HISA: High Interest Savings Account
Saving made easy
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Why should I open a HISA?
Easily access your funds
You can access your savings at any time. With your online bank, transferring funds between your accounts* is fast and easy.
Save without effort
Set up a systematic savings plan—it's the best way to save. Your funds will be automatically deposited into your savings account.
Power up your projects
Save for what really matters! Grow your money risk-free and earn interest every month. A HISA can help you reach your goals faster.
Earn interest from the first dollar
You will earn interest no matter how much money you have in your account. That means your savings will start growing right away!
A handy emergency fund
Your savings provide a financial cushion against the unexpected. If needed, you can withdraw funds to face emergencies.
How to open a savings account
Apply
Submit an application online in less than 5 minutes.
Deposit
Transfer funds from your online bank in just a few clicks.
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Already have an account? Start saving online now!
Little details that matter
*Service charges
- Interac® e-Transfers: $1.25
- Bill payments at the counter:3 $2
- eStatements: Free
- Paper statements: $2.50
- Free online fund transfers between your National Bank accounts2
- ABM withdrawals: One free withdrawal per month
- All other debit transactions:4 $5
For more information on fees for National Bank's products and services, consult the Fees – Your Guide to Personal Banking Solutions pamphlet.
1. Interest is calculated at the end of each day on the total daily balance. It will be paid annually. The annual rate is variable and subject to change without notice. See current rates
2. Free funds transfers can be carried out via National Bank online, the National Bank app or our Telephone Banking Solutions.
Certain features are not available on the National Bank app.
Certain browser versions are required to access National Bank online.
For more information on our online banking services, consult our ABCs of Security section.
3. Teller-assisted transactions are carried out at National Bank branches during regular business hours. They include bill payments, deposits, withdrawals, funds transfers, foreign exchange transactions, issuing drafts and safety deposit box operations.
4. Debit transactions are carried out using your debit card at National Bank ABMs or ABMs in an affiliated network. These transactions include withdrawals, deposits, balance inquiries (account, line of credit or credit card), transaction history requests (deposits and withdrawals), fund transfers and bill payments. Additional fees are charged for using the Interac® and CIRRUS® networks. No additional fees are charged for using THE EXCHANGE® ABM network.
® Interac is a registered trade-mark of Interac Corp. Used under licence.
® CIRRUS is a registered trademark of Mastercard International Inc. Authorized user: National Bank of Canada
®THE EXCHANGE is a registered trademark of Fiserv Inc.
® NATIONAL BANK and the NATIONAL BANK logo are registered trademarks of National Bank of Canada.
Deposits in a High Interest Savings Account are covered by the Canada Deposit Insurance Corporation (CDIC). Find out more about the coverage offered by CDIC.
Explore our other savings and investment solutions
NBI Funds
Enjoy the flexibility of our investment funds, available as a stand-alone solution or as a complementary investment.
Principal-protected investments
Put your money in a GIC and guarantee your principal at maturity ($500 minimum investment).
Ready to open a savings account?
Open an account online today.
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