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Wealth Management

Saving for your goals

Your dreams are within reach

A worthwhile investment

Looking to save up for a trip, a wedding, or a new car? With a little discipline, you can reach your goal faster than you think. Here are some tips to help you take charge of your finances.

Start by defining your project

Use the MyIdea tool to plan your project in just a few minutes and get a made-to-measure strategy so you know how much you need to save weekly or monthly to reach your goal.

Start planning

5 tips to simplify your saving

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Keep an eye on your budget

Track your spending by logging in to National Bank online. We've added great new features that provide a 360 view of your finances, including your accounts at other banks and a breakdown of your expenses by category.

Want even more budgeting help? There a number of secure mobile apps available with tips and tools to help you track your spending and balance your budget.

Start's easy!

Want to save money without even realizing it? Download an app that rounds up your purchases to the nearest dollar and invests the "spare" change in a savings account.

You can find other smart apps designed for self-directed investors, with the added benefit that fees are often lower than with a broker. That's called making technology work for you.

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Young man standing in a park looks at his phone
Young man standing in a park looks at his phone
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Use credit wisely

A credit card is a convenient way to pay for your purchases, but it's important to track your spending to stay out of debt. Pay off your balance in full each month whenever you can.

Read more about the benefits of using a credit card so you can use it wisely. With National Bank Mastercard® credit cards, you can earn cashbacks or rewards points, and enjoy great travel rewards and benefits like travel insurance. Other cards offer low interest rates or have no annual fee.

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Set up systematic savings

It's not always easy to set aside a large amount once a year. Systematic savings lets you set up a transfer at a frequency of your choice, for example every payday. It's a simple, convenient way to save up for your next vacation or any other big expense.

To grow your savings, invest in a TFSA or RRSP, depending on what you're saving for. Not sure which is right for you? Visit our webpage, Choosing an RRSP or TFSA.

See Systematic Savings
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Man and woman watching two little girls playing with a ball on a sand dune
Man and woman watching two little girls playing with a ball on a sand dune
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Save on banking fees

Want to save on banking fees? Of course you do! Check if you're eligible for our special offers for professionals and students in certain fields.

If you're a newcomer to Canada, we've got offers designed with you in mind. Meet with an advisor today!

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Legal disclaimer

® Mastercard is a registered trademark of Mastercard International Inc. Authorized user: National Bank.

We’re here to answer your questions

Les gens de notre âge ont combien d’argent de côté ?
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