Redeemable Without Penalty GIC

Cash in your investment after 30 days or 6 months
 

At a glance

What is a Redeemable Without Penalty GIC?

Invest at a fixed interest rate and cash in your GIC penalty-free after 30 days or 6 months.

Perfect if you are looking to:

  • Take advantage of a great fixed rate
  • Cash in all or part of your funds after 30 days (12- or 14-month term) or 6 months (24-month term)
  • Avoid withdrawal penalties

Rate: Fixed

Minimum investment: $500

Access to funds: Yes

Investment horizon: 12, 14 or 24 months

Investment horizon image

GIC options

Select a term and interest type for your GIC.

Term Minimum investment Rate Interest type Get this GIC
${productCriteria.TERMRANGE.criteriaNumericValue} month(s)
$${productCriteria.AMTRANGE.criteriaLowerValue} ${tauxTotal|percent:"true"} ${interet} ${deeplinkSansCompte|link:"Choose this GIC":"_blank"}

Our advisors can help you choose the GIC that's right for you.

Make an appointment

You might be interested in these other savings solutions

Cash Advantage Solution

Ideal for those who want to enjoy increasing interest rate tiers while keeping their funds accessible.

Discover this solution

NBI Money Market Funds

Ideal for short-term investments by using low-risk funds that are easily transferable.

Discover these funds

High Interest Savings Account

Ideal for putting money aside while also being able to immediately access your funds in case of unexpected events.

Discover this account

See all our solutions

Little details that matter

  • Minimum investment of 500$
  • Offered in non registered and in all plans except the RESP
  • The GIC in the RRSP can be transferred to a RIFF
  • Minimum withdrawal of 500$
  • Offered under NBC, NATCAN, and TRUST subsidiaries
    • For online purchases of GIC, only the NBC option is available as subsidiary.

Deposit in bank account at maturity only for non-registered accounts.

  • For online purchase of GIC, only annual payment of interest is available.

Redeemable without penalty Guaranteed Investment Certificate (GIC) [PDF]

Ready to start saving?

Talk to an advisor for personalized advice or sign in to your online bank to invest.

Make an appointment

Sign in

Telephone icon
Picto of a question mark in a circle