Redeemable Without Penalty GIC

Cash in your investment after 30 days or 6 months

At a glance

What is a Redeemable Without Penalty GIC?

Invest at a fixed interest rate and cash in your GIC penalty-free after 30 days or 6 months.

Perfect if you are looking to:

  • Take advantage of a great fixed rate
  • Cash in all or part of your funds after 30 days (12- or 14-month term) or 6 months (24-month term)
  • Avoid withdrawal penalties

Rate: Fixed

Minimum investment: $500

Access to funds: Yes

Investment horizon: 12, 14 or 24 months

Investment horizon image

GIC options

Select a term and interest type for your GIC.

Term Minimum investment Rate Interest type Get this GIC
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Looking to earn high interest with the option of accessing your funds at any time? Discover our High Interest Savings Account.

Little details that matter

  • Minimum investment of 500$
  • Offered in non registered and in all plans except the RESP
  • The GIC in the RRSP can be transferred to a RIFF
  • Minimum withdrawal of 500$
  • Offered under NBC, NATCAN, and TRUST subsidiaries
    • For online purchases of GIC, only the NBC option is available as subsidiary.

Deposit in bank account at maturity only for non-registered accounts.

  • For online purchase of GIC, only annual payment of interest is available.

Redeemable without penalty Guaranteed Investment Certificate (GIC) [PDF]

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