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High Interest Savings Account

Saving for a project?

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At a glance

1,20%

Current interest rate1

Variable annual rate See current rates


 

$5,000

Minimum balance required to generate interest

Free transfers

1 withdrawal/month

Perfect if you are looking to:

  • Earn interest when your account balance is over $5,000
  • Access your funds quickly and easily
  • Carry out online fund transfers/ free of charge

3 steps to benefit from the offer

 

Open an account

Open an account online or schedule an appointment at the branch of your choice.

Transfer your funds

Maintain a balance of at least $5,000 to benefit from the high interest rate.

Enjoy!

Start saving and enjoy all the advantages of your account!


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You prefer to discuss your options with an advisor? Make an appointment.

 

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Quick tip

Save without effort—set up automatic withdrawals at the interval you want.

The High Interest Savings Account includes:

Transactions2

Online, mobile and telephone banking transactions

  • Transfers between your National Bank accounts3 free of charge
  • Transfers to other National Bank clients3: $5/transfer
  • Interac e-Transfers®: $5/transfer plus a transfer fee of $1/transfer
  • Bill payments3: $5/payment
  • Account inquiries: balances, transaction history, etc.
  • eStatements

In stores and at the ABM

  • Debit card purchases4:  $5/transaction
  • Withdrawals and withdrawals for bill payment4: $5/transaction
  • List of transactions4:
    • $0.75/request
    • $1/month

Branch transactions5

At National Bank branches

  • Withdrawals and transfers: $5/transaction
  • Withdrawals for bill payments: $5/transaction
  • Bill payments: $2/payment

Other services

Cheques and preauthorized debits

  • Preauthorized debits: $5/transaction

Additional banking services

  • Automatic transfer carried out with your authorization by National Bank, at a specific date: $1.50/transfer
  • Online statement: free of charge
  • Statement sent by mail: $2.50/month/account
  • Overdraft protection: $5/day
  • Bank drafts in foreign currency6:
    • $5,000 or less: $7.75/draft
    • Over $5,000: $12.50/draft
  • CAD bank drafts: $7.50/draft

 

Little details that matter

More information on rates and passbook option

For more information on fees for National Bank's products and services, consult the Fee Guide.

The passbook option has not been available to new clients since May 4, 2015. If you are an existing client who uses a passbook with your account, a $2.50 monthly fee is charged.

Legal Disclaimers

™ The Progress Account and the Strategist Account are registered trademarks of National Bank of Canada.

® Registered trademark of Interac Inc. Authorized user: National Bank.

1. Interest is calculated at the end of each day on the total daily balance if it is $5,000 or more. No interest is paid if the total daily balance is less than $5,000. Interest is paid monthly. Rates are subject to change without notice.

2. Transactions carried out using our Automated Services or National Bank online.

3. Services offered by the Bank through National Bank online, the mobile banking app and telephone banking solutions. These services provide access to accounts using a client card number issued by the Bank and a password chosen by the client, and allow clients to carry out various banking transactions including account, line of credit and credit card balance inquiries, transaction history requests (deposits and withdrawals), wire transfers, fund transfers to other National Bank account holders, requests to access documents, cheque images and bills, bill payments and cheque orders. Some features are not available through the National Bank mobile app. Certain browser versions are required to access National Bank online. For more information, visit the Browsers section for access to online banking services and read the ABCs of Security.

4. Banking services providing account access by means of a debit card issued by National Bank and used at a National Bank automated banking machine or an automated banking machine in an affiliate network or point-of-service terminals or with other devices and technology made available to National Bank clients. These services allow clients to carry out a range of banking transactions including withdrawals, deposits, account, line of credit and credit card balance inquiries, transaction history requests (deposits and withdrawals), fund transfers and bill payments. Additional fees are charged for using the Interac® and CIRRUS® networks. No additional fees are charged for using THE EXCHANGE® ABM network.

5. Banking services usually provided at National Bank branches during normal business hours, including deposits, withdrawals, transfers, bill payments, foreign exchange transactions, purchase of travellers cheques or drafts and use of safety deposit boxes.

6. For USD bank drafts, applicable fees are in USD.

7. A transfer of $10 or more from another account is required. Transfers can be made from more than one account. A $1.00 fee will apply if the transfer cannot be completed due to insufficient funds. Cheques and pre-authorized debits are not included with this account.

8. Interest is calculated at the end of each day on the total daily balance. Interest is paid monthly. Rates are subject to change without notice.

9. Interest is calculated at the end of each day on the total daily balance and is applied monthly. To find out the tiered interest rate, which is applicable based on the different tiers of account balances, see current rates. Rates are subject to change without notice.

10. Interest is calculated at the end of each day on the total daily balance if it is USD 5,000 or more. No interest is paid if the total daily balance is less than USD 5,000. To find out the tiered interest rate, which is applicable based on the different tiers of account balances, see current rates. Interest is paid monthly. Rates are subject to change without notice.

Need more information? Explore our other savings accounts

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Ready to open a savings account?

Make an appointment with an advisor today.

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