Consult the Agreement Governing the Use of the National Bank
Mastercard Credit Card [PDF].
®Mastercard and World Elite are registered trademarks, and
the circle design is a trademark of Mastercard International
Incorporated. Authorized user: National Bank.
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1. Subject to credit approval by National Bank. Earn up to 2 points
per dollar spent from eligible purchases based on your net spending,
over a period of 12 months from the account opening date:
- $0 to $40,000 = 1.5 points per dollar spent on
purchases.
- $40,001 to $80,000 = 2 points per dollar spent on
purchases.
- $80,001 and over = 1.5 points per dollar spent on
purchases.
Some restrictions apply. See Plan Rules.
2. Grace period: No interest will be charged on purchases made
during the month, provided the client pays the balance in full within
twenty-one (21) days of the statement date. This grace period does not
apply to cash advances or balance transfers. Minimum payment: If your
account balance is lower than $10, you must pay the entire balance. If
you reside in the province of Quebec, your minimum payment will
correspond to 5% of the credit card account balance plus any overdue
payment or $10, whichever amount is higher. If you reside outside of
Quebec, your minimum payment represents 2.5% of the credit card
account balance plus any overdue payment or $10, whichever amount is
higher. Account statement: A statement is sent monthly.
Examples of credit charges
Example of credit charges over a 30-day period:
