Interac e-Transfer®

Pay your bills or send money

Make a transfer

It’s easy to make transactions online using Interac e-Transfer ®

Making your everyday transactions has never been easier with Interac e-Transfer ®. Whether you're sending money to a loved one or paying your rent, you can send and receive money anytime, online, on the go 1.

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To send money using Interac e-Transfer ®, sign in to your online bank or the app. All you need is the name and email or phone number of the recipient 1.

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Access your transfers online, 24/7, 365 days a year. You can also schedule transfers so that your recipients receive them on the date of your choice.

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Interac technology is both simple and secure since you're protected by multiple levels of security, including state-of-the-art encryption technology.

Need to make a transfer? It’s simple and easy, just sign in to your online bank.

How do I make an Interac e-Transfer ®? Watch our demo.

It’s easy to learn how to use Interac e-Transfer ®, just watch our demos. See how to send money, cancel your transactions, and how to accept or refuse an Interac e-Transfer ®.


  • Need to pay your rent? Send money to your landlord using Interac e-Transfer ®.

Your options to send or receive an Interac e-Transfer.

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Interac e-Transfer ®security question

The security question and answer allow you to enter a question that the recipient must answer to deposit the sent funds.

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Interac e-Transfer ® Autodeposit

It allows you to automatically deposit all Interac e-Transfers ® directly into your bank account without having to sign in or answer a security question. Register your email address and choose which bank account your transactions will be automatically deposited into 2.

Watch our demo.

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Request money using Interac e-Transfer ®

The Interac e-Transfer ® Request Money feature allows you to send a notice requesting payment. Once the request has been accepted, the funds will be transferred directly to you.



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Account to account transfer

It allows you to receive an Interac e-Transfer ® directly to your bank account via your account number.

Get the answer to all your questions in the Help Centre.

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Need to send or receive an international transfer?

 Find all the information you need to send a transfer anywhere in the world.

Download the National Bank app

Manage your finances and make Interac transfers anywhere, anytime.
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Before making an Interac e-Transfer, take precautions


Did you know that an Interac e-Transfer can't be cancelled or modified once the funds are deposited by the recipient? Before making a transaction, please make sure that you:

  • Only transfer money to people you know and trust

  • Double check the recipient's information (cell phone number and/or email address) 

  • Ask a security question that cannot be easily guessed or found (do not communicate this answer to the recipient via text message or email), for transfers made via a security question 


For more information on Interac transactions, consult our Help Centre.

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If you have a Facebook ® account, you can contact us on Messenger, or through our virtual assistant, which is always available in your online bank.

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Make an appointment to speak to an expert in person or online.

Little details that matter

® Apple and App Store are trademarks of Apple Inc., registered in the U.S. and other countries and regions.

® Google Play and the Google Play logo are trademarks of Google LLC.

®Trademark of Interac Corp. (Member) authorized user of the trademark.

® Trademark of Interac Corp. Used under licence.

1. To send an Interac e-Transfer®, you need an online bank account, and the email address or phone number of the person you're sending the money to. The recipient must have an online bank account at a participating Canadian bank.
If you have The Connected, The Total, The Modest or The Minimalist package or one of our offers for professionals and students, Interac e-Transfer®, is included. If you don't have one of these packages, a $1.25 service charge may apply when you send an Interac e-Transfer®. The transfer must be sent to a bank account held at a participating Canadian financial institution. Also, please note that if you (or your recipient) need to cancel an Interac e-Transfer®, you will be charged a fee of $3.50.

2. An email address can only be associated to one bank account, whether it is a National Bank account or one at another financial institution.