged to the card. This coverage applies to the primary cardholder, his/her spouse and/or dependent children when they (spouse and/or dependent children) travel with the primary cardholder. Extended warranty coverage applies to most new items purchased with the card, in Canada or abroad, as long as the manufacturer's warranty is valid in Canada. Certain conditions and restrictions apply. For more information and for details of your insurance coverage, please consult the insurance certificate associated with your card.
5. Certain conditions apply. Visit mastercard.ca for more information. Refer to the credit card terms and conditions.
6. Subject to credit approval by National Bank
®À LA CARTE EXTRAS is a registered trademark of National Bank.
®Mastercard Platinum, Tap & Go and Priceless cities are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Authorized user: National Bank.
TM À LA CARTE TRAVEL is a trademark of National Bank of Canada. À la carte Travel is owned by Transat Distribution Canada Inc., holder of permit No. 753141 in Quebec.
TM ID Check and Identity Check are trademarks of Mastercard International Inc. Authorized user: National Bank.
Ready to travel with the Platinum Mastercard®?
Completing an application takes just a few minutes.
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