Offers and promotions Credit cards
Find the most advantageous Mastercard for you
Special offer
Enroll, receive, receive!
Get supplementary cashback during the first year, in addition to the cashback percentage expected with your credit card1. The casback amount will vary according to your card choice and the net purchase volume2 charged on it.
* Offer for new cardholders, valid until February 29, 2020.
1. Get $10
With $200 in monthly purchases charged to one of the cards below, benefit from an additional $10 cashback.
MC1, Allure®, mycreditTM, SyncroTM, ECHO®, Mastercard Business and Mastercard Business Line.
Max annual rebate of $120
2. Get $40
With $500 in monthly purchases charged to one of the cards below, benefit from an additional $40 cashback.
Platinum, World Mastercard®, World Elite® and Platinum Business.
Max annual rebate of $480
Our most popular cards
Compare our credit cards and find out which one is better suited to your lifestyle and needs.
Little details that matter
OFFER
Terms and conditions
Credit card is issued subject to credit approval by National Bank of
Canada. Terms and conditions apply.
Offer valid until February
29, 2020.
Over a 12-month period, get cash back for each
(calendar) month you charge a minimum amount in net purchases to an
eligible credit card account. The cashback will be credited to the
account no later than the 15th of the following month.
$10 cashback per month
Get $10 cashback for each month you charge at least $200 in net
purchases to your card (from the 1st to the last day of the month),
with a maximum annual rebate of $120. The eligible cards are MC1,
Allure®, mycredit™, Syncro™, ECHO®, Mastercard
Business and Mastercard Business Line.
$40 cashback per month
Get $40 cashback for each month you charge at least $500 in net
purchases to your card (from the 1st to the last day of the month),
with a maximum annual rebate of $480. The eligible cards
are Platinum Mastercard®, World
Mastercard®, World Elite® and Platinum Business.
Net purchases correspond to the amount in purchases charged to the account minus returns and refunds. Annual fees, balance transfers and cash advances are not included in the calculation.
The total amount of monthly net purchases is calculated on the first day of the month after the account has been opened. For example, an account that was opened on September 15 will have its net purchases calculated on October 1 and the first cashback will be made no later than November 15.
The account must be in good standing for the cashback to be
awarded.
This promotion applies to all persons and businesses
who do not hold and have never held a National Bank credit card in the
past 24 months. It cannot be combined with any other offer or
promotion related to new National Bank credit cards. National Bank
employees and entities of its group are not eligible to this offer.
Upgrades and additional cards are excluded from the offer. National
Bank reserves the right to modify, extend, or withdraw this promotion
at any time without notice.
® ALLURE, ECHO and National Bank are registered trademarks of National Bank of Canada.
TM MYCREDIT and SYNCRO are trademarks of National Bank of Canada.
® Mastercard, World Elite, World Mastercard, Mastercard Platinum and MC1 are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Authorized user: National Bank.
1. Subject to credit approval by National Bank.
2. The net purchase volume is the amount of purchases charged to the account minus returned items and refunds. Annual fees, balance transfers and cash advances are not included in the calculation.
3. Grace period: No interest will be charged on purchases made during the month, provided the client pays the balance in full within twenty-one (21) days of the statement date. This grace period does not apply to cash advances or balance transfers. Minimum payment: If your account balance is lower than $10, you must pay the entire balance. If you reside in the province of Quebec, your minimum payment will correspond to 5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher. If you reside outside of Quebec, your minimum payment represents 2.5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher. Account statement: A statement is sent monthly.
Examples of credit charges
Example of credit charges over a 30-day period
Annual interest rate |
Average balance |
|
|---|---|---|
$500 |
$3,000 |
|
22.99% |
$9.45 |
$56.69 |
20.99% |
$8.63 |
$51.76 |
14.5% |
$5.96 |
$35.75 |
8.9% |
$3.66 |
$21.95 |
*Variable interest rate in effect on July 1, 2019
4. Subject to the mobile device’s purchase with the card or mobile plan settled by recurring pre-authorized payments from your mycredit account.
