Improve your cash flow with accounts receivable monetization

Accounts receivable monetization 

Accounts receivable monetization, also known as factoring,1 involves selling your invoices to National Bank. This allows you to leverage your accounts receivable to improve your cash management.
 

Benefits
 

  • Increases your company's cash flow by reducing the time between paying suppliers and collecting receivables 
  • Frees up additional liquidity needed for rapid growth
  • Improves your company's capital structure
  • Reduces risk of bad credit 

 

Accounts payable monetization 

Accounts payable monetization, also known as reverse factoring, is designed to improve your cash flow. With this option, you’ll be able to negotiate more advantageous payment terms with your suppliers. These will be paid by National Bank according to your instructions.
 

Benefits
 

  • Provides liquidity through prepayment of your accounts payable
  • Allows you to negotiate discounts with your suppliers
  • Makes it possible to obtain longer payment terms for your purchases
  • Provides a complementary liquidity source for your suppliers

  • Increases loyalty among strategic suppliers

Helpful services 

Commercial transactions management

Facilitate and secure your international operations with tools such as a letter of credit or letter of guarantee.

Global trade solutions

Manage your international expansion with expertise from one of our International Trade Managers.

Cash management

Is improving your cash management your top priority?

Little details that matter 

1. In accordance with applicable approval conditions and documentation covering pricing and compensation. Subject to conditions or restrictions. Subject to credit approval by National Bank. Speak to a branch advisor for more information.