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What are the criteria for getting a mortgage?
The first criterion is your capacity to pay back your mortgage. Your advisor will dive into your credit score, your revenue, your debts, your potential down payment, etc.
Get all the necessary documents ready for your first meeting with your mortgage advisor to give them the tools they need to help you.
Important:
The documents you’ll need vary depending on what type of financing you need.
Discover which documents are needed for your request.
Are you self-employed or an entrepreneur? We have the financing solution designed to fit your needs.
Discover the mortgage designed for self-employed workers.
Don’t have enough credit history, or don’t have any at all?
Learn more about co-borrowing and the responsibilities included.
Want to learn more?
- Read our 8 tips to improve or rebuild your credit.
- Check out our guide on buying your first property.
Related questions
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What’s the difference between pre-approval and pre-qualification? Discover the benefits of a mortgage pre-qualification and a pre-approval. -
What are the incentives for first-time home buyers? Various organizations and government bodies offer incentives and grants to help you buy your first home. -
What are the criteria for getting a mortgage? Is this your first mortgage? Discover the criteria and eligibility requirements needed to get a mortgage. -
How do I get a mortgage if I’m self-employed? You may be able to qualify for a mortgage for the self-employed and get the financing you need to buy your home.
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