Credit card promotions

Take advantage of National Bank Mastercard credit cards all year round

Learn more

Picto récompenses

The next promotion is coming soon

National Bank regularly offers promotions on its credit cards. The upcoming offers will be announced on this page. Stay tuned! In the meantime, learn more about our credit cards and their benefits.

Our most popular cards

Whether you're looking for rewards, travel discounts or cashback, there's a National Bank® Mastercard® card that's right for you.1-2-3

${p1.categoriePrincipale}

${p1.nomProduit}

${p1.urlImg | image:"70%":"auto" }

${p1.accroche}

${p1.productPricing.AF_CRD.productPricingValue|amount:"true"}

Annual fee


${p1.productPricing.TX_INT.productPricingValue|percent:"true"}

Purchase rate 


${p1.productPricing.TX_TRF.productPricingValue|percent:"true"}

Interest rate  
(balance transfers and cash advances)

 

${p1.urlForms | link:"Sign up now":"btn btnRTE3":"_blank"}

${p1.urlPage | link:"View card details"}

See credit terms

${p1.categoriePrincipale}

${p1.nomProduit}

${p1.urlImg | image:"70%":"auto" }

${p1.accroche}

${p1.productPricing.AF_CRD.productPricingValue|amount:"true"}

Annual fee


${p1.productPricing.TX_INT.productPricingValue|percent:"true"}

Purchase rate 


${p1.productPricing.TX_TRF.productPricingValue|percent:"true"}

Interest rate  
(balance transfers and cash advances)

 

${p1.urlForms | link:"Sign up now":"btn btnRTE3":"_blank"}

${p1.urlPage | link:"View card details"}

See credit terms

${p1.categoriePrincipale}

${p1.nomProduit}

${p1.urlImg | image:"70%":"auto" }

${p1.accroche}

${p1.productPricing.AF_CRD.productPricingValue|amount:"true"}

Annual fee


${p1.productPricing.TX_INT.productPricingValue|percent:"true"}

Purchase rate 


${p1.productPricing.TX_TRF.productPricingValue|percent:"true"}

Interest rate  
(balance transfers and cash advances)

 

${p1.urlForms | link:"Sign up now":"btn btnRTE3":"_blank"}

${p1.urlPage | link:"View card details"}

See credit terms

${p1.categoriePrincipale}

${p1.nomProduit}

${p1.urlImg | image:"70%":"auto" }

${p1.accroche}

${p1.productPricing.AF_CRD.productPricingValue|amount:"true"}

Annual fee


${p1.productPricing.TX_INT.productPricingValue|percent:"true"}

Purchase rate 


${p1.productPricing.TX_TRF.productPricingValue|percent:"true"}

Interest rate  
(balance transfers and cash advances)

 

${p1.urlForms | link:"Sign up now":"btn btnRTE3":"_blank"}

${p1.urlPage | link:"View card details"}

See credit terms

Compare cards based on your needs

 Take full advantage of Mastercard benefits

A flexible rewards plan

Sign up for a Mastercard rewards credit card to earn points that can be redeemed for a large selection of goods and services.

Exclusive to rewards cards

Explore rewards cards

Redeem points in exchange for travel discounts

Already booked your trip?

Find out just how far your À la carteMD Rewards Plan can take you Eligible expenses include plane tickets, vehicle rentals, travel packages, hotel reservations, cruises, and more!

Exclusive to World EliteMD, Mastercard WorldMD and Platinum card holders.

Discover our Rewards Plan

Get great cashback rewards

Make the most of your everyday purchases with our cashback Mastercard credit cards. Ready to get started? 

Exclusive to cashback cards 

Explore cashback cards

Purchase protection

Enjoy damage, loss or theft protection on most of your purchases.4 

Offered with all Mastercard credit cards View all cards 

View all cards

Apple Pay® and Google Pay® 

Forget about fumbling through your wallet. Pay for your in-store, in-app and online purchases in seconds with Apple Pay® or Google Pay®. Offered with all Mastercard credit cards 

Explore mobile payments

Little details that matter

† Illustration of the potential $1,670 in benefits and rewards

The potential benefit and reward amount of $1,670 is an illustration of what can be achieved in the first year for a World Elite cardholder. It is based on the typical profile of a new cardholder who:

  Amount of the benefits and rewards
  • Has $48,000 in annual expenses
77,760 rewards points valued at over $648 in travel discounts ($100 per 12,000 points)
  • Take advantage of the welcome offer of 30,000 rewards points by making $5,000 in purchases during the first 3 months
30,000 rewards points valued at $250 in travel discounts ($100 per 12,000 points) 
  • Take advantage of the 10,000 rewards points offer by signing up for Mastercard credit card payment insurance for a minimum period of 3 months 
10,000 rewards points valued at $83 in travel discounts ($100 per 12,000 points)
  • Take advantage of the 20,000 rewards points offer by making $12,000 in purchases in the first 12 months
20,000 rewards points valued at $167 in travel discounts ($100 per 12,000 points)
  • Save on annual fees for the first year ($150 value)† 
$150
  • $150 in travel-fee refunds
$150
  • Two-time entrance with a guest to the National Bank Lounge
$222 ($48,29 per adult plus taxes) 

Certain eligibility requirements apply. The potential amount varies depending on annual account spending, travel expenses reimbursed and number of visits to the National Bank Lounge. Redemption value may vary depending on the type of reward. To find out how many points are required for each reward, visit rewards.nbc.ca.

Duration of the promotion

October 3, 2022, to January 13, 2023

Card eligible for the promotion

National Bank World Elite® Mastercard® credit card

Promotional advantages and terms and conditions of the promotion

To benefit from this promotion, sign up for the National Bank World Elite Mastercard credit card no later than January 13, 2023. You must sign up via the hyperlink contained in one of the promotional emails sent by one of our participating partners, via one of the promotional banners on their websites, or via one of their webpages. 

Save on annual fees the first year:

The primary cardholder will be refunded their annual card fee the first year. The refund will appear as a fee and a credit on their statement no later than 4 months after the account was opened.

Rewards points:

You will earn rewards points, or a combination of points as follows:

Welcome points

World Elite : You will earn 30,000 rewards points if you charge a net purchase amount of $5,000 to the credit card within 3 months of opening your account.

Platinum :  You will earn 15,000 rewards points if you charge a net purchase amount of $3,000 to the credit card within 3 months of opening your account.

Points are earned on net purchases for a period of 3 months from the account opening date. Your rewards points will be added to your credit card account in a single disbursement and appear on your statement no later than 5 months after the account was opened.

Points when you sign up for credit card payment insurance

World Elite and Platinum : You will earn 10,000 rewards points if you sign up for credit card payment insurance for a minimum of 3 months. To obtain your rewards points, complete the sections related to the Credit Card Payment Protection (CCPP) on the credit card application when you open your account.

Your rewards points will be added to your credit card account in a single disbursement and appear on your statement no later than 5 months after the account was opened.

Points earned on the 1st anniversary of the account opening date

World Elite : You will earn 20,000 rewards points if you charge a net purchase amount of $12,000 to the credit card no later than 12 months after the account was opened.

Platinum: You will earn 10,000 rewards points if you charge a net purchase amount of $6,000 to the credit card no later than 12 months after the account was opened.

Points are earned on net purchases for a period of 12 months from the account opening date. Your rewards points will be added to your credit card account in a single disbursement and appear by the 2nd statement following your account anniversary date.

Rewards points and refund conditions

Net purchases:

The net purchase volume is the number of purchases charged to the account minus returned items and refunds. Annual fees, balance transfers, cash advances (including transactions that can be directly converted to cash, such as money orders, bank transfers, travellers cheques and gaming transactions), interest charges and any other fees or adjustments not considered purchases are not included in the calculation of net purchases.

Account in good standing:

The account must be open and in good standing at the time when annual fees are refunded, or rewards points are applied.

Reward limit:

There is a limit of one cashback amount per category (welcome points, points for signing up for credit card payment insurance, and points earned on the 1st anniversary of the account opening date) per credit card account and per client during the promotion, regardless of the number of cards linked to the account.

Other conditions

  • The card is issued subject to credit approval by National Bank of Canada. Certain conditions apply.

  • You must not have a National Bank Mastercard credit card or have had one in the past 24 months.

  • The promotion may not be combined with another promotion applicable to National Bank credit cards, nor is it retroactive.

  • You must not be employed by us or by an entity in our group.

  • The promotion may be modified or withdrawn without notice.

${p1.ageMin.lbl}

${p1.ageMin}

${p1.statutLeg.lbl}

${p1.statutLeg}

${p1.revenuAnnuel.lbl}

or

${p1.achatsMin.lbl}

or

${p1.actifsInvest.lbl}

${p1.revenuAnnuel}

 

${p1.achatsMin}

 

${p1.actifsInvest}

You aren't eligible? Discover the World Mastercard Credit Card or the Platinum Mastercard credit card.

 

1.Subject to credit approval by National Bank.

 

2. Grace period: No interest will be charged on purchases made during the month, provided the client pays the balance in full within twenty-one (21) days of the statement date. This grace period does not apply to cash advances or balance transfers. Minimum payment: If your account balance is lower than $10, you must pay the entire balance. If you reside in the province of Quebec, your minimum payment will correspond to 5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher. If you reside outside of Quebec, your minimum payment represents 2.5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher. Account statement: A statement is sent monthly. 

 

Examples of credit charges 

Example of credit charges over a 30-day period: 

Annual interest rate

Average balance

 

$500

$3,000

22.49%

$9.24

$55.45

20.99%

$8.63

$51.76

14.5%

$5.96

$35.75

8.9%

$3.66

$21.95

*Variable interest rate in effect on September 1, 2021

3. Subject to credit approval by National Bank. Each balance transfer must be at least $250. 

4. This coverage applies to purchases and rentals charged in part to the card, except out-of-province medical/hospital insurance for which the travel arrangements need not be charged to the card, and lost or delayed luggage insurance where all transportation costs must be charged to the card. This coverage applies to the primary cardholder, his/her spouse and/or dependent children when they (spouse and/or dependent children) travel with the primary cardholder. Extended warranty coverage applies to most new items purchased with the card, in Canada or abroad, as long as the manufacturer's warranty is valid in Canada. Certain conditions and restrictions apply. For more information and for details of your insurance coverage, please consult the insurance certificate associated with your card.

®ALLURE, À LA CARTE REWARDS PLAN and NATIONAL BANK are registered trademarks of National Bank.

®MYCREDIT is a trademark of National Bank of Canada.

®MASTERCARD, WORLD ELITE are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Authorized user: National Bank

® APPLE PAY is a trademark of Apple Inc., registered in the U.S. and other countries. Apple Inc. is not a sponsor of or participant in National Bank Mobile Banking Solutions.

® GOOGLE PAY is a trademark of Google LLC. The use of this trademark is subject to Google Inc.’s authorization policy.

*TM National Bank of Canada received the highest CX Index™ score among credit card issuers in Canada in Forrester’s proprietary 2020-2021 CX Index™ survey. The ranking was based on responses from 9,004 measuring 12 brands. The proprietary survey results are based on consumers’ opinions of the experiences with the brands in the survey. Forrester Research does not endorse any company included in any CX Index™ report and does not advise any person to select the products or services of any particular company based on the ratings included in such reports.

Do you already have a credit card?

Did you know that you can make payments and check your balance online? Plus much more!

Sign-in

Icône téléphone
Icône FAQ