Offer for public service workers

Description of the promotion  

Up to 35,000 reward points upon enrollment, and a refund of the annual fee for the first year for the primary cardholder of a National Bank^® Platinum Mastercard^®.  

Length of the welcome promotion  

From June 30, 2026, to November 4, 2026. 

Eligibility conditions  

Sign up for a National Bank^® Platinum Mastercard^® credit card as a primary cardholder during the promotion period.  

Have not held any National Bank personal Mastercard credit card as a primary cardholder during the past 12 months.  

Keep the credit card account open and in good standing, in compliance with the Credit Card Agreement, until the annual fee refund and reward points are credited. For example, all minimum payments must be made on time.   

Must not be employed by National Bank of Canada or an entity in its group. 

Annual fees  

The $70 annual fee for the primary cardholder will be refunded for the first year.   

We will charge the annual fee to your new card account and then refund it. You will receive this refund within five months of opening your account, provided that your account remains open and in good standing. The refund will appear on your statement as a credit.   

Annual fees related to authorized users’ cards are not eligible for this promotion.  

Reward points  

* To apply for payment insurance, you must complete the sections related to the Credit Card Payment Protection Plan (CCPPP) included in the credit card application form.   

** The purchase calculation period starts on the date you sign up for the card. For example, if you sign up on July 15, 2026, you have until October 15, 2026, to make the required $2,500 in purchases, and the 10,000 points will be credited to your account by the end of January 2027.   

How total purchases are calculated  

The calculation is based on the total amount of purchases made using all cards linked to the account.  

Transactions not included in the calculation are set out in Article 1.5 of the À la carte Rewards Plan™.  

Other conditions  

• This promotion may only be used once per person.  
• Issuance of the card is subject to National Bank of Canada’s credit approval. Other conditions apply to the issuance of the card.   
• Unless otherwise indicated, this promotion cannot be combined with any other National Bank credit card promotion and is not retroactive.   
• This promotion may be modified or withdrawn without notice.  

Promotion period: 

May 7, 2026, to November 3, 2026. 

Promotion Description 

Up to $600 cashback after opening a chequing account and adding certain products or services or carrying out certain transactions in the new account listed in the following section. 

Eligibility requirements 

Basic cashback of $300 for the first chequing account: 

During the promotion period, open your first chequing account and sign up for The Connected^® or The Total^® package or offer for professionals, as the primary account holder. 

Within 120 days of opening the chequing account and the eligible package, complete the following 3 steps:   

1) Sign up for your online bank  

2) Complete 20 eligible transactions, including:  

1. Debit card purchases  
2. Bill payments using your online bank or the National Bank app. The following transactions are excluded: refund of purchases (Interac®), reimbursement of fees, flat monthly fee, account handling charges. 

3) Receive 3 eligible automatic deposits of at least $100 each, according to the following schedule: 

• 1^st deposit: within the first 60 days after opening the chequing account.  
• 2^nd deposit: between 60 and 89 days after opening the chequing account.  
• 3^rd deposit: between 90 and 120 days after opening the chequing account. 

Eligible automatic direct deposits (based on Payments Canada transaction codes) : 

Payroll Deposit, Special Pay List, Vacation Pay, Overtime Pay, Early Pay, Commission Pay, Premium Pay, Adjustment Pay, Pension, Federal Pension, Provincial Pension, Private Pension, Retirement Income Funds, Canada Child Benefit, Canada Pension Plan, Old Age Security, War Veterans Allowance, Veterans Affairs Canada, Public Service Pension, Canadian Armed Forces Superannuation, Employment Insurance, Family Responsibility Plan, Income Security Benefit, CNESST, Employment Assistance Allowance, Disability Benefit, Parental Insurance, Child Support, Miscellaneous Payments, Accounts Receivable, Canada Benefit for Persons with disabilities 

Maintain this package or any privilege offer with the eligible package at all times for at least 120 days after opening the new chequing account. 

Must not have a chequing account, CAD Progress Account, Crescendo Account®, The Strategist Account®, The Natcan Strategist Account, Special Project Savings Account, Superior Flex Line Program®, Home Improvement Line of Credit, personal line of credit, All-In-One Line of Credit®, or must not have had a National Bank High Interest Savings Account, alone or jointly in the past 36 months. 

All of the above conditions must be met to be eligible for the following additional amounts. 

An additional amount of $100 related to a new credit card: 

Within 120 days of opening the chequing account and signing up for the eligible package, complete the following 2 steps: 

1) Apply for and be approved for one of the following National Bank credit cards as the primary cardholder: Platinum Mastercard^®, World Mastercard^®, World Elite^® Mastercard^®, mycredit^TM Mastercard^®, Allure^® Mastercard^®, MC1^® Mastercard^®, Echo^® Cashback Mastercard^®, Syncro^TM Mastercard^® 

2) Complete at least 20 purchases or cash advances with the new credit card. The following transactions are excluded: Mastercard cheques, interest, non-interest fees (e.g., annual fees, currency conversion fees, and insurance premiums), purchase returns, credit card payment with your points, credits applied to the account when you redeem points for a reward. 

Must have not been holder/primary cardholder or authorized user of a National Bank personal credit card in the past 36 months. 

An additional amount of $100 related to the payment of a mortgage loan: 

Within 120 days of opening the chequing account and signing up for the eligible package, complete the following step:   

• Set up pre-authorized, recurring payments from the new chequing account for a National Bank mortgage. 

An additional amount of $100 related to a new savings account: 

Within 15 days of opening the chequing account and signing up for the eligible package, you must: 

1. Open a High Interest Savings Account. 
2. Deposit at least $5,000 in the High Interest Savings Account. 
3. Always keep a minimum balance of $5,000 and without interruption up to the 120th day after opening the chequing account. 

Must have held a National Bank High Interest Savings account alone or jointly in the past 36 months.  

Total cashback if all conditions are met: up to $600 

When the cashback is paid to your chequing account 

If you meet the eligibility requirements, the cashback will be paid into the account by the end of the 6^th month following the date your chequing account was opened. 

Other conditions: 

• You can receive only one cashback for this chequing account. 
• You must be at least 14 years old when you open the new chequing account. 
• You must keep the new chequing account and, if applicable, the new eligible credit card for at least 12 months from the date the chequing account is opened. If you don’t meet this condition, you’ll have to reimburse a portion of the cashback for the product you didn’t maintain corresponding to the period still remaining. 
• You must keep your National Bank chequing account in good standing until the cashback is paid. For the purposes of this promotion, the chequing account is not in good standing if: 
  • It is overdrawn, meaning it has an unauthorized negative balance. 
  • It has been used in an inappropriate, unauthorized, illegal, or abusive manner, as described in section 8.7 of the National Bank Deposit Account Agreement. 
• You must keep your new credit card account in good standing by meeting the conditions in the Credit Card Agreement (if applicable). For example, all minimum payments must be made on time. 
• The new eligible credit card (if applicable) is granted subject to credit approval from National Bank. You must be 18 years old when you sign up for the new card. Other conditions apply to the issue of the card. 
• You must not be employed by National Bank, Canadian Western Bank® or one of its subsidiaries. Spouses of employees are also not eligible. 
• This promotion may be modified or withdrawn without prior notice. 
• This promotion cannot be combined with any other National Bank cashback promotion applicable to chequing accounts or banking packages. However, it can be combined with another eligible National Bank credit card, mortgage loan, mortgage insurance, or investment promotion. 

^® NATIONAL BANK, CANADIAN WESTERN BANK, CRESCENDO, THE STRATEGIST, THE CONNECTED, THE TOTAL, SUPERIOR FLEX LINE, ALL-IN-ONE, MY CREDIT, ALLURE and ECHO are registered trademarks of National Bank of Canada. 

^® Interac is a registered trademark of Interac Corp. Used under licence. 

^® Mastercard, World Mastercard, MC1, Platinum, and World Elite are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. National Bank is an authorized user.