NBI Portfolios

The more you invest, the lower your management fees 

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At a glance

What are NBI Portfolios?

NBI Portfolios are investment funds offered by National Bank Investments Inc. (NBI).

They allow you to invest in a full, diverse range of mutual funds.

Perfect if you are looking to:

  • Benefit from our expertise and that of some of the world's top portfolio managers
  • Enjoy a turnkey solution based on your profile, objectives and risk tolerance
  • Optimize your diversification by asset class, management style and industry sector
  • Invest or withdraw funds when you want
  • Create a monthly income stream
  • Benefit from reduced management fees

$500

Minimum initial investment

$50

Minimum purchase/redemption

$25

Minimum systematic investment amount

Do you know your investor profile? Contact us and choose the portfolio that's best for you.

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The 6 NBI Portfolios

Blue square

Fixed income

Dark blue square

Canadian Equity

Turquoise blue square

Global Equity

Asset allocation chart – NBI Balanced Portfolio

 

NBI Balanced Portfolio

 

Perfect if you are looking to:

  • Earn a regular investment income
  • Enjoy long-term capital appreciation


     
Asset allocation chart – NBI Growth Portfolio

 

NBI Growth Portfolio

 

Perfect if you are looking to:

  • Earn some regular investment income
  • Enjoy long-term capital appreciation

Asset allocation chart – NBI Equity Portfolio

 

NBI Equity Portfolio

 

Perfect if you are looking to:

  • Enjoy long-term capital appreciation




Asset allocation chart – NBI Moderate Portfolio

 

NBI Moderate Portfolio

 

Perfect if you are looking to:

  • Earn a high level of regular investment income
  • Enjoy long-term capital appreciation

     
Asset allocation chart – NBI Conservative Portfolio

 

NBI Conservative Portfolio

 

Perfect if you are looking to:

  • Earn a high level of regular investment income
  • Enjoy some long-term capital appreciation

Asset allocation chart – NBI Secure Portfolio

 

NBI Secure Portfolio

 

Perfect if you are looking to:

  • Earn a high level of regular investment income
  • Enjoy medium-term capital appreciation

Count on our experts for sound investment advice.

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Get an NBI Portfolio

To invest please contact your advisor

 

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Fund name and investment horizon
Risk
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3 years
5 years
10 years Since inception

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To invest please contact your advisor.

 

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Fund name and investment horizon
Risk
1 year
3 years
5 years
10 years Since inception

NBI Secure Portfolio

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NBI Conservative Portfolio

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NBI Moderate Portfolio

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NBI Balanced Portfolio

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NBI Growth Portfolio

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NBI Equity Portfolio

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Why choose us

Get support from world-renowned experts

Benefit from our open architecture structure which provides us the flexibility to select and review portfolio managers who meet our OP4+ criteria of excellence: organization, people, process, portfolio, performance, and where the + symbol represents environmental, social and governance (ESG) criteria in portfolio management, across all asset classes.

ESG at the heart of our process

An important pillar in our portfolio manager assessments is the integration of ESG criteria into their investment process. We believe that the consideration of ESG criteria, in conjunction with traditional financial analysis, allows for a better assessment of risks and long-term growth opportunities. 

Stay on top of market trends with the quarterly outlook from the experts.

Reduce your management fees

Enjoy lower management fees based on the value of your assets held in certain series of NBI Portfolios—a great reason to group your investment accounts together.

 

How it works

  • Fee reductions are determined based on the total market value of your assets held in NBI Portfolios (see table).
  • They are calculated daily as soon as you meet the eligibility criteria.
  • A credit is then applied directly to your account.
  • This amount is automatically reinvested in additional securities of the same series each quarter.
 Total assets in NBI Portfolios1  Management fee reduction
 $174,999 or less
 0.10%
 $175,0002 or more
 0.20%

Eligibility

If you have assets with a total net value of at least $100,000 in one or more NBI Portfolios, you will automatically be eligible.

 

Little details that matter

For more information on NBI portfolios, refer to our brochure [PDF].

1. For Investor and R Series securities of all NBI Portfolios and F-2 Series securities of the NBI Balanced Portfolio. 

2. The management fee reduction starting from $175,000 is 0.04% for Investor-2 and R-2 Series securities of the NBI Moderate Portfolio and 0.10% for Investor-2 and R-2 Series securities of the NBI Equity Portfolio. 

The information and the data supplied on the current page of this site, including those supplied by third parties, are considered accurate at the time of their publication and were obtained from sources which we considered reliable. We reserve the right to modify them without advance notice. This information and data are supplied as informative content only. No representation or guarantee, explicit or implicit, is made as for the exactness, the quality and the complete character of this information and these data. The opinions expressed are not to be construed as solicitation or offer to buy or sell shares mentioned herein and should not be considered as recommendations. 

The NBI Portfolios (the “Portfolios”) are offered by National Bank Investments Inc. and sold by National Bank Savings and Investments Inc., separate entities and indirect wholly owned subsidiaries of National Bank of Canada. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus of the Portfolios before investing. The Portfolios’ securities are not insured by the Canada Deposit Insurance Corporation or by any other government deposit insurer. The Portfolios are not guaranteed, their values change frequently and past performance may not be repeated. 

The indicated rates of returns are based on the historical annual compounded total returns including changes in securities value and reinvestment of all distributions and do not take into account sales, redemption, distribution or optional charges or income taxes payable by any securityholder that would have reduced returns. 

As part of the management fee reduction plan for high net worth investors (the ""reduction plan""), certain investors holding Investor and R Series of all the NBI Portfolios and Investor-2, F-2 and R-2 Series securities of certain NBI Portfolios may be eligible for a management fee reduction based on the size of their investment in one or more of the NBI Portfolios. 

The reduction plan only applies to the series of the NBI Portfolios that are eligible. The amount equivalent to the management fee reduction takes the form of a distribution, which is automatically reinvested in additional securities of the same series of the applicable NBI Portfolio. For more information about the reduction plan, please see the NBI Portfolios prospectus. 

The cash distribution amount per unit for the R Series and the R-2 Series of NBI Portfolios is said to be fixed as it does not vary from one distribution to another. However, it is not guaranteed and may vary according to market conditions. R Series units and R-2 Series units of the NBI Portfolios pay monthly distributions made up of net income and may include a significant portion of return of capital. Return of capital actually decreases the value of your initial investment and must not be confused with return on investment. Return of capital that is not reinvested can reduce the net asset value of the fund and may lessen its ability to subsequently generate income. The monthly distribution amount per unit is reset at the start of each calendar year. 

® NATIONAL BANK INVESTMENTS is a registered trademark of National Bank of Canada, used under licence by National Bank Investments Inc. 

National Bank Investments is a signatory of the United Nations-supported Principles for Responsible Investment, a member of Canada’s Responsible Investment Association, and a founding participant in the Climate Engagement Canada initiative.

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Friday, 8 a.m. to 5 p.m. (ET)

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