Business Line Mastercard credit card

Minimize your interest, especially in case of unexpected events.

Photo of an entrepreneur standing in front of their business smiling as she enjoys the advantages of the National Bank Business Line Mastercard credit card
Photo of an entrepreneur standing in front of their business smiling as she enjoys the advantages of the National Bank Business Line Mastercard credit card

Discover the Business Line Mastercard credit card

  • Combine the benefits of a line of credit and a credit card 
  • Financing up to $10,0001
  • Fraud protection
  • Annual fee2

    $50

  • Interest rate on purchases1

    Prime rate + 5%4

  • Interest rate for balance transfers and cash advances2,3

    Prime rate + 5%4

  • Minimum credit limit

    $1,000

 

Fill out our secure online form in minutes.

Photo of the National Bank Business Line Mastercard credit card
Photo of the National Bank Business Line Mastercard credit card

Even more benefits with the Business Line Mastercard credit card 

A business credit card can help you simplify and manage your business expenses by separating them from your personal expenses. It's a quick and efficient way to pay your bills and other expenses, all while lowering your postal, chequing and debit account fees. The Business Line Mastercard® credit card offers you all of this, as well as the following benefits.

The combined benefits of a line of credit and a credit card

Quickly access funds with extensive benefits. It’s the ideal card if you want to take advantage of a variable interest rate combined with the convenience of a credit card.

Compensation plan in the event of fraud

Get up to $10,000 in coverage against fraudulent uses of your credit card by authorized cardholders.

Secure online purchases

The Mastercard® ID Check™ service helps protect you against fraud by verifying your identity when making online purchases.

Mastercard solutions for your business

Your credit card gives you access to a wide range of solutions that can help you simplify your transactions and strengthen the security of your business.

Pre-authorized debit

When you sign up for this service, the payment on your National Bank credit card account will be automatically taken from your National Bank account or an account at another financial institution on your credit card’s payment due date.

Photo de la carte de crédit Mastercard Marge Affaires de la Banque Nationale

Minimize your interest, especially in case of unexpected events with the Business Line Mastercard credit card.

Complete your application in minutes. 


Is the Business Line Mastercard credit card not what you’re looking for?

Turn your expenses into rewards with our Platinum Business Mastercard® credit card!

  • 1.5 points per $1 spent, with no purchase limit
  • Manage your monthly spending limits
  • Insurance on purchases, theft and damages
Photo of the National Bank Platinum Business Mastercard credit card
Photo of the National Bank Platinum Business Mastercard credit card

How can we help you? 

Tell us about your needs

Schedule a call with one of our experts for advice tailored to your reality.

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Have any questions?

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Little details that matter

Customer service or report a lost or stolen card

Chargeback

®Mastercard and Mastercard BusinessCard are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Authorized user: National Bank
 

TM ID Check and Identity Check are trademarks of Mastercard International Inc. National Bank is an authorized user.
 

1 Subject to credit approval from National Bank.
 

2 Grace period: No interest will be charged on purchases made during the month, provided the client pays the balance in full within twenty-one (21) days of the statement date. This grace period does not apply to cash advances or balance transfers. Minimum payment: If your account balance is lower than $10, you must pay the entire balance. If you reside in the province of Quebec, your minimum payment will correspond to 2.5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher. If you are a business that chose the corporate responsibility, please refer to the cardholder agreement and account statement. Account statement: A statement is sent monthly.

Example of credit charges calculated over a period of 30 days  
 
  Average balance
Annual interest rate $500 $3,000
22.99% $9.45 $56.69
20.99% $8.63 $51.76
14.5% $5.96 $35.75
11.7% $4.81 $28.85


*Variable interest rate in effect on April 24, 2023.

3 Certain conditions apply. Visit mastercard.ca for more information. Refer to the credit card terms and conditions.
 

4 The prime rate is the annual variable interest rate that the bank publishes from time to time which is used to determine the interest rate for on demand loans granted in Canadian dollars. To find out the prime rate, dial 1-888-622-2783 (toll-free) or visit the rates section on our website.

This content is made available by National Bank and its affiliates for information purposes only. It does not create any legal or contractual obligations for National Bank and its affiliates. The conditions described herein are not exhaustive and are subject to change.


Some of our cards offer a compensation plan in the event of fraud by a cardholder. If necessary, the fraud compensation plan entitles you to a refund limited to the real loss resulting from fraudulent use of the card or account by the cardholder. This plan only applies in the event of fraudulent use by a cardholder who is not also an authorized signatory. The refund amount can be up to $100,000 per account per 12-month period. To use this plan, the company and all authorized signatories must fully collaborate with the Bank and file an official complaint with law enforcement authorities. The application of the fraud protection plan is governed by the conditions set out in section 14 of the credit card agreement. In particular, the plan does not apply if, through negligence, the cardholder contributed to the unauthorized or fraudulent use of the card or account by any person other than a cardholder.