Photo of a National Bank Platinum Mastercard credit card with drawings of shopping bags, and a tent with a mountain next to it

Mastercard credit card promotion

Check out our current promotion: choose the Platinum Mastercard credit card and receive up to $406 in benefits and rewards upon enrollment. 

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*Offer valid until November 19, 2023. Minimum purchases and insurance product required. To take advantage of it, you must not hold a National Bank Mastercard credit card or have held one in the last 24 months. 


Small pleasures for a sweeter season with the Platinum Mastercard

Treat yourself this fall with a National Bank® Platinum Mastercard® credit card: earn up to 25,000 reward points, the equivalent of $406 in benefits and rewards upon enrollment.

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10,000 welcome points

If you made $2,500 in net purchases in the 3 months following enrollment.

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5,000 points for credit card payment insurance

If you have taken out Credit Card Payment Insurance* at the time of card enrollment, and for a minimum period of 3 months.

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10,000 points after the first year

If you've made $6,000 in net purchases in the 12 months following enrollment.

Get up to 25,000 points

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Platinum Mastercard

Annual fee

$70    $0

Purchase rate 1


Balance transfers and cash advances1-2


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Up to 2 points per dollar spent1

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Access to the National Bank Lounge at Montréal-Trudeau Airport

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Travel expenses reimbursed ($150)

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Up to 60 days of travel insurance4

No minimum income required, subject to credit approval.

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This offer for new National Bank Platinum Mastercard cardholders ends November 19, 2023. Minimum purchase and insurance product required, conditions apply.

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Get a response in an instant

Apply online and from the comfort of your own home. Get an answer in minutes.

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We’re here for you

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Is the Platinum Mastercard right for you?

Apply online in minutes.

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Come see us or give us a call and we'll answer all your questions.

Call us toll free:

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Need more information?

Little details that matter

Length of the welcome promotion

September 18, 2023 to November 19, 2023.

  1. Sign up for a National BankTM Platinum MastercardTM credit card during the promotion as a primary cardholder.
  2. Not have held a Mastercard credit card for individuals from National Bank over the past 24 months. 
  3. Keep the account open until annual fees are reimbursed and the rewards points are paid.  
  4. Keep the account in good standing by complying with the conditions set out in the credit card agreement. For example, all minimum payments must be made on time.
  5. Not be employed by National Bank or one of its subsidiaries.  

Description of the promotion

We will charge annual fees to the account of your new card and reimburse those fees to you. You will receive this reimbursement within five months of opening your account, provided that your account remains open. It will appear on your statement in the form of a credit.

Annual fees related to authorized users’ cards are not eligible for this promotion.

Rewards points

Points offered


$2,500 in purchases in the first three months


$6,000 in purchases in the first 12 months


Enrolment in payment insurance* for at least the first three months

How total purchases are calculated

To be eligible, purchases must be as defined in the applicable rules for accumulating points for the À la carte Rewards PlanTM. Eligible purchases that are the subject of a return or refund are not included in the calculation. 

The calculation is for the total amount of purchases made through all cards linked to the account. 

Other conditions

  • You can only take advantage of the promotion once. 
  • Issuance of the card is subject to credit approval by National Bank of Canada. Other conditions apply to the issue of the card.
  • This promotion may not be combined with any other promotion or offer applicable to National Bank credit cards, nor is it retroactive.
  • This promotion may be modified or withdrawn without notice.

®Mastercard and Platinum Mastercard are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Authorized user: National Bank 

®À LA CARTE EXTRAS, À LA CARTE REWARDS PLAN, NATIONAL BANK and the NATIONAL BANK logo are registered trademarks of National Bank of Canada. 

1. Certain restrictions apply. For more information, consult the Rewards plan section or the Plan rules regarding how to earn points. 

2. Grace period: No interest will be charged on purchases made during the month, provided the client pays the balance in full within twenty-one (21) days of the statement date. This grace period does not apply to cash advances or balance transfers. Minimum payment: If your account balance is lower than $10, you must pay the entire balance. If you reside in the province of Quebec, your minimum payment will correspond to 5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher. If you reside outside of Quebec, your minimum payment represents 2.5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher. Account statement: A statement is sent monthly. 

Example of credit charges over a 30-day period

Annual interest rate Average balance
  $500 $3,000
22.49 % $9.24 $55.45
20.99 % $8.63 $51.76
12.9 % $5.30 $31.81
8.9 % $3.66 $21.95

*Variable interest rate in effect on September 1, 2021

3. Balance transfers and cash advances are subject to credit approval by National Bank. Each balance transfer must be at least $250.

4. This coverage applies to purchases and rentals charged in part to the card, except out-of-province medical/hospital insurance for which the travel arrangements need not be charged to the card, and lost or delayed luggage insurance where all transportation costs must be charged to the card. This coverage applies to the primary cardholder, their spouse and/or dependent children when they (spouse and/or dependent children) travel with the primary cardholder. Extended warranty coverage applies to most new items purchased with the card, in Canada or abroad, as long as the manufacturer's warranty is valid in Canada. Certain conditions and restrictions apply. For more information and for details of your insurance coverage, please consult the insurance certificate associated with your card.