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Credit card promotion

Sign up for the World Elite Mastercard credit card and get a $300 cashback in addition to many other benefits.*

Offer for new cardholders. Minimum purchase requirement.


World Elite Mastercard

Accumulate up to 2 points per dollar spent1

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Discounts on travel and car rentals

Get up to $1,100 in advantages and rewards*

Minimum gross annual income of $80,000 for the applicant, or $150,000 household income

Annual fee     $150

Purchase interest2-3     20.99 %

Balance transfers and cash advances2‑3  22.99 %

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Secure online form

Jusqu’à 900 $ en rabais voyage ou jusqu’à 800 $ à investir dans un produit financier annuellement*

Treat yourself

Transform your points

Make a credit card payment or treat yourself in our online boutique.

Nearby travels

No need to cross the ocean to escape. Exchange your points to rent a car or chalet.

Benefit from extended warranties

Triple the manufacturer's warranty on most purchases made with your credit card, up to 2 additional years.4

Learn more about the À la carte Rewards Plane Plan

Get $300 cashback

It takes less than 5 minutes

You will receive a $300 cashback if a net purchase amount of $4,000 is charged to the credit card during the first three months after signing up. This offer ends April 30, 2021.*

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Not the right card for you?
Discover our other cards

Accumulate points on your purchases

The À la carte Rewards Plan® allows you to accumulate points with each of your purchases1.

$2,500 spent monthly ($30,000 a year)  45,000 Annual points

Accumulate points even faster

Add an additional card to your account, for your spouse for example, or make purchases online at the À la carte Travel AgencyTM.

How to exchange your points? Here are some examples:

$50 electronic gift card for

6,250 pts

$50 payment on your card balance for

12,500 pts

Wireless headset from our online boutique for5

33,870 pts

For your next Montreal - Toronto flight ($375 value), $100 payment/10,000 pts on À la carte Travel.

37,500 pts

Promo World Elite cashback $300

Offer valid until April 30, 2021

Apply for your World Elite Mastercard in a few quick and easy steps. Once you receive confirmation, please allow 5-7 business days for your card to be delivered.

Minimum gross annual income of $80,000 for the applicant, or $150,000 household income

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Little details that matter

Eligibility criteria















You aren't eligible? Discover the World Credit Card or the Platinum credit card.

Annual fee and interest rate

Annual fee2


Annual fee for additional card


Purchase rate


Balance transfer and cash advance rate2-3


Minimum credit limit7

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Rewards plan

Number of points per $ spent1

Earn up to 2 points per dollar spent, based on your
net spending over a 12-month period starting on the date you open the account:

  • $0 to $40 000 = 1.5 points per dollar in purchases
  • $40 001 to $80 000 = 2 points per dollar in purchases
  • $80 001 and more = 1.5 points per dollar in purchases

Earn points even faster by adding another card to your account (e.g. for your spouse) or by booking travel through our À la carte Travel™ online agency.

Travel deals1

With the À la carte RewardsTM, you have the freedom to travel with the agency and airline of your choice. For more information on travel rewards, go to

À la carte Travel

Save on vacation packages and airline tickets when you redeem your points through the À la carte TravelTM online agency. Plan your entire trip with hotel and cruise bookings, car rentals and more.
Discover the À la carte Travel online agency

À la carte Extras

Invest in a financial product, save on your banking packages or pay your mortgage with your rewards points thanks to the À la carte Extras program®

Repayment with rewards points

Pay your credit card balance with your rewards points directly in your online bank

For more details, visit our Repay with points program page.

Unlimited access to National Bank

You and a guest can enjoy free access to the National Bank Lounge at Montréal-Trudeau Airport, with drinks, snacks, Wi-Fi and much more! 6

Travel expenses

Get a refund of up to $250 per year on seat selection, airport parking and baggage fees.9-10


Summary and insurance certificate

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Zero Liability8


Purchase protection in the event of theft or damage4

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Extended warranty4


Trip cancellation insurance4

Up to $2,500 per person

Trip interruption insurance4

Up to $5,000 per person

Out-of-province-of-residence medical/hospital insurance4

Up to $5,000,000 per person:

  • 54 and under: 60 days
  • 55 to 64: 31 days
  • 65 to 75: 15 days

If your trip exceeds these time frames, you will not be covered.

Departure flight delay insurance4

Up to $500 per person (over 4 hours)

Baggage insurance in case of delay4

Up to $500 per person (over 6 hours)

Baggage insurance in case of theft or loss4

Up to $1,000 per person

Vehicle rental insurance4

Against collision, theft or damage for a period of 48 days or less (theft of personal effects up to $2,000)

Medical, general and legal assistance4


Important phone numbers

Customer service (24/7)

À la carte Rewards Centre

Concierge service and travel fee reimbursement (24/7)

Insurance claim and assistance

Lost or stolen card


Cardholder Agreement

To learn more about the terms applicable to your card, read the${p1.urlConvention.en | link:"Cardholder Agreement":"":"_blank"}[PDF].

Confidentiality Policies

To learn about how we protect your information, consult our Confidentiality Policies.

Offer conditions

Offer valid from February 1 to April 30, 2021 for National Bank® World Elite® Mastercard® credit card. Credit card is issued subject to credit approval by National Bank. Certain conditions apply.

You will receive a $300 cashback if $4,000 in net purchases is charged to the credit card account within the first three months following enrolment. The cashback will be credited to your account on the fourth or fifth statement after your account is opened. 

To take advantage of this offer, you must sign up for National Bank World Elite Mastercard credit card before April 30, 2021 and activate it no later than May 15, 2021.

The offer begins and the net purchases charged to your card are calculated starting the month following the account opening (for example, if the account is opened on February 15, purchases will be calculated starting March 1). Net purchases between the first and the last calendar day of the month are calculated.

Net purchases refer to the amount in purchases charged to the account less returns and refunds. Annual fees, balance transfers, cash advances, cash transactions, interest charges and any other fees and adjustments are not included in the calculation. The net purchases charged to your card are calculated starting the first day of the month following the account opening. 

The account must be in good standing for the cashback to be awarded.

This promotion is intended for individuals who do not have a National Bank Mastercard credit card and have not held a National Bank credit card within the last 24 months. 

The offer is not applicable when opening an additional card.  

This offer cannot be combined with any other National Bank promotion.

Employees of National Bank and its subsidiaries and entities are not eligible for the offer.

PB 1859 clients are included in this offer.

National Bank reserves the right to end this promotion at any time without notice.

Legal Disclaimers

*The potential benefit amount of $1,100 is an example of what a World Elite cardholder could obtain annually, after signing up. This example is based on a cardholder who charges $30,000 to their card every year, enjoys the $300 cashback promotion with their $4,000 net purchases in the first 3 months, gets $250 in travel fee refunds and visits the National Bank Lounge twice with a guest. The amount was calculated as follows: $30,000 in expenses per year equaling 45,000 reward points, which is equivalent to more than $350 in electronic gift cards ($100 for every 12,500 points) or travel discounts ($100 for every 12,000 points), $250 refund on travel fees and two visits to the Lounge with a guest ($48.29 plus taxes per person). Certain eligibility conditions apply. The potential benefit amount varies depending on the annual expenses charged to the account and the number of visits to the National Bank Lounge.

1. Certain restrictions apply. You must, therefore, first pay for your trip in full with an eligible credit card to redeem your points. Your travel credit will take effect approximately 72 hours after the exchange. For more information, consult the applicable rules for earning points in the À la carte Rewards Plan section

2. Grace period: No interest will be charged on purchases made during the month, provided the client pays the balance in full within twenty-one (21) days of the statement date. This grace period does not apply to cash advances or balance transfers. Minimum payment: If your account balance is lower than $10, you must pay the entire balance. If you reside in the province of Quebec, your minimum payment will correspond to 5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher. If you reside outside of Quebec, your minimum payment represents 2.5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher. Account statement: A statement is sent monthly.

Examples of credit charges

Example of credit charges over a 30-day period

Annual interest rate

Average balance
















*Variable interest rate in effect on July 1, 2020

3. Balance transfer and cash advance are subject to credit approval by National Bank. Each balance transfer must be at least $250.

4. This coverage applies to purchases and rentals charged in part to the card, except out-of-province medical/hospital insurance for which the travel arrangements need not be charged to the card, and lost or delayed luggage insurance where all transportation costs must be charged to the card. This coverage applies to the primary cardholder, his/her spouse and/or dependent children when they (spouse and/or dependent children) travel with the primary cardholder. Extended warranty coverage applies to most new items purchased with the card, in Canada or abroad, as long as the manufacturer's warranty is valid in Canada. Certain conditions and restrictions apply. For more information and for details of your insurance coverage, please consult the insurance certificate associated with your card.

5. Limited quantity. Example based on one of the availabe model : Bose® SoundLink® Around-Ear Wireless Headphones II (Black)Item # 1119-0005. Other models are avalables. There value and number of points required may change.

MD À LA CARTE REWARDS PLAN AND À LA CARTE EXTRAS are registered trademarks of National Bank of Canada.

®Mastercard and World Elite are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Authorized user: National Bank

TM À LA CARTE TRAVEL is a trademark of National Bank of Canada. À la carte Travel is owned by Transat Distribution Canada Inc., holder of permit No. 753141 in Quebec.

6. Exclusively available to holders of the World Elite Mastercard. Visitors must present their credit card and boarding pass to access to the National Bank Lounge. Further to a decision by Aéroports de Montréal, the National Bank Lounge will only be available to clients flying to destinations outside the U.S. and Canada, effective April 3, 2019. Guests cannot spend more than three (3) hours in the Lounge. For National Bank clients who do not have free Lounge access and for additional guests, admission is around $40 for adults and $25 for children, plus tax. Admission is free for children under three years old. The entry price may change at any time without notice and at the discretion of the Lounge operator.

7. Subject to credit approval by National Bank.

8. Certain conditions apply. Visit for more information. Refer to the credit card terms and conditions.

9. On condition that required supporting documents are provided in the manner and time frame prescribed. Some restrictions may apply.

10. Only the primary cardholder (Cardholder) of National Bank World Elite Mastercard whose account is in good standing can request a travel reimbursement. An account in good standing refers to an account linked to a Credit Card which complies with the Agreement governing the use of the Credit Card and which is not subject to any restrictions. For example, the annual fees related to the Credit Card must have been paid in full. The maximum amount that can be submitted for reimbursement between January 1 and December 31 of each year is $250. Eligible expenses include: airport parking fees (maximum $100), baggage fees (maximum $100) and seat selection fees (maximum $50). The claim must be submitted within 60 days of the purchase date and accompanied by proof of purchase. The travel fees must be charged to the National Bank World Elite Mastercard credit card. The maximum reimbursement amount is $250 per account. The refund will be issued within 7 business days following the request approval date and after receiving all required information. An amount not claimed in a year cannot be carried over to the following year. For more information or to obtain the refund form, sign in to, click the Smart Traveller Fees tab and complete the form, you can also call 1‑888‑296‑8881 (toll-free) in Canada and the United States, or +1‑416‑734‑3922 (collect) from anywhere in the world.

*Pour tous les produits des Extras À la carte offerts, le nombre de points requis est sujet à changement sans préavis.