Redeemable GIC

The freedom to cash in your investment at any time

At a glance

What is a Redeemable GIC?

Cash in your investment at any time, while protecting your principal and interest.

Perfect if you are looking to:

  • Take advantage of a great annual fixed rate
  • Access your funds when you want

Rate: Fixed

Minimum investment: $500 (RRSP, TFSA) or $1,000 (non-registered plan)

Access to funds: Yes

Investment horizon: 1 month to 5 years

Investment horizon image

GIC options

Select the term and interest type of your redeemable GIC. If you’re already a client, you can choose the plan in which to invest your GIC (TFSA, RRSP or non-registered account) in a second step. 

Interest type
Term Minimum investment Rate Interest type Get this GIC
${productCriteria.TERMRANGE.criteriaNumericValue} months $${productCriteria.AMTRANGE.criteriaLowerValue} ${tauxTotal|percent:"true"} ${interet}

Choose this GIC

Our advisors can help you choose the GIC that's right for you.

Make an appointment
Magic wand tip icon


Looking to earn high interest with the option of accessing your funds at any time? Discover our High Interest Savings Account.

Little details that matter

  • Minimum investment of 500$
  • Offered in non registered and in all plans except the RESP
  • The GIC in the RRSP can be transferred to a RIFF
  • Minimum withdrawal of 500$
  • Offered under NBC, NATCAN, and TRUST subsidiaries
    • For online purchases of GIC, only the NBC option is available as subsidiary.

Deposit in bank account at maturity only for non-registered accounts.

  • For online purchase of GIC, only annual payment of interest is available.

Redeemable Guaranteed Investment Certificate (GIC) and Redeemable US dollars Guaranteed Investment Certificate (GIC) [PDF]

Explore our other savings and investment solutions

Managed solutions and investment funds

Trust our experts to manage your investments.


Check out our managed solutions and investment funds

Savings account

Great for short-term saving—access your funds at any time.


See savings account

See all our solutions

Ready to start saving?

Talk to an advisor for personalized advice or sign in to your online bank to invest.

Make an appointment

Sign in

Telephone icon
Picto of a question mark in a circle