Guarantee your financing by National Bank without committing to a loan
Guarantee your financing by National Bank without committing to a loan. Place yourself in an ideal position to negotiate for and buy a home.
Is a mortgage pre-approval necessary? Very! It concretizes the process of buying your property: your borrowing capacity, loan repayment, mortgage rate, it all becomes clear. Unlike pre-qualification, the pre-approval certifies that a lender (National Bank) is committed to providing you with financing.
Enjoy the benefits of a pre-approval for the purchase of your home.
Tip!
It's possible to pay your down payment online. It’s as simple as paying an invoice. Ask your notary what types of payments are accepted by your online bank.
National Bank is committed to providing you with the funding for which you were pre-approved. An advisor is available to answer your questions without you having to commit to a loan.
A pre-approval is "yes" in advance for your loan.
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1The rate can be guaranteed for up to 90 days following the receipt of your application.
2To get a mortgage pre-approval, you’ll need to provide proof of income in the form of a pay stub and a T4 slip, or a notice of assessment. You also need to have reached the age of majority in the province in which you’re applying. The mortgage pre-approval is only valid for a property located in Canada, excluding the territories (Yukon, Nunavut and the Northwest Territories). To apply online, you and your co-borrower (if applicable) must currently own, in total, one property or less, whether it’s owned jointly, individually, or with a third party.
