Cash solutions

Grow your investment over the short term

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At a glance

What are cash solutions?

Cash solutions are short-term investments that allow you to immediately access your funds. Enjoy a competitive interest rate when you invest in a High Interest Savings Account or investment fund.

Perfect if you are looking to:

  • Grow your money and access it quickly
  • Save for a future project
  • Get competitive potential returns
  • Set aside an emergency fund

Two solutions for you

Here are two solutions to meet your short-term cash needs

Cash Advantage Solution

With the Cash Advantage Solution, your money works for you and is available at any time. This investment lets you take your time, check out different financial opportunities and invest when you’re ready. 

Minimum investment: $1

For a registered account (RRSP, TFSA, FHSA), choose this solution to:

  • Contribute, grow your funds and decide how to invest later

  • Save, tax-free

  • Reduce your taxable income

  • Pick a transferable option that can be switched to a National Bank solution at any time

For a non-registered account, choose this solution to:

  • Grow your funds now and decide how to invest later

  • Pick a transferable option that can be switched to a National Bank solution at any time

Learn more about this option

NBI Money Market Fund

NBI Money Market Funds invest in short-term securities such as T-Bills.

Minimum investment: $1,000


Perfect if you are looking to:

  • Enjoy a low-risk investment
  • Access your funds easily
  • Get competitive returns over the short term

Discover this fund


What is the NBI Altamira CashPerformer Account?

The NBI Altamira CashPerformer® Account is a high-interest bank account that can be held in an RRSP, TFSA, RESP or pension plan/retirement fund. 

  • Minimum investment: $1,000

  • Maximum investment: $5,000,000 per client 

  • CAD rate: 1.10% as of September 19, 2022

  • USD rate: 1.10% as of April 3, 2023 

What will happen to my NBI Altamira CashPerformer Account?

Our cash solution solutions are changing. Effective June 3, 2024, National Bank Investments Inc. (NBI) will no longer offer the NBI Altamira CashPerformer Account or the NBI Altamira U.S. CashPerformer Account. No action is required if you have either of these accounts and wish to keep them. However, you won’t be able to carry out new transactions or make changes to an existing systematic savings plan. 

Make an appointment with an advisor to update your investment strategy and select an investment solution that best fits your needs.

Type de compte Rate
in CAD 1.10% as at September 19, 2022
in USD 1.10% as at April 3, 2023

1. NBI Altamira CashPerformer® Account is offered* by National Bank of Canada (“NBC”), through National Bank Investments Inc. (hereinafter “NBI”), a wholly owned subsidiary of NBC. NBC, is member of the Canada Deposit Insurance Corporation (CDIC). Deposit to the  NBI Altamira CashPerformer®  Account or the NBI Altamira U.S. CashPerformer account is a “deposit” within the meaning of the  Canada Deposit Insurance Corporation Act , provided the requirements of CDIC are satisfied. The  NBI Altamira U.S. CashPerformer®  Account is only offered by NBC and is only insured by the CDIC.

NBI reserves the right to refuse a transaction that may have been accepted electronically. The refusal will be done within a maximum of 24 hours after acceptance. Maximum investment of $5,000,000 is applicable for the  NBI Altamira CashPerfomer® Account  and the  NBI Altamira U.S. CashPerfomer® Account* provided by NBC. 

The NBI Altamira U.S. CashPerformer® Account  cannot be held in registered accounts.

*As of June 3, 2024, these accounts will no longer be offered by BNC.

®CashPerformer is a registered trademark of National Bank of Canada, used under licence by National Bank Investments Inc.

2. The NBI Money Market Fund (the "Fund") is offered by National Bank Investments Inc., a wholly owned subsidiary of National Bank of Canada. Commissions, trailing commissions, management fees and expenses all may be associated with investments in the Fund. Please read the prospectus of the Fund before investing. The Fund's securities are not insured by the Canada Deposit Insurance Corporation or by any other government deposit insurer. There can be no assurances that the Fund will maintain its net asset value per security at a constant amount or that the full amount of your investment in the Fund will be returned. The Fund is not guaranteed, its value changes frequently and past performance may not be repeated.

Meet with one of our experts to get tailored investment advice.

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