Redeemable GIC

The freedom to cash in your investment at any time
 

At a glance

What is a Redeemable GIC?

Cash in your investment at any time, while protecting your principal and interest.

Perfect if you are looking to:

  • Take advantage of a great annual fixed rate
  • Access your funds when you want

Rate: Fixed

Minimum investment: $500 (RRSP, TFSA) or $1,000 (non-registered plan)

Access to funds: Yes

Investment horizon: 1 month to 5 years

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GIC options

Select the term and interest type of your redeemable GIC. If you’re already a client, you can choose the plan in which to invest your GIC (TFSA, RRSP or non-registered account) in a second step. 

Term
Interest type
Term Minimum investment Rate Interest type Get this GIC
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Our advisors can help you choose the GIC that's right for you.

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Tip

Looking to earn high interest with the option of accessing your funds at any time? Discover our High Interest Savings Account.

Little details that matter

  • Minimum investment of 500$
  • Offered in non registered and in all plans except the RESP
  • The GIC in the RRSP can be transferred to a RIFF
  • Minimum withdrawal of 500$
  • Offered under NBC, NATCAN, and TRUST subsidiaries
    • For online purchases of GIC, only the NBC option is available as subsidiary.

Deposit in bank account at maturity only for non-registered accounts.

  • For online purchase of GIC, only annual payment of interest is available.

Redeemable Guaranteed Investment Certificate (GIC) and Redeemable US dollars Guaranteed Investment Certificate (GIC) [PDF]

Explore our other savings and investment solutions

Managed solutions and investment funds

Trust our experts to manage your investments.

 

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Savings account

Great for short-term saving—access your funds at any time.

 

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