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PROMOTION

Offer for nurses

Take care of yourself so you can take care of others

Apply

Offer details

Up to

$1,035

in annual savings1

2 bank accounts2

no monthly fee


 

World Elite
or
World Mastercard

or Platinum

credit card2

Line of credit and mortgage4

with preferential terms and conditions

Exclusive benefits for

  • Nurses
  • Licensed practical nurses
  • Registered nurses 
  • Registered practical nurses 
  • Nurse practitioners

Enroll, receive, receive.

Get up to $120 cashback in the first year, on top of the discount percentage of your credit card's benefits.

Offer valid for new cardholders. Minimum monthly purchase required.

Learn more

How does it work?

Sign up for a Mastercard credit card to get bank accounts and financing solutions with attractive terms and conditions.

Sign up for a World, World Elite or Platinum Mastercard credit card

Icône symbole addition

Get two bank accounts with no monthly fee

Icône symbole addition

Enjoy a line of credit and a mortgage with preferential terms and conditions

1. Choose your Mastercard credit card


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balance transfer and cash advance rate

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Tip

Your spouse can also benefit by signing up for an additional Mastercard credit card.8

2. Enjoy two bank accounts with no monthly fee

Get up to two bank accounts2 and pay no monthly fees—plus you get an unlimited number of transactions on most automated services.

Advantages

  • Get two bank accounts (individual or joint) in CAD or USD
  • Sending an Interac e-Transfer: free of charge
  • Carry out several types of transactions in an unlimited number
  • First order of 100 personalized cheques included
  • Protect your valuables with a 50% discount on a safety deposit box9
  • Ensure that you never get caught short with our overdraft protection
  • Access your accounts from anywhere in Canada with the THE EXCHANGEMD ABM network
  • Do your banking online using our website or mobile app

3. Enjoy attractive terms and conditions on your financing solutions

Personal Flex Line®, 10

This line of credit is accessible any time. Power your ideas without having to apply for a new loan!

 

Exclusive rate

Prime rate + 0.75%

4.70%

current interest rate
No management fees

 

Discover the Personal Flex Line

National Bank All-In-One®, 11

A home equity line of credit that groups together your bank accounts and your short-term cash and financing needs.

 

Exclusive rate

Prime rate + 0.75%

4.70% 

current interest rate
Fee of $7 per month per account

 

Discover the National Bank All-in-One

Mortgage loan4

Split your mortgage into smaller portions—each with its own rate, term, payment frequency and amortization period.

4 - Achieve your goals with NATgo our online investment solution combined with expert advice from our experts.

5 - Benefit from our exclusive commission fees at National Bank Direct Brokerage!

Take control of your investment by trading on our new brokerage platform, and benefit from the preferential pricing offered to you.

Advantages:

  • Stock commissions at $5.95 per trade16
  • Canadian and American Exchange Traded Funds at $0 commission17
  • No annual administration fee
     

Discover the direct brokerage offer

Save while you study

Students

Earn savings while you study and manage your finances more easily with a Mastercard credit card2, a bank account3 with no monthly fee and a personal line of credit.4

Discover our offer for students

National Bank is a proud partner of

Ordre des infirmières et infirmiers du Québec logo
Ordre des infirmières et infirmiers auxiliaires du Québec logo

Little details that matter

Eligibility criteria

  • Provide proof of professional status.14
  • Have a bank account and a credit card eligible for the offer.15

Legal disclaimers

PROMOTION

Credit card is issued subject to credit approval by National Bank of Canada. Terms and conditions apply.

Offer valid until October 31, 2019.

Over a 12-month period, get cash back for each month you charge a minimum amount in net purchases to an eligible credit card account. The cashback will be credited to the account no later than the 15th of the following month.

$10 cashback per month

Get $10 cashback for each month you charge at least $200 in net purchases to your card (from the 1st to the last day of the month), with a maximum annual rebate of $120. The eligible cards are MC1, Allure®, mycredit™, Syncro™, ECHO®, Mastercard Business and Mastercard Business Line.

$40 cashback per month

Get $40 cashback for each month you charge at least $500 in net purchases to your card (from the 1st to the last day of the month), with a maximum annual rebate of $480. The eligible cards are Platinum, World, World Elite and Platinum Business.

Net purchases correspond to the amount in purchases charged to the account minus returns, cash advances, interest charges, fees, credit adjustments and refunds. Annual fees, balance transfers and cash advances are not included in the calculation.

The total amount of monthly net purchases is calculated on the first day of the month after the account has been opened. For example, an account that was opened on September 15 will have its net purchases calculated on October 1 and the first cashback will be made no later than November 15.

The account must be in good standing for the cashback to be awarded.

This promotion applies to all persons and businesses who do not hold and have never held a National Bank credit card in the past 24 months. It cannot be combined with any other offer or promotion related to new National Bank credit cards. Upgrades and additional cards are excluded from the offer. National Bank reserves the right to modify, extend, or withdraw this promotion at any time without notice.

ALLURE® and ECHO® are registered trademarks of National Bank of Canada.

MYCREDIT™ and SYNCRO™ are trademarks of National Bank of Canada.

® THE EXCHANGE is a registered trademark of Fiserv Inc.

®Mastercard, World Mastercard and World Elite are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Authorized user: National Bank.

® The Personal Flex Line, the All-In-One are registered trademarks of National Bank of Canada.

TM THE TOTAL is a trademark of National Bank of Canada.

TM The NATGO word mark is a trademark of National Bank of Canada, and is used under license by authorized third parties.

National Bank Direct Brokerage (NBDB) is a division of National Bank Financial Inc. (NBF), as well as a trademark owned by National Bank of Canada (NBC) that is used under license by NBF. NBF is a member of the Investment Industry Regulatory Organization of Canada, the Canadian Investor Protection Fund, and is a subsidiary of NBC, a public company listed on the Toronto Stock Exchange (TSX: NA). NBDB provides order execution only services and makes no investment recommendations. Clients are solely responsible for the financial ant tax consequences of their investment decisions.

1. Subject to credit approval by National Bank. The discount is offered to holders of a National Bank Platinum, World Mastercard® or World Elite® Mastercard credit card. The $1,036 in annual savings is provided as an example only to illustrate what a holder could save with the offer. It is based on the typical profile of a client who has the following products: a banking package equivalent to The TotalTM, a World Elite® Mastercard® credit card, a National Bank All-In-One® home equity line of credit with an annual balance of $150,000 and a personal line of credit with an annual balance of $25,000, and has a good credit rating.

Savings are calculated as follows: No fees for transactions included in The TotalTM package (annual savings of $311), plus an annual 0.25% rate discount on the All-In-One line of credit (annual savings of $375), plus an annual 2.00% rate discount on a personal line of credit (annual savings of $500), minus the annual fee for the World Elite® Mastercard® for a year. These savings represent the difference between what a client with the offer and a client without it would pay. Certain eligibility conditions apply. Potential savings may not reflect the net savings that you will receive; this amount will vary based on your financial situation.

2. Subject to credit approval by National Bank of Canada. Certain conditions apply.

3. A chequing account. Some services such as the passbook and paper statement by mail are not included.

4. Financing subject to credit approval by National Bank. Certain conditions apply.

5. Certain restrictions apply. Please consult the applicable rules governing reward points under Rewards plan.

6. Grace period: No interest will be charged on purchases made during the month, provided the client pays the balance in full within twenty-one (21) days of the statement date. This grace period does not apply to cash advances or balance transfers. Minimum payment: If your account balance is lower than $10, you must pay the entire balance. If you reside in the province of Quebec, your minimum payment will correspond to 5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher. If you reside outside of Quebec, your minimum payment represents 2.5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher. Account statement: A statement is sent monthly.

Examples of credit charges

Example of credit charges over a 30-day period:

Annual interest rate
Average balance
$500 $3,000
22.99% $9.45 $56.69
20.99% $8.63 $51.76
14.5% $5.96 $35.75
8.9% $3.66 $21.95

*Variable interest rate in effect on December 20, 2016.

7. Subject to credit approval by National Bank. Each balance transfer must be at least $250.

8. Only the spouse of the main cardholder of the Mastercard credit card included with the offer for professionals is eligible for an additional card. Regular annual fees apply for the additional card.

9. Minimum 12-month rental in Canada. Certain conditions apply. Details are available at our branches. For safety deposit box fees, see Your Guide to Personal Banking Solutions.

10. Subject to credit approval by National Bank. Upon receipt of each statement, the borrower must pay a minimum instalment to the Bank that corresponds to the sum of the interest and insurance premiums charged to the account for the period covered by the statement, and any other amount required to ensure the account's debit balance does not exceed the credit limit. This minimum instalment must be made without using the line of credit.

11. Subject to credit approval by National Bank. Interest rate on the All-In-One (line of credit portion) as at October 25, 2018: ${p1.tauxBase|percent:"true"} + 1%
This rate is variable and corresponds to Prime + 1%, and is one of the lowest rates on the market. "Prime" means the annual variable interest rate posted by National Bank from time to time, used by the Bank to determine the interest rates on the demand loans it grants in Canadian dollars in Canada. Consult the prime rate webpage to find out the day's rate.

12. This offer must be renewed annually on presentation of identification and proof of professional status.

13. National Bank reserves the right to cancel the savings and benefits offered as part of the banking offer at any time, without prior notice, if the client closes his eligible bank account or Mastercard credit card and replaces them with an ineligible account or Mastercard credit card.

14. The commissions shown are for trades carried out online. For more information about commissions and general fees, please refer to our brochure.

15. Trades must involve 100 or more ETF units and must be carried out using our electronic solutions. Clients must also sign up to receive all their documents electronically.

** The promotional offer is valid from May 27, 2019 to October 31st, 2019.

The offer is intended for all persons and National bank clients without any checking account at National Bank.

To qualify, you must open a checking account and sign up for the below eligible products during the promotional period. You must have reached the age of majority at the time of your enrollment in the covered products.

The offer may be modified, extended, or withdrawn without prior notice at any time. Employees of National Bank and its subsidiaries and entities are not eligible.

The offer may not be combined or used with any other National Bank offer, promotion or benefit and cannot be applied retroactively. There is a limit of one cashback per subscribed product during this promotion. The client cannot benefit of the offer more than once. Only the primary account holder is eligible for the offer. The actual secondary account holders that open a new account are not eligible to the offer. The cashback amount varies according to the conditions fulfilled.

Cashback details

To be eligible for the Chequing account offer and get up to $100 cashback, you must open a new Chequing account linked to one of the eligible Offers for professionals or Offers for students and meet the promotional offer conditions.
 

 

1st Cashback with the opening of and eligible checking account

Additional Cashback with a recurring and automatic direct deposit to the account

Maximum and total Cashback

Offer for Professionals; Offer for Students; Offer for Newcomers

$50

+$50

$100

 

1st Cashback with the opening of and eligible checking account

Additional Cashback with a recurring and automatic direct deposit to the account

Maximum and total Cashback

Offer for Professionals; Offer for Students; Offer for Newcomers

$50

+$50

$100


1st Cashback conditions.

After opening your new checking account and choose an eligible product you must: 

- Sign up to online banking and to online statement

- Carry out at least one eligible transaction in your new bank account. (Interest charges and banking fees charged to the account are not considered eligible transactions.)

Conditions to double up the cashback offer.

You must:

- Set up one (1) recurring and automatic direct deposit of your payroll or monthly recurring pension

You benefit of 60 days following the checking account opening to meet the offer conditions and obtain the cashback.

Cashbacks will be done in one (1) deposit in your new National Bank checking account within 120 days of the opening date for the subscribed products.

Commitment

To be granted the cashback, you must maintain the eligible products and services, and not make any changes related to these products and services for a minimum of 12 months after signing up for them. If you do not meet this condition, you will have to repay to the Bank an amount corresponding to the period in which you did not keep your eligible products and services, within 30 days of receiving the request for payment.

Clients who have benefit from a cashback offer on their checking account since November 1st 2017 are not eligible to this offer.

Ready to apply?

Apply online and an advisor will contact you shortly to set up an appointment.

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