
NEWCOMERS
We’re keeping things simple and easy for you: No commitment. No monthly fees. No penalties.
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Admissible from your country up to 90 days before your arrival in Canada1.
Valid on select offers and packages. Some transactions are required.*
Start opening your account remotely up to 90 days before you arrive with our quick and easy online form. You will be able to make secure international transfers before finalizing your account at one of our branches once you arrive in Canada.
What guarantees should I provide to rent a home? How do you file your income tax return? Our advisors are available to answer your questions through our free telephone support service 3, offered for 12 months as soon as you claim the offer.
82% of our clients who are new to Canada say that they recommend National Bank.
Internal study on newcomers - 2020
« I recommended National Bank because they are very welcoming to immigrants and have great customer service »
- Marine, arrived in Canada in 2015
We got 4.79 stars for our service on PVTistes.net.
January 2022
The newcomer offer is designed for international students, non-residents, people with work permits, refugees and asylum seekers.
Option 1 – By signing up to the following products and services
Save $15.95/month for 2 years by subscribing to these products and services:
Option 2 - Without signing up to the following products and services
Get a discount on your banking package, without subscribing to a product or service:
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You can open an account from your home country up to 90 days before you arrive. This offer is valid for the next 5 years after your arrival to Canada. You need to be at least 18 years old and the only user of the account. Claim the offer in 4 easy steps.
Fill out the application from your country.
Within a few days of your request, you’ll receive an account confirmation email.
We will contact you to schedule an in-person meeting to finalize the opening of your account. Take advantage of this opportunity to securely transfer your funds from your country.
Ready to take advantage of this offer? Start by opening an account.
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Simplify your banking with convenient features like mobile cheque deposits.
Get your National Bank Canadian Mastercard credit card with no credit history5.
Get answers about your move to Canada, housing and more with our phone support service3.
Need to send money abroad? It's easier than ever with Mastercard® and Interac® international transfers.
Use your monthly discount to put some money aside for future projects. You could save up to $700 over 3 years.
Come visit us at one of our over 350 branches, or access one of our nearly 2,800 ABMs across Canada7.
Best Credit Card
for Newcomers*
Baseline savings of $334.92 over three years
Save a minimum of $334.92 over three years if you meet the following conditions :
Savings of $334.92 based on:
The full flat monthly fee of $15.95 will be applied to your banking
package from the fourth year. To be eligible for savings, you must
commit to keeping the account and package for a minimum of 36 months.
You will receive no further discounts if the products are
cancelled.
Maximum savings of $700.02 over three years
Save up to $700.02 over three years if you meet the following conditions:
Savings of $700.02 over three years based on:
The full flat monthly fee of $15.95 will be applied to your banking
package from the fourth year.
Note on savings
To enjoy the full savings, you must keep the products and services
and carry out all required transactions for a minimum of 36 months,
unless otherwise indicated. If you fail to meet the conditions of the
offer, your savings will be lower. Your savings will be lower if you
do not order cheques or rent a safety deposit box.
If during a given month, you keep your bank account and banking
package, but do not keep all of the other products and services
indicated or do not carry out all of the required transactions (e.g.
only one electronic bill payment per month instead of two), you will
be charged National Bank's service fee for that month. The service fee
will be $7.98 monthly the second year and $11.96 the third. You will
still enjoy monthly savings of $7.97 during the second year and $3.99
during the third.
Finally, if you no longer hold a bank account or banking package for newcomers, you will no longer be eligible for savings.
mycredit: National Bank's Mastercard® mycredit® credit card won the 2022 Milesopedia Award for Best Credit Card in Canada for Newcomers. The ranking is based on an analysis of nearly 200 credit cards offered to Canadians based on their overall features and cardholder opinions on their experiences with these products.
TM National Bank Assistance Network is a trademark of National Bank of Canada, used under licence by authorized third parties.
® Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Authorized user: National Bank.
® THE EXCHANGE is a registered trademark of Fiserv Inc.
Open a bank account online up to 90 days before your arrival in Canada, or speak to us in person.
Get information quickly with the help of our Facebook Messenger chat option.
Visit us at one of our branches, or call us, and we’ll be happy to answer all your questions.
Open a bank account online at any time or meet with an advisor once you arrive in Canada.
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