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Cash solutions

Grow your investment over the short term

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At a glance

What are cash solutions?

Cash solutions are short-term investments that allow you to immediately access your funds. Enjoy a competitive interest rate when you invest in a High Interest Savings Account or investment fund.

Perfect if you are looking to:

  • Grow your money and access it quickly
  • Save for a future project
  • Get competitive potential returns
  • Set aside an emergency fund
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Want to get a clearer view of your finances? Draw up a budget and savings plan with the MyIdea tool.

Two solutions for you

Here are two solutions to meet your short-term cash needs

NBI Altamira CashPerformer® Account
NBI Altamira U.S. CashPerformer® Account

The NBI Altamira CashPerformer® Account is a high interest bank account that can be held in an RRSPTFSARESP or pension plan/retirement fund.

  • Minimum investment: $1,000
  • Maximum investment: $5,000,000 per client
  • CAD rate: 0.25% as at April 7, 2020
  • USD rate: 0.25% as at April 2, 2020

 

Perfect if you are looking to:

  • Access your funds at any time
  • Benefit from daily interest on the account balance
  • Avoid account and service fees
  • Make an investment that is eligible for CDIC coverage

NBI Money Market Fund

NBI Money Market Funds invest in short-term securities such as T-Bills.

Minimum investment: $1,000

 

Perfect if you are looking to:

  • Enjoy a low-risk investment
  • Access your funds easily
  • Get competitive returns over the short term

 

Invest in an NBI Altamira CashPerformer® account

A faster way to invest: Simply complete the appropriate online form to start contributing to a non-registered account or RRSP. To invest in another type of registered account (TFSA, RESP), please contact your advisor.
 

Type de compte Rate Non-registered
RRSP
in CAD 0.25% as at April 7, 2020
Invest Contribute
in USD 0.25% as at April 2, 2020
Invest Contribute

Invest in the NBI Money Market Fund

A faster way to invest: Simply complete the appropriate online form to choose a fund and start contributing to a non-registered account or RRSP. To invest in another type of registered account (TFSA, RESP), please contact your advisor
 

Fund name Investment horizon
Risk
1 year
3 years
5 years
10 years Since inception Apply

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Legal Disclaimers

The information and the data supplied in the present document, including those supplied by third parties, are considered accurate at the time of their printing and were obtained from sources which we considered reliable. We reserve the right to modify them without advance notice. This information and data are supplied as informative content only. No representation or guarantee, explicit or implicit, is made as for the exactness, the quality and the complete character of this information and these data. The opinions expressed are not to be construed as solicitation or offer to buy or sell shares mentioned herein and should not be considered as recommendations.

1. The NBI Altamira High Interest CashPerformer® account is offered by National Bank of Canada (NBC), National Bank Trust (NBT) and Natcan Trust Company (NTC) through National Bank Investments Inc. (NBI), a wholly owned subsidiary of NBC. NBT and NTC are members of the Canada Deposit Insurance Corporation (CDIC). NBT is registered with the Autorité des marchés financiers (AMF). Your deposits in an NBI Altamira High-Interest CashPerformer® account in CAD are covered by CDIC or the AMF, as applicable. Your deposits in an NBI Altamira High-Interest CashPerformer® account in USD, only available through NBC, are covered by CDIC. Find out more about the coverage offered by CDIC and the AMF

The interest rate payable is an annual rate and is subject to change without direct notice to you. Interest is calculated daily on your account balance and paid monthly. The interest rate is set out on the Cash solutions webpage

The NBI Altamira High Interest CashPerformer® account offered by NBT is not available to residents of Ontario, Nunavut, the Northwest Territories, Yukon or Newfoundland and Labrador.  

The NBI Altamira High Interest CashPerformer® account offered by NTC is not available to residents of Nunavut, the Northwest Territories or Yukon.  

The NBI Altamira High Interest CashPerformer® account in USD cannot be held in an RESP.  

NBI reserves the right to refuse transactions accepted electronically. The refusal will be communicated within 24 hours of acceptance. There is a $5,000,000 investment limit for the NBI Altamira High Interest CashPerformer® account and the NBI Altamira High Interest CashPerformer® account in USD offered by National Bank. For the NBI Altamira High Interest CashPerformer® account offered by NBT and NTC, the limit is $150,000. 

® HIGH-INTEREST CASHPERFORMER is a registered trademark of NBC, used under licence by NBI.

2. The NBI Money Market Fund (the "Fund") is offered by National Bank Investments Inc., a wholly owned subsidiary of National Bank of Canada. Commissions, trailing commissions, management fees and expenses all may be associated with investments in the Fund. Please read the prospectus of the Fund before investing. The Fund's securities are not insured by the Canada Deposit Insurance Corporation or by any other government deposit insurer. There can be no assurances that the Fund will maintain its net asset value per security at a constant amount or that the full amount of your investment in the Fund will be returned. The Fund is not guaranteed, its value changes frequently and past performance may not be repeated.

© 2020 National Bank Investments Inc. All rights reserved. Any reproduction, in whole or in part, is strictly prohibited without the prior written consent of National Bank Investments Inc.

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