Convenient banking that suits your lifestyle
Quick, safe and convenient—online banking made easy. We're adopting cutting-edge technology to enhance and streamline your banking experience.
Get an overview of all your accounts in National Bank online. Even those held at other banks in Canada and the United States.
See where your money is going. Your purchases are grouped by type (food and beverages,transportation, travel, etc.). Convenient to balance your budget.
Send and receive money online or from your mobile device with Interac® e‑Transfers. To send money abroad, opt for international transfers by Mastercard® and Interac®.
Install the app to access a range of practical functions. Be sure to enable automatic updates to benefit from the latest features and improvements!
Now you can make payments using your smartphone. Just install Apple Pay™ or Google Pay™ and add your National Bank debit and credit card.
When your debit card is equipped with Interac Flash® technology, you can make payments at your favourite stores without entering your PIN.
Need to deposit a cheque? With this feature you can take a picture of the cheque and deposit it online—without having to leave your home.
If ever your credit card is lost or stolen, you can either lock, unlock or replace it directly from your online bank.
Compare banking services by platform
| Banking services | National Bank online | National Bank mobile app | ABM | Telephone banking |
|---|---|---|---|---|
Digital features |
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Only available on the app |
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| *Delivery fees may apply |
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Fingerprint recognition |
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Categorize your transactions |
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Overview of your accounts |
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Lock or replace your card |
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Cheques |
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Regular cheque deposits |
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Ordering cheques* *Fees may apply |
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Sample cheque |
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Cheque imaging |
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Transactions2 |
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Outgoing Interac e-Transfer* *$1/transfer |
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Receive an Interac e-Transfer |
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Bill payments |
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Investments and loans |
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Contribute to an RRSP |
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Contribute to a TFSA |
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Loan application |
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Account management |
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Sign up for National Bank online |
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Sign up for a banking package or open an account online |
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Display your financial summary (accounts, credit, loans) |
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Enjoy practical features like mobile cheque deposit, Apple Pay and Interac e-Transfers.
Carry out your transactions at the ABM or visit the branch for personalized service at the counter.
Carry out a wide range of transactions with a simple phone call to our telephone banking service.
Looking to save on banking fees and enjoy a range of benefits? Find out if you're eligible for one of our offers for new clients: newcomers to Canada, healthcare professionals, engineering professionals, legal and business management professionals, administration professionals, teaching professionals, or students.
Cheque orders and direct deposits
Cheque orders
Choose from a range of designs and covers and decide which personal information to display on your cheques. Fees may apply depending on your banking package.
3 ways to order cheques:
Direct deposits
Don't have time to go to the bank to deposit your cheque? You can deposit it online or ask the issuer to deposit the funds directly to your bank account so you can access your money immediately, hassle-free.
What's more, you won't have to worry about lost or stolen cheques.
Preauthorized debits and funds transfers
Preauthorized debits
You can pay bills automatically by setting up preauthorized debits. This is a great way to pay your utility bills, insurance, mortgage—and any other payments you make on a regular basis.
Funds transfers
| Overdraft protection | |
| Per transfer from a National Bank account, personal line of credit or Mastercard® credit card |
$5/day |
| Automatic transfers on a set date | |
| Fee per transfer |
$1.50 |
| Transfer at the request of another financial institution when an account is closed |
$17 |
| Interac e-Transfer* | |
| Send an Interac e-Transfer |
$1.25 |
| Receive an Interac e-Transfer |
$0 |
$1.50 |
$1.50 |
List of participating Canadian financial institutions
*A $1.25 transaction fee will be added to the service charge for sending an Interac e-Transfer.
Items
An item is a cheque, bank draft or money order.
| Item deposited to an account and returned unpaid | $0 |
| Postdated item deposited to an ABM |
$5.25 |
| Item received by mail for deposit to an account |
$5.25 |
| Overdraft fee for a cheque, pre-authorized debit, payment instruction, purchase by debit card or ABM withdrawal sufficient funds (in addition to interest charges) |
$5 |
| Processing a cheque, item or payment instruction drawn on the account and returned or rejected due to insufficient funds |
$45 |
Overdraft protection
Looking to avoid the inconvenience and cost of NSF cheques and declined debit card payments?
Overdraft protection lets you draw on another eligible source to cover the shortfall (a $5 fee is charged per transfer). With your permission, the overdraft is covered by a funds transfer from another bank account, your Integrated line of credit or a cash advance from your Mastercard credit card.
Don't worry about getting caught short—with overdraft protection your cheques, transfers, card purchases, withdrawals, and bill payments are covered.
Stop payments (not available for accounts without chequing privileges and no charge for The Total®)
| All information provided (date, amount, name of beneficiary and cheque number) |
$16 |
| Not all information provided | $30 |
| For a series of cheques or preauthorized debits A maximum of 12 cheques or preauthorized debits in a series can be stopped. |
$30 |
Save money by switching to free eStatements! Going paperless is also a great way to protect the environment—every little bit helps!
View your transactions through online banking, available 24/7. Visit our eStatement page to learn more.
Tracing and documents
Bank letters issued at the client's request |
$10 |
Cheque image request made through telephone banking services or at the branch |
5/item4(regardless of the transaction date) |
Tracing and reproduction of documents (other than items cleared in account statements) within the following timeframes: |
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$5/item4 |
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$10/item4 $20 min.4 |
Re-issuing a transaction account or investment statement |
$5 |
Request for a list of recent transactions prior to the production of the monthly account statements |
$5 |
Re-issuing a loan statement (mortgage or other) |
$10 |
TM Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries. Apple Inc. is not a sponsor or participant of National Bank Mobile Banking Solutions.
TM Google Pay and the Google Pay Logo are trademarks of Google LLC. The use of this trademark is subject to Google Inc.’s authorization policy.
® Interac e-Transfer is a registered trade-mark of Interac Corp. Used under licence.
®SecureKey and Verified.Me are registered trademarks of SecureKey Technologies Inc.
® Mastercard is a registered trademark of Mastercard International Inc. Authorized user: National Bank of Canada.
® Interac Flash is a registered trademark of Interac Corp., used under licence.
1. For USD bank drafts, applicable fees are in USD.
2. Transactions carried out at our ABMs, a participating merchant, through our online banking services (including our call centre) or those related to certain operations in your account.
3. Subject to credit approval by National Bank of Canada. Interest charges are not waived with this package. For interest rates in effect, visit our current rates page.
4. Fees paid by the client even for requests made by a third party.
Sign up today and start enjoying our practical, convenient services!
