NEWCOMERS

Open a bank account in Canada

Enjoy no fixed monthly fees for up to 3 years
 

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Offer valid from your country up to 90 days before you arrive in Canada and within 5 years of your arrival.1
Fill out the secure online form.


The benefits of our offer for newcomers

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Bank account

Open an account with no fixed monthly fee for up to 3 years.

Save up to $574.20**

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Mastercard® credit card

Get settled in Canada with help from a National Bank of Canada Mastercard credit card with no credit history.2,3

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International transfers

Send international transfers online to 19 countries in the European Union, and more. 

$5.95 per transfer4

Intermediary bank or beneficiary fees may apply.

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Legal support service

Get legal information by speaking directly with a lawyer by telephone on a variety of everyday topics.5

At no cost for 12 months

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Paper statements by mail 

Receive your bank statements by mail with no fees for the first year.

You’ll save $30

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Ordering cheques

Get your first order of cheques free.

You’ll save $67.10

Get the offer for newcomers in just a few easy steps

Enjoy your bank account with no fixed monthly fee for up to 3 years* and other benefits with our offer. Consult the eligibility criteria and follow the steps below, based on your situation.

I’m still in my home country

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Open an account online

Fill out a secure form from your home country in just 5 minutes up to 90 days before your arrival in Canada.

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Receive a confirmation email

Over the following days, you’ll receive an email confirming that you’ve opened an account.

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Get an appointment at a branch

We will contact you to schedule an in-person meeting to finalize the opening of your account.

I’m already in Canada

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Open an account online

Fill out an online application form as soon as you arrive in Canada. You’ll need:

  • A Canadian phone number
  • One of the following document :
    • A valid and eligible passport from a country other than Canada
    • A Canadian driver's licence
    • A permanent resident card
    • A provincial or federal identification card (excluding Quebec)
    • A Quebec Health Insurance Card - new version
    • A Canadian permanent resident card
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Receive a confirmation email

Within a couple of days of your request, you’ll receive a confirmation email with your account information. You’ll then receive your debit card in the mail.

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More than just a bank account

2023

National Bank of Canada has been named the Best Bank for Newcomers to Canada for 2023 by MoneySense.

2023

National Bank® of Canada mycreditTM Mastercard® credit card was named the best credit card for newcomers by Milesopedia in 2023.

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See all the details of the offer

Download and read the details of the offer for newcomers in one of the following languages. 

A distinguished client experience 

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89% of our clients who are new to Canada say that they recommend National Bank of Canada, mostly due to our distinguished service.

Internal study on newcomers - 2023

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“We’re extremely happy with our choice! We met with other banks, but National Bank was the one that best fit our needs.”

- Karen, newcomer - 2023

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We got 4.85 stars for our service on PVTistes.net.

June 2023

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Are you planning on studying in Canada?

Our GICs for international students can potentially speed up your Student Direct Stream program application with the Department of Immigration, Refugees and Citizenship Canada.

Who’s the newcomer offer for?

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Permanent residents

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Temporary workers

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International students

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Talk to us about your projects in Canada 

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Contact us by email

Write to us with all the details of your request. We’ll get back to you as quickly as possible.

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Chat with us

Get quick help when you contact us through Facebook Messenger.

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We’re hiring!

Are you a qualified worker immigrating to Canada? Join the National Bank of Canada team!

Little details that matter

  • Be a newcomer and at least 18 years of age or older
  • Apply to open an account from your home country up to 90 days before you arrive in Canada, or within 5 years of your arrival
  • Be the only account user
  • The offer for newcomers is open to permanent residents, temporary workers and international students

TM National Bank Assistance Network is a trademark of National Bank of Canada, used under licence by authorized third parties.

® Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Authorized user: National Bank.

®THE EXCHANGE and Accel are registered trademarks of Fiserv Inc.

®CIRRUS is a registered trademark of Mastercard International Incorporated. Authorized user: National Bank. 

®Allpoint is a registered trademark of ATM National LLC.

National Bank of Canada is not a licensed bank in France or other countries outside of Canada.