Interac e-Transfer®

Pay your bills or send money

Make a transfer

It’s easy to make transactions online using Interac e-Transfer

Making your everyday transactions has never been easier with Interac e-Transfer. Whether you're sending money to a loved one or paying your rent, you can send and receive money anytime, online, on the go 1.

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To send money using Interac e-Transfer, sign in to your online bank or the app. All you need is the name and email or phone number of the recipient 1.

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Access your transfers online, 24/7, 365 days a year. You can also schedule transfers so that your recipients receive them on the date of your choice.

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Interac technology is both simple and secure since you're protected by multiple levels of security, including state-of-the-art encryption technology.

Need to make a transfer? It’s simple and easy, just sign in to your online bank.

How do I make an Interac e-Transfer? Watch our demo

Your options to send or receive an Interac e-Transfer

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Interac e-Transfer security question

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Interac e-Transfer Autodeposit

It allows you to automatically deposit an Interac e-Transfer into your bank account without having to sign in or answer a security question. Set up Autodeposit with your email address or mobile number, then select the account into which you want to make the deposits. 2

Watch our demo.

The security question and answer allow you to enter a question that the recipient must answer to deposit the sent funds.

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Request money using Interac e-Transfer

The Interac e-Transfer Request Money feature allows a person to send you a notice requesting payment. Once the request has been accepted, the funds will be directly deposited in their account. 3




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Account to account transfer

It allows you to receive an Interac e-Transfer directly to your bank account via your account number. 4

Get the answer to all your questions in the Help Centre.

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Need to send or receive an international transfer?

Download the National Bank app

Manage your finances and make Interac transfers anywhere, anytime.
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Before making an Interac e-Transfer, take precautions


Did you know that an Interac e-Transfer can't be cancelled or modified once the funds are deposited by the recipient? Before making a transaction, please make sure that you:

  • Only transfer money to people you know and trust

  • Double check the recipient's information (mobile phone number or email address) 

  • Ask a security question that cannot be easily guessed or found (do not communicate this answer to the recipient by text or email), for transfers made via a security question 


For more information on Interac transactions, consult our Help Centre.

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If you have a Facebook ® account, you can contact us on Messenger, or through our virtual assistant, which is always available in your online bank.

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Make an appointment to speak to an expert in person or online.

Little details that matter

® Apple and App Store are trademarks of Apple Inc., registered in the U.S. and other countries and regions.

® Google Play and the Google Play logo are trademarks of Google LLC.

®Trademark of Interac Corp. (Member) authorized user of the trademark.

® Trademark of Interac Corp. Used under licence.

1. To send an Interac e-Transfer®, you need an online bank account, and the email address or phone number of the person you're sending the money to. The recipient must have an online bank account at a participating Canadian bank.
If you have The Connected, The Total, The Modest or The Minimalist package or one of our offers for professionals and students, Interac e-Transfer®, is included. If you don't have one of these packages, a $1.25 service charge may apply when you send an Interac e-Transfer®. The transfer must be sent to a bank account held at a participating Canadian financial institution. Also, please note that if you need to cancel an Interac e-Transfer®, you will be charged a fee of $3.50.

2. A setup can only be associated to one bank account, whether it is a National Bank account or one at another financial institution.

3. We do not offer the Interac Request Money feature at this time, but you can still accept requests made to you.

4. We do not offer the Interac account-to-account feature at this time, but you're still able to receive funds via your account number.