Offer for the agricultural and fishing sectors

Take advantage of our banking benefits for agricultural and fishing business owners

Take advantage of our offer

Discover our special offer

  • Up to 3 bank accounts with no fixed monthly fees 2
  • Personal and home equity lines of credit 3 with preferred terms and conditions
  • Preferred value-added services: legal assistance, and identity theft protection at a discounted rate
  • Access to a Financial Planner 4 with expertise in the agricultural or fishing sectors
  • An eligible Mastercard® rewards credit card 5 
    (Certain fees apply)

Up to $1,538

in annual savings1

Take advantage of our offer

Annual credit card fees apply.

On this page

See our offer in detail ↓ | How to take advantage of the offer ↓

Offer for the agricultural and fishing sectors in detail

Do you own an agricultural or fishing business? Get up to $1,538 in annual savings 1 with our banking offer for your personal finances. Enjoy 3 accounts with no fixed monthly fees 2 when you sign up for an eligible Mastercard credit card. You'll also benefit from the services of a Financial Planner specialized in your field of activity, legal assistance and receive support in the event of identity theft and fraud.

Picto of flags stacked on one another with a dollar sign representing the accounts  and a credit card

3 accounts with no fixed monthly fees

One rewards credit card

Your accounts will include: 

  • Unlimited electronic 6 and in-branch 7 transactions 
  • Unlimited and free Interac e-Transfer® transactions 
  • Overdraft protection 
  • Access to over 2,800 ABMs in THE EXCHANGE® network at no extra cost

Eligible credit cards (certain fees apply): 

World Elite® Mastercard® credit card 5 CURRENT PROMO
World Mastercard® credit card
Platinum Mastercard® credit card

Take advantage of our offer

Take advantage of preferred services

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Personalized support

Enjoy personalized support from one of our financial planners to help you reach your financial goals. We’ll be by your side to help you grow your business.

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Legal assistance free of charge

Our experienced lawyers are here to help answer your questions related to your agricultural or fishing business (ownership, leases, contracts, labour laws, etc.) or on topics concerning your private life (family law, contract, inheritance law, etc.).

Picto of a person and a shield representing the protection of your personal information

Precautions against identity theft

Take advantage of a 20% discount on the Securezone® or Securizone 360™ plan and access tools and support services to better protect your identity.

Discover Securizone

Benefit from advantageous terms on your loans

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A line of credit that can be accessed at any time to realize a project without having to reapply for a loan. Rates are adjusted according to your personal file and authorized credit limit.

With the offer

4.95%

Preferred interest rate
(prime rate of ${p1.tauxBase|percent:"true"} + 0.50%)8

$0

Management fee9

Without offer

8.45%

(prime rate of
${p1.tauxBase|percent:"true"} + 4%)

$0

Management fee9

Picto of a debit card with dollar signs coming out of it

A home equity line of credit that groups together your bank accounts and your short-term cash and financing needs.

With the offer

4.80%

Preferred interest rate
(prime rate of ${p1.tauxBase|percent:"true"} + 0.35%)8

$7

Management fee9

Without offer

${p2.taux|percent:"true"}

(prime rate of ${p1.tauxBase|percent:"true"} + 1%)10

$7

Management fee9

PROMOTION: Up to $7,800 in cashback*

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Take advantage of the typical prepayment benefits associated with a mortgage. You have the flexibility to increase your payments or repay up to 10% of the principal amount borrowed each year without incurring any penalties. For more information, consult your advisor.

*Limited time promotion.

Why choose National Bank?

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Banking benefits for your spouse

By applying for an additional Mastercard credit card, your spouse can also take advantage of this offer and enjoy the same benefits as you.

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Personalized advice for your banking needs

Get in-depth advice designed to help you reach your goals at one of our branches, over the phone, or online.

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A mobile-friendly experience

The National Bank app is highly rated in the App Store® and Google Play® and lets you manage your finances at your fingertips.

Solutions designed to help you grow your business

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Do you own an agribusiness?

Discover tools and services that can help you take your business to the next level.

Learn more

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Do you own a fishing business?

Enjoy specialized products and services tailored to your financial needs.

Learn more

How can I benefit from the offer?

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Make a virtual appointment

Contact one of our advisors to claim our offer.

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Prepare your proof of employment 

You’ll be asked to provide proof of your employment to claim the offer of the profession you’ve chosen.

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Choose your products and services

Select the products and services included in the offer with the help of your advisor during your virtual appointment.

Take advantage of our offer

We’re here to support you

Some helpful tips

Our articles and videos will help you make sense of your finances and take control of your credit, housing, retirement, and more.
 

See our advice
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1-888-835-6281

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Find an answer

Little details that matter

Length of the welcome promotion

From February 3 to June 29, 2026

Eligibility conditions

  • Sign up for a National Bank® World Elite® Mastercard® credit card during the promotion period as the primary cardholder.

  • Not have held any National Bank Mastercard credit card for individuals in the past 24 months as the primary cardholder. 

  • Maintain the credit card account open and in good standing until the rewards points are paid. To be considered in good standing, you must comply with the conditions set out in the Credit Card Agreement, such as paying all fees and minimum payments on time.

  • Not be employed by us or by any entity within our group.

Description of the promotion

Rewards points 

Points offered Conditions When the points are credited to the account
Other products and services following enrollment
10,000
 Sign up for payment insurance* for at least the first 90 days.  
 Within five months of the minimum period of enrollment.  
Minimum purchases required
5,000
 $5,000 in net purchases in the first 90 days  
 By the end of the 6th month after enrollment **  
10,000
 $20,000 in net purchases in the first 12 months   
 By the end of the 15th month after enrollment**
Bonus current account offer  
Combine your credit card with the opening of a first current account within a maximum of 7 days following the signing of the credit card application form and meet the following conditions to obtain bonus rewards points:
10,000

(i) Open a first current account with National Bank as the main holder, co-holder or sole holder, not having held one in the past two years as a main holder, co-holder or sole holder, and subscribe to one of the following packages: 

  • Connected®  
  • Total®  
  • Newcomers checking account
  • Offer for professionals

(ii) Keep the current account with an eligible package open and in good standing for at least the first 180 days and until the points are credited to the credit card account.  
  
All conditions in this section must be met to qualify for this bonus.

 By the end of the 9th month following credit card enrollment  

*To apply for payment insurance, you must complete the Credit Card Payment Protection Plan (CCPP) section in the credit card application form.

**The purchase calculation period starts on the date you sign up for the card. For example, if you sign up for the card on 15 February 2026, you have until 15 May 2026 to make the required $5,000 in purchases to obtain the 5,000 points offered, which will be credited to your account by the end of August 2026.
 

How the total purchase amount is calculated

The calculation covers the total amount of purchases made with all cards linked to the account. Transactions not included in the calculation are listed in article 1.5 of the À la carte Rewards PlanTM.

Other conditions

You may only benefit from the promotion once. 

The card is issued subject to credit approval by the National Bank. Other conditions apply to the issue of the card. 

You must keep your National Bank current account in good standing for at least 180 days from the date the new current account is opened and until the points are credited to the credit card account. For the purposes of this promotion, the current account is not in good standing if:

  • It is overdrawn, meaning it has an unauthorized negative balance.

  • It has been used inappropriately, unauthorizedly, illegally, or abusively, as described in article 8.7 of the Deposit Account Agreement of the National Bank.

This promotion may not be combined with any other promotion applicable to National Bank credit cards, nor is it retroactive. 

This promotion may be modified or withdrawn without notice.

®THE EXCHANGE is a registered trademark of Fiserv Inc.

®Mastercard, World Mastercard, World Elite and Platinum Mastercard are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Authorized user: National Bank.

®The Personal Flex Line, the All-In-One and THE TOTAL are registered trademarks of National Bank of Canada.

®SECURIZONE is a registered trademark of National Bank of Canada used by NBC Assistance Inc.

® Interac is a registered trademark of Interac Inc. Used under licence.

®App Store and Google Play are respectively trademarks of Apple Inc. and Google LLC.

National Bank® of Canada Platinum® Mastercard® credit card was named the best credit card for young professionals by Milesopedia in 2026.

1. Subject to credit approval by National Bank. The discount is offered to holders of a National Bank Platinum, World Mastercard® or World Elite® Mastercard® credit card. The $1,538 in annual savings is provided as an example only to illustrate what a holder could save with the offer. It is based on the typical profile of a client who has the following products: two bank accounts equivalent to The Total® package, with the individual Securizone product, a World Elite® Mastercard® credit card, a National Bank All-In-One® home equity line of credit with an annual balance of $150,000, and has a good credit rating.

National Bank reserves the right to terminate, without notice, the savings and other benefits on all products and services included in the banking offer, if the client closes their eligible bank account. In the event the client cancels their eligible credit card or replaces it with a credit card that is not eligible for the offer, National Bank will charge fixed monthly fees of $12.95 on the transaction accounts to enable the client to maintain their savings and other benefits in the banking offer.

2. Bank account with chequing privileges. Certain services, such as the passbook and paper statement by mail, are not included. Included services and fees for unrelated services are indicated in our Fee Guide.

3. Financing subject to credit approval by National Bank. Certain conditions apply.

4. Financial planning services are offered through subsidiaries of National Bank. Financial Planners provide their services on behalf of National Bank Savings and Investments Inc., a wholly owned subsidiary of National Bank of Canada.

5. Eligible credit cards: Platinum, World or World Elite National Bank Mastercard credit card. Credit card is issued subject to credit approval by National Bank of Canada. Certain conditions apply.

Savings are calculated as follows:  Value of annual savings
Chequing account: no monthly fees for transactions included in a package equivalent to The Total®(An annual savings of $694 for two active chequing accounts linked to the Total package, which includes a savings of the $150 annual fee associated with the World Elite® Mastercard® credit card in the first year.)
 $544 ($694-$150)
Securizone: plus an annual discount on the Individual Securizone product ($19 annual savings)
 $19
Line of Credit: plus an annual discount of 0.65% on the All-In-One line of credit rate (annual savings of $975) 
 $975
Total savings:
 $1,538

Certain conditions apply. Potential savings may not reflect the net savings that you will receive; this amount will vary based on your financial situation.

6. Transactions carried out at our ABMs, a participating merchant, through our online banking services (including our call centre) or those related to certain operations in your account.

7. Transactions carried out at our branches during business hours.

8. Subject to credit approval by National Bank. Upon receipt of each statement, the borrower must pay a minimum installment to National Bank that corresponds to the sum of the interest and insurance premiums charged to the account for the period covered by the statement, and any other amount required to ensure the account's debit balance does not exceed the credit limit. This minimum installment must be made without using the line of credit.

9. This offer must be renewed annually on presentation of identification and proof of professional status or claim status.

Monthly account statement. No management fees. The Personal Flex Line® rate is established by the prime rate, plus a spread established by the client’s credit history. As a guideline, the applicable rate for a typical Personal Flex Line is comprised of the prime rate + 4%. Once an amount is borrowed from the line of credit, it accrues interest. The minimum monthly payment is limited to the monthly interest and life insurance premiums (as applicable). Examples of credit fees calculated over a 30-day period at the applicable rate as of January 22, 2024.

    Average balance 
$500 $3,000
Typical Personal Flex Line*
 $4.60
 $27.62
Prime rate + 0.25% (7.45%)
 $3.06
 $18.37

Note that the prime rate can change. For more information on the current rate, please visit nbc.ca/primerate.

* Example based on a Personal Flex Line between $5,000 and $24,999 (base rate + 4.00%).

10. Subject to credit approval by National Bank. This rate is variable and corresponds to Prime + 1% (without the offer) or Prime + 0.35% (with the offer), and is one of the lowest rates on the market.

The “Prime rate” means the annual variable interest rate posted by National Bank, from time to time, and used by the Bank to determine the interest rates on the demand loans it grants in $CAD. Visit nbc.ca/primerate for the rate in effect.

11. Discount is applicable to the standard rates of the Securizone or Securizone 360 plans for as long as you benefit from an exclusive offer. If you no longer benefit from an exclusive offer, you must agree to pay the applicable regular rate in order to continue to benefit from the plan. NBC Assistance Inc. reserves the right to terminate or modify this offer at any time. Please consult the rates and other applicable conditions on the Securizone page.

Member of Canada Deposit Insurance Corporation (CDIC)