Cash solutions

Grow your investment over the short term

At a glance

What are cash solutions?

Cash solutions are short-term investments that allow you to immediately access your funds. Enjoy a competitive interest rate when you invest in a High Interest Savings Account or investment fund.

Perfect if you are looking to:

Grow your money and access it quickly
Save for a future project
Get competitive potential returns
Set aside an emergency fund

Quick tip

Want to get a clearer view of your finances? Draw up a budget and savings plan with the MyIdea tool.

Two solutions for you

Here are two solutions to meet your short-term cash needs

NBI Altamira CashPerformer^® Account
NBI Altamira U.S. CashPerformer^® Account

The NBI Altamira CashPerformer^® Account is a high interest bank account that can be held in an RRSP, TFSA, RESP or pension plan/retirement fund.

Minimum investment: $1,000
Maximum investment: $5,000,000 per client
CAD rate: 1.35% as at July 16, 2018
USD rate: 1.40% as at October 2, 2018

Perfect if you are looking to:

Access your funds at any time
Benefit from daily interest on the account balance
Avoid account and service fees
Make an investment that is eligible for CDIC coverage

NBI Money Market Fund

NBI Money Market Funds invest in short-term securities such as T-Bills.

Minimum investment: $1,000

Perfect if you are looking to:

Enjoy a low-risk investment
Access your funds easily
Get competitive returns over the short term

Invest in an NBI Altamira CahPerformer^® account

A faster way to invest: Simply complete the appropriate online form to start contributing to a non-registered account or RRSP. To invest in another type of registered account (TFSA, RESP), please contact your advisor.

Type de compte	Rate	Non-registered	RRSP
in CAD	1.35% as at July 16, 2018	Invest	Contribute
in USD	1.40% as at October 2, 2018	Invest	Contribute

Invest in the NBI Money Market Fund

A faster way to invest: Simply complete the appropriate online form to choose a fund and start contributing to a non-registered account or RRSP. To invest in another type of registered account (TFSA, RESP), please contact your advisor.

Fund name Investment horizon	Risk	1 year	3 years	5 years	10 years	Since inception	Apply
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Fund name Investment horizon

Risk

1 year

3 years

5 years

10 years

Since inception

Apply

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Meet with one of our experts to get tailored investment advice.

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Little details that matter

NBI Altamira CashPerformer^® Account – History of rates (CAD)

2018
As at (dd/mm/yyyy)	rate²
07/16/2018	1.35%
01/23/2018	1.10%

2017
As at (dd/mm/yyyy)	Rate²
09/13/2017	0.95%
07/19/2017	0.85%

2015
As at (dd/mm/yyyy)	Rate²
07/22/2015	0.75%
01/27/2015	1.00%

2012
As at (dd/mm/yyyy)	Rate²
02/22/2012	1.25%

2010
As at (dd/mm/yyyy)	Rate²
12/13/2010	1.20%
10/12/2010	1.10%
09/07/2010	1.00%
08/09/2010	0.90%
06/14/2010	0.80%
05/25/2010	0.75%

2009
As at (dd/mm/yyyy)	Rate²
11/30/2009	0.55%
08/13/2009	0.65%
05/29/2009	0.75%
04/30/2009	0.90%
04/01/2009	1.05%
03/05/2009	1.25%
01/30/2009	1.55%

2008
As at (dd/mm/yyyy)	Rate²
12/30/2008	2.05%
12/12/2008	2.35%
12/01/2008	2.75%
08/15/2008	3.00%
07/11/2008	3.10%
03/06/2008	3.20%
02/04/2008	3.60%
01/23/2008	3.75%

2007
As at (dd/mm/yyyy)	Rate²
12/14/2007	4.00%
11/06/2007	4.15%
07/11/2007	4.00%
05/28/2007	3.85%

2006
As at (dd/mm/yyyy)	Rate²
06/12/2006	3.75%
04/20/2006	3.50%
02/03/2006	3.25%
01/16/2006	3.15%

2005
As at (dd/mm/yyyy)	Rate²
12/01/2005	2.75%
10/24/2005	2.50%

2004
As at (dd/mm/yyyy)	Rate²
12/01/2004	2.40%

NBI Altamira CashPerformer^® Account – History of rates (USD)

2018
As at (dd/mm/yyyy)	Rate²
10/02/2018	1.40%
06/18/2018	1.15%
03/26/2018	0.90%
07/19/2017	0.85%

2017
As at (dd/mm/yyyy)	Rate²
24/01/2017	0.40%

2009
As at (dd/mm/yyyy)	Rate²
11/30/2009	0.20%
09/04/2009	0.30%
05/29/2009	0.40%

2008
As at (dd/mm/yyyy)	Rate²
12/30/2008	0.60%
12/01/2008	1.25%
03/19/2008	2.00%
02/04/2008	2.75%
01/23/2008	3.25%

2007
As at (dd/mm/yyyy)	Rate²
12/14/2007	4.00%
11/06/2007	4.25%
04/27/2007	4.75%

2006
As at (dd/mm/yyyy)	Rate²
06/12/2006	4.50%
04/04/2006	4.00%
01/16/2006	3.75%

2005
As at (dd/mm/yyyy)	Rate²
12/01/2005	3.25%

Legal Disclaimers

The information and the data supplied in the present document, including those supplied by third parties, are considered accurate at the time of their printing and were obtained from sources which we considered reliable. We reserve the right to modify them without advance notice. This information and data are supplied as informative content only. No representation or guarantee, explicit or implicit, is made as for the exactness, the quality and the complete character of this information and these data. The opinions expressed are not to be construed as solicitation or offer to buy or sell shares mentioned herein and should not be considered as recommendations.

1. NBI Altamira CashPerformer^® Account is offered by National Bank of Canada (“NBC”), National Bank Trust (“NBT”) and Natcan Trust Company (“NTC”) through National Bank Investments Inc. (hereinafter “NBI”), a wholly owned subsidiary of NBC. NBC, NBT and NTC are members of the Canada Deposit Insurance Corporation (CDIC). NBT is registered under the Deposit Insurance Act with the Autorité des marchés financiers (“AMF”). A Canadian dollars denominated deposit to the NBI Altamira CashPerformer^® Account is a “deposit” within the meaning of the Deposit Insurance Act (Quebec) and the Canada Deposit Insurance Corporation Act, provided the requirements of the AMF or CDIC, as the case may be, are satisfied. The NBI Altamira U.S. CashPerformer® Account is only offered by NBC and is not insured by the CDIC or the AMF.

The NBI Altamira CashPerformer® Account offered by NBT is not available to residents of Ontario, Nunavut, the Northwest Territories, Yukon or Newfoundland and Labrador. The NBI Altamira CashPerformer® Account offered by NTC is not available to residents of Nunavut, the Northwest Territories and Yukon. The NBI Altamira U.S. CashPerformer® Account cannot be held in RESPs.

NBI reserves the right to refuse a transaction that may have been accepted electronically. The refusal will be done within a maximum of 24 hours after acceptance. Maximum investment of $5,000,000 is applicable for the NBI Altamira CashPerfomer® Account and the NBI Altamira U.S. CashPerfomer® Account provided by NBC. Maximum investment for the NBI Altamira CashPerfomer® Account provided by NBT and NTC is $150,000

®CASHPERFORMER is a registered trademark of NBC, used under license by NBI.

2. NBI Money Market Fund (the “Fund”) is offered by National Bank Investments Inc., a wholly owned subsidiary of National Bank of Canada. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus of the Fund before investing. The Fund’s securities are not insured by the Canada Deposit Insurance Corporation or by any other government deposit insurer. There can be no assurances that the Fund will be able to maintain its net asset value per security at a constant amount or that the full amount of the investment the Fund will be returned. The Fund is not guaranteed, its value change frequently and past performance may not be repeated.