* Applicable to online brokerage transactions for Canadian and U.S. stocks and ETFs. Other fees may apply.
Open an RRSP, start saving today for tomorrow’s projects
Already a client with access to your online bank? Sign in and start investing today.
Complete our secure online form to contribute to your RRSP.
Self-directed investor? Complete our secure online form and contribute to your RRSP via your brokerage account.
Speak with an advisor in RRSP and retirement plans to find a tailored solution for you.
Save effortlessly with systematic savings. Your payments are automatically deposited into your RRSP. You can also access your online bank and contribute directly to an existing RRSP.
An RRSP is a registered plan with the Government of Canada that
lets you defer your income tax until after you retire. By
putting money away in an RRSP, you're reducing your
annual taxable income for the year you contribute.
From there, your savings grow through a combination
of investments according to your investor profile until you
withdraw the funds for either your retirement or other projects.
Enjoy peace of mind by saving now for the retirement you want.
Withdraw up to $35,000 out of your RRSP to use as a down deposit through the Home Buyer’s Plan (HBP)
Withdraw up to $20,000 from your RRSP over four years to help fund a new degree with the Lifelong Learning Plan (LLP).
18% of your revenue
The maximum contribution you can make to your RRSP is 18% of your previous year's income or the current fixed contribution limit (either $29,210 for 2022 or $30,780 for 2023).
Did you contribute to the Cash Advantage Solution in time?
Make an appointment with one of our advisors and create an investment strategy to make your long-term projects a reality.
Your RRSP is like a garden: you “plant” different investments in it and watch your savings grow. To contribute to your RRSP, first choose investments based on your investor profile.
Protect your core investments and watch them grow.
Actively manage your investments with $0* commission on all transactions.
Entrust your savings to one of our well-respected portfolio managers.
RESP
Save for your children’s education and receive up to $12,800 in government grants.
FHSA
The FHSA (Tax-Free First Home Savings Account) is a new savings account that will allow first-time homebuyers to save up for a home and will be available in spring 2023.
Explore all our savings plans and learn how they differ from investments.
Contribute online or speak with one of our advisors to choose the best plan for you.
Monday to Thursday,
8 a.m. to 6 p.m. (ET)
Friday, 8 a.m. to 5 p.m. (ET)
* Applicable to online brokerage transactions for Canadian and U.S. stocks and ETFs. Other fees may apply.
Other eligible products
Non-eligible products
Description | Contribution date | Mailing dates or when posted online: |
GIC held in an RRSP National Bank |
Before December 31, 2022 | February 13, 2023 |
From January 1 to March 1, 2023 | Every week from February 13, 2023 | |
RRSP investment fund National Bank Investments |
Before December 31, 2022 | February 13, 2023 |
From January 1 to March 1, 2023 | Every week from February 13, 2023 |
Product | Description | Statement | Mailing dates or when posted online: |
Financing products National Bank | Quebec student loans (QSL) | Account statement | January 9, 2023 |
Mortgage loans | T5/RL-3 and NR4 | January 16, 2023 | |
National Bank deposit products | Transaction accounts | T5/RL-3 and NR4 | January 25, 2023 |
Term investments (GICs) | T5/RL-3 and NR4 | February 13, 2023 | |
RRSP (GIC) withdrawals | T4RSP/RL-2 | February 13, 2023 | |
RRIF withdrawals | T4RIF/RL-2 | February 13, 2023 | |
Investment products (investment funds) National Bank Investments |
Investment interest income | T5/RL-3 | February 17, 2023 |
Stock dividend income | T3/RL-16 | February 17, 2023 | |
RRSP withdrawals | T4RSP/RL-2 | February 13, 2023 | |
RRIF withdrawals | T4RIF/RL-2 | February 13, 2023 | |
Estate contribution statement (rollover to spouse) |
T4RSP/T4RIF - RL-2 |
February 13, 2023 | |
RESP withdrawal | T4A/RL-1 | February 13, 2023 | |
Non-resident income | NR4 | March 1, 2023 | |
Statement of Securities Transactions | T5008/RL-18 | February 17, 2023 |
To learn more about the different tax slips, see our guide: