Enjoy a competitive fixed rate and the freedom to cash in every 90 days, penalty-free.
Rate: 0.90%
Minimum investment: $500 (RRSP) or $1,000 (non-registered plan)
Access to funds: No
Investment horizon: 90 days
You can choose a registered or non-registered GIC.
Term | Plan | Minimum investment | Rate | Interest type | Get this GIC |
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Our advisors can help you choose the GIC that's right for you.
Looking to cash in a portion of your investment each year and take advantage of higher interest rates? Learn about the GIC laddering strategy.
Non-registered plan
Interest payments
Interest is paid at maturity.
Access to funds
Cannot be cashed in before maturity.
Posted rates are for interest payable at maturity.
RRSP
Interest payments
Interest payable or compounded at maturity.
Transferability
Cannot be transferred to an RRIF.
Access to funds
Cannot be cashed in before maturity.
Posted rates are for interest payable at maturity.
Additional information
Interest is calculated annually.
Automatic renewal: Unless otherwise instructed, we will automatically renew your GIC at maturity for the same amount (principal and interest) and term at the prevailing rate. You will have 10 business days after the new GIC is issued to cancel the renewal.
National Bank is a member of the Canada Deposit Insurance Corporation (CDIC).
For information on fees related to RRSPs and TFSAs, refer to our brochure: Fees – Your Guide to Personal Banking Solutions [PDF], under "Registered Plans."
For information on our rate increase or new fee notification procedure, refer to our brochure: Fees – General Information and Agreement [PDF], under "Notice of Changes to Fees Listed in Your Guide to Personal Banking Solutions."
For information on the procedure for submitting claims regarding product fees, click here.
To invest online, you need to have a bank account with National Bank. Don't have an account? Contact a National Bank branch.
Choose a GIC that capitalizes on market potential
Minimum investment
Term
Rate
Maximum interest at maturity
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Trust our experts to manage your investments.
Great for short-term saving—access your funds at any time.
Talk to an advisor for personalized advice or sign in to your online bank to invest.