Redeemable Plus GIC

Access your funds each year penalty-free

At a glance

What is the Redeemable Plus GIC?

With the Redeemable Plus GIC, you get a fixed interest rate and the option of cashing in your investment after a year, penalty-free.

Perfect if you are looking to:

  • Take advantage of a great annual fixed rate
  • Cash in all or part of your investment after a year
  • Avoid withdrawal fees

Rate: Fixed

Minimum investment: $500 (RRSP or TFSA) or $1,000 (non-registered plan)

Access to funds: Yes

Investment horizon: 1 year

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GIC options

Select the term and interest type of your redeemable plus GIC. If you’re already a client, you can choose the plan in which to invest your GIC (TFSA, RRSP or non-registered account) in a second step. 

Term Minimum investment Rate Interest type Get this GIC
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Looking to earn high interest with the option of accessing your funds at any time? Discover our High Interest Savings Account.

Little details that matter

  • Minimum investment of 500$
  • Offered in non registered and in all plans except the RESP
  • The GIC in the RRSP can be transferred to a RIFF
  • All or part of the GIC can be cashed in without penalty on the anniversary of the issue date.
  • Offered under NBC, NATCAN, and TRUST subsidiaries
    • For online purchases of GIC, only the NBC option is available as subsidiary.

Deposit in bank account at maturity only for non-registered accounts.

  • For online purchase of GIC, only annual payment of interest is available.

Redeemable Plus Guaranteed Investment Certificate (GIC) [PDF]

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