Home Bank accounts
Credit cards
Savings and investments
Wealth Management


Offer for health science specialists

Keeping your finances in good health


Offer details

Up to


in annual savings1

3 bank accounts3

no monthly fee


World Elite
World Mastercard


credit card2

Line of credit and mortgage 4

with preferential terms and conditions

Exclusive benefits for

  • Audiologists
  • Denturists
  • Occupational therapists
  • Dental hygienists
  • Respiratory therapists
  • Opticians
  • Speech therapists
  • Osteopaths
  • Social Workers (including Marital/Couple and Family Therapists)
  • Ambulance drivers/Paramedics
  • Pharmacologists
  • Physiotherapists
  • Psychologists
  • Midwives
  • Medical technologists
  • Medical imaging and radiation oncology technologists
  • Dieticians/Nutritionists
  • Chiropodists (outside Quebec only)
  • Medical electrophysiology technologist


Until November 30 2018, get up to $150 more cashback*

See conditions

Take advantage of these exclusive benefits for professionals in your field.


How does it work?

Sign up for a Mastercard credit card and access bank accounts and financing solutions with attractive terms and conditions.

Sign up for a World, World Elite Mastercard or Platinum credit card

Plus sign icon

Get three bank accounts with no monthly fee

Plus sign icon

Enjoy a line of credit and a mortgage with preferential terms and conditions

1. Choose your Mastercard credit card

${promoPastille | promo}



${promoText | contentCheck:promoText : accroche}

${urlImg | image:"190px":"120px" }


annual fee


purchase rate


balance transfer and cash advance rate

${urlPage | link:"View card details"}

Magic wand tip icon


Your spouse can also benefit by signing up for an additional Mastercard credit card.8

2. Enjoy three bank accounts with no monthly fee

Get up to three bank accounts and pay no monthly fee—plus you get an unlimited number of transactions on most automated services.


  • Get three bank accounts (individual or joint) in CAD or USD
  • Sending an Interac e-Transfer: free of charge
  • Carry out several types of transactions in an unlimited number
  • First order of 100 personalized cheques included
  • Protect your valuables with a 50% discount on a safety deposit box9
  • Ensure that you never get caught short with our overdraft protection
  • Access your accounts from anywhere in Canada with the THE EXCHANGE® ABM network
  • Do your banking online using our website or mobile app

3. Enjoy attractive terms and conditions on your financing solutions

Personal Flex Line®, 10

This line of credit is accessible any time. Power your ideas without having to apply for a new loan!


Exclusive rate

Prime rate + 0.75%


current interest rate
No management fees


Discover the Personal Flex Line

National Bank All-In-One®, 11

A home equity line of credit that groups together your bank accounts and your short-term cash and financing needs.


Exclusive rate

Prime rate + 0.75%


current interest rate
Fee of $6 per month per account


Discover the National Bank All-in-One

Mortgage loan4

Split your mortgage into smaller portions—each with its own rate, term, payment frequency and amortization period.

Discover the mortgage loan

Providing support throughout your career


Are you a business owner? Get financing4 for your work location, manage your employees more efficiently and benefit from commercial accounts with reduced fees. Our team of experts is here to help.

Discover our offers for businesses


Earn savings while you study and manage your finances more easily with a Mastercard credit card2, a bank account3 with no monthly fee and a personal line of credit.4

Discover our offers for students

National Bank is a proud partner of

Logo de l’Ordre professionnel des inhalothérapeutes du Québec
Logo de l’Ordre des hygiénistes du Québec
Logo de l’Ordre des technologistes médicaux du Québec
Logo de l’Ordre des technologues en imagerie médicale, en radio-oncologie et en électrophysiologie médicale du Québec
Logo de la Corporation des Paramédics du Québec (CPQ)
Logo Opticians association of Canada (OAC)
Logo New Brunswick Society of Medical Laboratory Technologists (NBSMLT)

Little details that matter

Eligibility criteria

  • Provide proof of professional status12
  • Have a bank account and a credit card eligible for the offer13

Offer conditions

Conditions to earn the first cashback

Open an account associated one of our Offers for professionnals or for students to get $50 cashback.

You must:

  • Sign up on out new online bank and for online banking and eStatements
  • Carry out at least one eligible transaction in your chequing account


Conditions to double the cashback

You must:

  • Set up a recurring direct deposit from your pay or monthly retirement benefit


Offer related to savings account

Sign up for a High Interest Savings Account and get $50 cashback

You must:

  • Deposit a minimum of $5,000 and have a minimum balance of $5,000 sixty (60) days after opening the high interest savings account
  • Have a chequing account at National Bank

Once the account has been opened, you have sixty (60) days to fulfil all of the offer conditions in order to get the cashback.

Legal Disclaimers

® THE EXCHANGE is a registered trademark of Fiserv Inc.

® MASTERCARD, WORLD MASTERCARD AND WORLD ELITE are registered trademarks of Mastercard International Inc. used under licence by National Bank of Canada.

® The Personal Flex Line, the All-In-One and THE TOTAL are registered trademarks of National Bank of Canada.

1. Subject to credit approval by National Bank. The discount is offered to holders of a National Bank Platinum, World Mastercard® or World Elite® Mastercard credit card. The $1,036 in annual savings is provided as an example only to illustrate what a holder could save with the offer. It is based on the typical profile of a client who has the following products: a banking package equivalent to The Total®, a World Elite® Mastercard® credit card, a National Bank All-In-One® home equity line of credit with an annual balance of $150,000 and a personal line of credit with an annual balance of $25,000, and has a good credit rating.

Savings are calculated as follows: No fees for transactions included in The TotalTM package (annual savings of $311), plus an annual 0.25% rate discount on the All-In-One line of credit (annual savings of $311), plus an annual 2.00% rate discount on a personal line of credit (annual savings of $500), minus the annual fee for the World Elite® Mastercard® for a year. These savings represent the difference between what a client with the offer and a client without it would pay. Some conditions apply. Potential savings may not reflect the net savings that you will receive; this amount will vary based on your financial situation.

2. Subject to credit approval by National Bank of Canada. Certain conditions apply.

3. A chequing account. Some services such as the passbook and paper statement by mail are not included.

4. Financing subject to credit approval by National Bank. Certain conditions apply.

5. Certain restrictions apply. Please consult the applicable rules governing reward points under Rewards plan.

6. Grace period: No interest will be charged on purchases made during the month, provided the client pays the balance in full within twenty-one (21) days of the statement date. This grace period does not apply to cash advances or balance transfers. The minimum payment to be made to the Bank every period will be equal to 2.5% of the account balance plus any overdue amount or $10, whichever is higher (or the account balance if it is lower than $10). If the credit limit is exceeded, the minimum payment required will be 2.5% of the account balance or the amount in excess of the credit limit, whichever is higher. Account statement: A statement is sent monthly.

Examples of credit charges

Example of credit charges over a 30-day period:

Annual interest rate
Average balance
  $500 $3,000
22.99% $9.45 $56.69
19.99% $8.22 $49.29
14.5% $5.96 $35.75
8.9% $3.66 $21.95

*Variable interest rate in effect on December 20, 2016.

7. Subject to credit approval by National Bank. Each balance transfer must be at least $250.

8. Only the spouse of the main cardholder of the Mastercard credit card included with the offer for professionals is eligible for an additional card. Regular annual fees apply for the additional card.

9. Minimum 12-month rental in Canada. Certain conditions apply. Details are available at our branches. For safety deposit box fees, see Your Guide to Personal Banking Solutions.

10. Subject to credit approval by National Bank. Upon receipt of each statement, the borrower must pay a minimum instalment to the Bank that corresponds to the sum of the interest and insurance premiums charged to the account for the period covered by the statement, and any other amount required to ensure the account's debit balance does not exceed the credit limit. This minimum instalment must be made without using the line of credit.

11. Subject to credit approval by National Bank. Interest rate on the All-In-One (line of credit portion) as at October 25, 2018 : ${p1.tauxBase|percent:"true"} + 1%
This rate is variable and corresponds to Prime + 1%, and is one of the lowest rates on the market. "Prime" means the annual variable interest rate posted by National Bank from time to time, used by the Bank to determine the interest rates on the demand loans it grants in Canadian dollars in Canada. Consult the prime rate webpage to find out the day's rate.

12. This offer must be renewed annually on presentation of identification and proof of professional status.

13. National Bank reserves the right to cancel the savings and benefits offered as part of the banking offer at any time, without prior notice, if the client closes his eligible bank account or Mastercard credit card and replaces them with an ineligible account or Mastercard credit card.


* The promotional offer is valid from August 15, 2018 to November 30, 2018.

The offer is intended for all Personal Banking clients who do not have a National Bank Chequing or Savings account and for all individuals who do not have any account at National Bank.

To qualify, you must open a checking account at one of our branches and sign up for an eligible product during the promotional period. To be eligible, the client must have attained the age of majority as at October 31st, 2018.

The offer may be modified, extended, or withdrawn without prior notice at any time. Employees of National Bank and its subsidiaries and entities are not eligible.

The offer may not be combined or used with any other National Bank offer, promotion or benefit and cannot be applied retroactively. There is a limit of one cashback per eligible product during this promotion. The offer can only be applied once for each type of product. Only the primary account holder is eligible for the offer. An additional cardholder on a joint account who opens a new account will not be eligible for this offer. The cashback amount varies according to the number of products held. 


Cashback details

Chequing account offer

To be eligible for the Chequing account offer and get up to $150 cashback, you must open a new Chequing account linked to one of the eligible Offers for professionals or Offers for students and meet the promotional offer conditions.

  Cashback when eligible Chequing
account opened
Additional cashback with salary deposits
or other recurring direct deposits to the account
Maximum total cashback
Offers for professionals or
Offers for students
$50 +$50 $100


First cashback conditions

You must:

  • Sign up for online banking and eStatements
  • Carry out an eligible transaction. Interest charges and banking fees are not considered transactions.

Double cashback conditions

You must:

  • Set up one (1) recurring direct deposit (salary or monthly pension)

After the account is opened, you have 60 days to meet all cashback offer conditions.


Savings Account offer

To be eligible for the Savings account offer and get up to $50 cashback, you must open a High Interest Savings Account and meet the offer conditions.

  • You must deposit at least $5,000 and have a balance of at least $5,000 in the account 60 days after the High Interest Savings Account is opened.
  • You must have a Chequing account at National Bank.

After the account is opened, you have 60 days to meet all cashback offer conditions.

The cashback will be deposited to your National Bank Chequing account within 120 days of the products being opened.



To be granted the cashback, you must maintain the eligible products and services, and not make any changes related to these products and services for a minimum of 12 months from the time you sign up for them. If you do not meet this condition, you will have to refund the Bank an amount corresponding to the period in which you did not keep your eligible products and services, within 30 days of receiving the request for payment.

Clients who have benefitted from a cashback offer on a Chequing or Savings account since November 1, 2017 are not eligible for this offer.

If you do not receive your cashback for the Chequing or Savings account offer, please notify us by June 30, 2019. Any notice received after that date will not be accepted and you will be deemed not to have qualified for this promotion.

Ready to apply?

Apply online and an advisor will contact you shortly to set up an appointment.


Telephone icon
FAQ icon