The perfect plan to settle in your new home
Eligible from your country or when arriving in Canada. See conditions ↓
Online sign up
from your country
Choose a branch
from over 400 locations
No monthly fee
for the first 3 years
New MastercardMD
without a credit history 4
Save up to $600 by signing up to our banking products and services for 3 years1.
The flat fee of $14.95/month will only start applying as of the 4th year.
Transfer funds abroad online.
Banking package with no flat monthly fees
Save $14.95/month
Additional advantages
Banking package with no flat monthly fee
Save $14.95/month by signing up to the following products and services:
50% DISCOUNT on your banking package
(flat fee of $7.48/month)
25% DISCOUNT on your banking package
(flat fee of $11.21/month)
Open an account online
Meet with an advisor
- Access to a Mastercard credit card without a credit history
- A High Interest Savings Account
- Access to car and mortgage loans5
Ready to apply for the package? Start by opening an account.
Access our services in 440 branches or 3,330 ABMs across Canada6.
Simplify your banking operations thanks to our easy-to-use features.
Select the account that suits you best and take advantage of our convenient banking features.
Baseline savings of $317.16 over three years
Save a minimum of $317.16 over three years if you meet the following conditions :
Savings of $317.16 based on:
The full flat monthly fee of $14.95 will be applied to your banking package from the fourth year. To be eligible for savings, you must commit to keeping the account and package for a minimum of 36 months. You will receive no further discounts if the products are cancelled.
Maximum savings of $650.18 over three years
Save up to $650.18 over three years if you meet the following conditions:
Savings of $650.18 over three years based on:
The full flat monthly fee of $14.95 will be applied to your banking package from the fourth year.
Note on savings
To enjoy the full savings, you must keep the products and services and carry out all required transactions for a minimum of 36 months, unless otherwise indicated. If you fail to meet the conditions of the offer, your savings will be lower. Your savings will be lower if you do not order cheques or rent a safety deposit box.
If during a given month, you keep your bank account and banking package, but do not keep all of the other products and services indicated or do not carry out all of the required transactions (e.g. only one electronic bill payment per month instead of two), you will be charged National Bank's service fee for that month. The service fee will be $7.48 monthly the second year and $11.21 the third. You will still enjoy monthly savings of $7.47 during the second year and $3.74 during the third.
Finally, if you no longer hold a bank account or banking package for newcomers, you will no longer be eligible for savings.
™ National Bank Assistance Network is a trademark of National Bank of Canada, used under licence by authorized third parties.
® Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Authorized user: National Bank.
® THE EXCHANGE is a registered trademark of Fiserv Inc.
1. Our banking offer for newcomers is available to immigrants who have been living in Canada for less than 5 years. See the Details and conditions of the offer for the full terms and conditions. The offer may be modified, extended or withdrawn, without prior notice, at any time. The offer may not be combined or used with any other National Bank offer, promotion or benefit. Fees may apply for transactions not included in the banking offer for newcomers. For more information on transaction fees, see our Guide to Personal Banking Solutions [PDF].
2. Telephone assistance service offered by National Bank Assistance Network, valid for 12 months from your account opening date. The content of the packages and terms described are subject to change.
3. Financing subject to credit approval by National Bank. Certain conditions apply. Eligible credit cards:mycredit, MC1, Allure, Syncro, Platinum, ECHO Cashback, World and World Elite.
4. Security may be required under certain circumstances.
5. Financing subject to credit approval by National Bank. Certain conditions apply.
6. National Bank ABMs or ABMs in THE EXCHANGEMD network
7. Eligible electronic payments: payments made via ABMs, pre-authorized debits and digital banking solutions (including payments through National Bank online or the National Bank mobile app).
Open a bank account online at any time or meet with an advisor once you arrive in Canada.