Mastercard credit card promotions
Browse our current Mastercard credit card promotions and enjoy even more benefits and rewards
Earn up to 35,000 rewards points
Get up to 35,000 rewards points after enrollment and save on annual fees for the first year.*
Annual fee for the main cardholder for the first year3
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Reimbursed the first year, $70/year thereafter
Purchase rate
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Balance transfers and cash advances
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*Offer valid through November 4, 2026. Minimum purchase and insurance product required. Available to first-time applicants for a National Bank Mastercard personal credit card. Terms and conditions apply.
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Little details that matter
Description of the promotion
Up to 35,000 reward points upon enrollment, and a refund of the annual fee for the first year for the primary cardholder of a National Bank® Platinum Mastercard®.
Length of the welcome promotion
From June 30, 2026, to November 4, 2026.
Eligibility conditions
Sign up for a National Bank® Platinum Mastercard® credit card as a primary cardholder during the promotion period.
Have not held any National Bank personal Mastercard credit card as a primary cardholder during the past 12 months.
Keep the credit card account open and in good standing, in compliance with the Credit Card Agreement, until the annual fee refund and reward points are credited. For example, all minimum payments must be made on time.
Must not be employed by National Bank of Canada or an entity in its group.
Annual fees
The $70 annual fee for the primary cardholder will be refunded for the first year.
We will charge the annual fee to your new card account and then refund it. You will receive this refund within five months of opening your account, provided that your account remains open and in good standing. The refund will appear on your statement as a credit.
Annual fees related to authorized users’ cards are not eligible for this promotion.
Reward points
| Points offered | Conditions | When points are awarded |
|---|---|---|
| 10,000 | Enrollment in credit card payment insurance* for at least the first three months | Within two months following the minimum enrollment period |
| 10,000 | $2,500 in purchases within the first three months** | By the end of the 6th month following enrollment** |
| 15,000 | $10,000 in purchases within the first 12 months** | By the end of the 15th month following enrollment** |
* To apply for payment insurance, you must complete the sections related to the Credit Card Payment Protection Plan (CCPPP) included in the credit card application form.
** The purchase calculation period starts on the date you sign up for the card. For example, if you sign up on July 15, 2026, you have until October 15, 2026, to make the required $2,500 in purchases, and the 10,000 points will be credited to your account by the end of January 2027.
How total purchases are calculated
The calculation is based on the total amount of purchases made using all cards linked to the account.
Transactions not included in the calculation are set out in Article 1.5 of the À la carte Rewards Plan™.
Other conditions
- This promotion may only be used once per person.
- Issuance of the card is subject to National Bank of Canada’s credit approval. Other conditions apply to the issuance of the card.
- Unless otherwise indicated, this promotion cannot be combined with any other National Bank credit card promotion and is not retroactive.
- This promotion may be modified or withdrawn without notice.
® Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Authorized user: National Bank.
1. Certain restrictions apply. For more information, consult the Rewards plan section or the Plan rules regarding how to earn points.
2. Grace period:
No interest will be charged on purchases made during the month, provided the client pays the balance in full within twenty-one (21) days of the statement date. This grace period does not apply to cash advances or balance transfers. Minimum payment: If your account balance is lower than $10, you must pay the entire balance. If you reside in the province of Quebec, your minimum payment will correspond to 5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher. If you reside outside of Quebec, your minimum payment represents 2.5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher. Account statement: A statement is sent monthly.
Example of credit charges over a 30-day period
| Annual interest rate | Average balance | |
|---|---|---|
| $500 | $3,000 | |
| 22.49% | $9.24 | $55.45 |
| 20.99% | $8.63 | $51.76 |
| 13.2% | $5.53 | $31.16 |
| 9.2% | $3.78 |
$22.68 |
*Variable interest rate in effect on September 1, 2021.
3. Balance transfer and cash advance are subject to credit approval by National Bank. Each balance transfer must be at least $250.