*Variable interest rate in effect on September 1, 2021
3. Balance transfer and cash advance are subject to credit approval
by National Bank. Each balance transfer must be at least $250.
4. Exclusively available to World Elite Mastercard
cardholders. Visitors must present their physical credit card and
boarding pass to access the National Bank Lounge. The National Bank
Lounge is only available to clients travelling to international
destinations (excluding Canada and U.S. flights). Guests cannot spend
more than three (3) hours in the Lounge. For National Bank clients who
do not have free Lounge access and for additional guests, admission is
around $37 for adults and $26 for children, plus tax. Admission is
free for children under three years old. The entry price may change at
any time without notice and at the discretion of the Lounge operator.
5. Clients must submit required documents within the given deadline.
Certain conditions may apply. Only the primary cardholder
(“Cardholder”) of National Bank World Elite Mastercard whose account
is in good standing can request a refund of travel expenses. An
account in good standing refers to an account linked to a credit card
which complies with the Agreement governing the use of the credit card
and which is not subject to any restrictions. For example, the annual
fees related to the credit card must have been paid in full. The
maximum amount that can be submitted for reimbursement between January
1 and December 31 of each year is $150.
Eligible expenses include:
- airport parking fees
- baggage fees
- access to airport lounges worldwide
- airline ticket upgrades
The claim must be submitted within 60 days of the purchase date and
accompanied by proof of purchase. The travel fees must be charged to
the National Bank World Elite Mastercard credit card. The maximum
reimbursement amount is $150 per account. The refund will be issued
within 7 business days following the request approval date and after
receiving all required information. An amount not claimed in a year
cannot be carried over to the following year. For more information or
to obtain the refund form, sign in to rewards.nbc.ca,
click the Refund of travel expenses tab and complete the form, you can
also contact us at 1-888-296-8881 (toll-free).
6. The amount of points earned on grocery and restaurant purchases
depends on the total gross monthly amount charged to the credit card
account, regardless of the purchase category. You will earn 5 points
for every dollar in eligible grocery and restaurant purchases until a
total of $2,500 in gross monthly purchases is charged to the account.
After that, you will earn 2 points per dollar in eligible grocery and
restaurant purchases. The total gross monthly amount is calculated
based on your monthly billing period. Grocery purchases include any
purchase made at a store that primarily sells food, i.e., grocery
store, delicatessen, supermarket, greengrocer or specialty food store.
Ready-to-eat meal services and meal delivery services are eligible.
This definition excludes purchases made at retail stores and big box
stores whose core business is the sale of non-food items. Certain
merchants may sell products and services that appear identical or
similar to those sold by eligible merchants, or may be separate
merchants located on the same premises as eligible merchants, but are
classified in different categories by Mastercard. For purchases at
other merchants, you will only earn regular rewards points. Restaurant
purchases include purchases at a restaurant, fast food restaurant,
bar, nightclub or pub. For a full list of Mastercard codes associated
with eligible merchants, download the terms and conditions of the À la carte