WELCOME OFFER
Credit card special offers
Discover our promotional offer on our credit cards and earn even more points and rewards.
Discover the cards on special offer
The offer for new National Bank cardholders is valid until April 16, 2023. Minimum purchase and insurance product required. Certain conditions apply*.
Treat yourself
Choose your National Bank World Elite® Mastercard® or Platinum Mastercard® credit card to benefit from this limited-time offer. You could get 25,000 to 40,000 rewards points to treat yourself. Visit our online boutique where you’ll find merchandise, gift cards, travel deals and financial products: there are so many rewards to choose from! Oh, this also includes no annual fees for the first year. The primary cardholder will be refunded their annual card fee for the first year. The refund will appear as a fee and a credit on their statement no later than 4 months after the account was opened. To take advantage of our welcome offer, you must not currently hold a personal National Bank Mastercard credit card or have held one in the last 24 months.
Get your rewards now
Welcome points
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Get points when you sign up
for insurance
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Get points on the first anniversary
This offer for new National Bank Mastercard cardholders ends on April 16, 2023. To take advantage of our welcome offer, you must not currently hold a personal National Bank Mastercard credit card or have held one in the last 24 months. Minimum purchase and insurance product required. Certain conditions apply.*
Get up to 40,000 points
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Access to the National Bank Lounge at the Montreal Airport4
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Refund for travel expenses ($150)5
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Travel insurance for up to 60 days6
Minimum gross annual income:
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Get up to 25,000 points
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Access to the National Bank Lounge at the Montreal Airport4
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Refund for travel expenses ($150)5
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Travel insurance for up to 60 days6
Minimum gross annual income:
No minimum income required. Subject to credit approval.
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Little details that matter
Duration of the promotion
February 13, 2023, to April 16, 2023.
Cards eligible for the promotion
National Bank Platinum and World Elite® Mastercard® credit cards.
Promotional advantages and terms and conditions of the promotion
To benefit from this promotion, sign up for one of the eligible credit cards no later than April 16, 2023.
In addition, you must not be a primary cardholder of a personal National Bank Mastercard credit card or have been in the last 24 months.
Save on annual fees the first year:
The primary cardholder will be refunded their annual card fee for the first year. The refund will appear as a fee and a credit on their statement no later than 4 months after the account was opened.
Rewards points:
You could earn a combination of rewards points as follows:
Welcome points
World Elite: You will earn 20,000 rewards points if you charge a net purchase amount of $3,000 to the credit card within 3 months of opening your account.
Platinum: You will earn 10,000 rewards points if you charge a net purchase amount of $2,500 to the credit card within 3 months of opening your account.
Points are earned on net purchases for a period of 3 months from the account opening date. Your rewards points will be added to your credit card account in a single disbursement and appear on your statement no later than 5 months after the account was opened.
Points when you sign up for credit card payment insurance
World Elite and Platinum: You will earn 10,000 rewards points if you sign up for credit card payment insurance for a minimum of 3 months. To obtain your rewards points, complete the sections related to the Credit Card Payment Protection (CCPP) on the credit card application when you open your account.
Your rewards points will be added to your credit card account in a single disbursement and appear on your statement no later than 5 months after the account was opened.
Points earned on the 1st anniversary of the account opening date
World Elite: You will earn 10,000 rewards points if you charge a net purchase amount of $12,000 to the credit card no later than 12 months after the account was opened.
Platinum: You will earn 5,000 rewards points if you charge a net purchase amount of $6,000 to the credit card no later than 12 months after the account was opened.
Points are earned on net purchases for a period of 12 months from the account opening date. Your rewards points will be added to your credit card account in a single disbursement and appear by the 2nd statement following your account anniversary date.
Rewards points and refund conditions
Net purchases: The net purchase volume is the amount of purchases charged to the account minus returned items and refunds. Annual fees, balance transfers, cash advances (including transactions that can be directly converted to cash, such as money orders, bank transfers, traveller’s cheques and gaming transactions), interest charges and any other fees or adjustments not considered purchases are not included in the calculation of net purchases.
Account in good standing: The account must be open and in good standing at the time when annual fees are refunded, or rewards points are applied.
Reward limit: There is a limit of one reward amount per category (welcome points, points for signing up for credit card payment insurance, and points earned on the 1st anniversary of the account opening date) per credit card account and per client during the promotion, regardless of the number of cards linked to the account.
Change in an eligible credit card: If you sign up for an eligible card during the promotion and subsequently change your card before the 1st anniversary of opening your account, you will earn the points applicable on the 1st anniversary of the date you activated your card, provided that you meet the promotion conditions.
Other conditions
- The card is issued subject to credit approval by National Bank of Canada. Certain conditions apply.
- The promotion may not be combined with another promotion applicable to National Bank credit cards, nor is it retroactive.
- You must not be employed by us or by an entity in our group.
- The promotion may be modified or withdrawn without notice.
®Mastercard, World Elite and Platinum Mastercard are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Authorized user: National Bank
1. Certain restrictions apply. Please consult the Plan rules regarding how to earn points.
2. Grace period: No interest will be charged on purchases made during the month, provided the client pays the balance in full within twenty-one (21) days of the statement date. This grace period does not apply to cash advances or balance transfers. Minimum payment: If your account balance is lower than $10, you must pay the entire balance. If you reside in the province of Quebec, your minimum payment will correspond to 5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher. If you reside outside of Quebec, your minimum payment represents 2.5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher. Account statement: A statement is sent monthly.
Examples of credit charges
Example of credit charges over a 30-day period:
| Annual interest rate | Average balance | |
| $500 | $3,000 | |
| 22.49 % | $9.24 | $55.45 |
| 20.99 % | $8.63 | $51.76 |
| 12.9 % | $5.30 | $31.81 |
| 8.9 % | $3.66 | $21.95 |
*Variable interest rate in effect on September 1, 2021
3. Balance transfers and cash advances are subject to credit
approval by National Bank. Each balance transfer must be at least
$250.
4. Exclusively available to World Elite Mastercard cardholders. Visitors must present their physical credit card and boarding pass to access the National Bank Lounge. The National Bank Lounge is only available to clients travelling to international destinations (excluding Canada and U.S. flights). Guests cannot spend more than three (3) hours in the Lounge. For National Bank clients who do not have free Lounge access and for additional guests, admission is around $37 for adults and $26 for children, plus tax. Admission is free for children under three years old. The entry price may change at any time without notice and at the discretion of the Lounge operator.
5. Clients must submit required documents within the given deadline. Certain conditions may apply. Only the primary cardholder (“Cardholder”) of National Bank World Elite Mastercard whose account is in good standing can request a refund of travel expenses. An account in good standing refers to an account linked to a credit card which complies with the Agreement governing the use of the credit card and which is not subject to any restrictions. For example, the annual fees related to the credit card must have been paid in full. The maximum amount that can be submitted for reimbursement between January 1 and December 31 of each year is $150.
Eligible expenses include:
- airport parking fees
- baggage fees
- seat selection fees
- access to airport lounges worldwide
- airline ticket upgrades
The claim must be submitted within 60 days of the purchase date and accompanied by proof of purchase. The travel fees must be charged to the National Bank World Elite Mastercard credit card. The maximum reimbursement amount is $150 per account. The refund will be issued within 7 business days following the request approval date and after receiving all required information. An amount not claimed in a year cannot be carried over to the following year. For more information or to obtain the refund form, sign in to rewards.nbc.ca, click the Refund of travel expenses tab and complete the form, you can also contact us at 1-888-296-8881 (toll-free).
6. This coverage applies to purchases and rentals charged in part to the card, except out-of-province medical/hospital insurance for which the travel arrangements need not be charged to the card, and lost or delayed luggage insurance where all transportation costs must be charged to the card. This coverage applies to the primary cardholder, their spouse and/or dependent children when they (spouse and/or dependent children) travel with the primary cardholder. Extended warranty coverage applies to most new items purchased with the card, in Canada or abroad, as long as the manufacturer's warranty is valid in Canada. Certain conditions and restrictions apply. For more information and for details of your insurance coverage, please consult the insurance certificate associated with your card.
7. You will receive a reply accepting or refusing your application or indicating that it is being processed as it requires further investigation.