What is the difference between a business credit card account and a business credit card?
In online banking for business, under Account summary, you will find two credit-related options: credit cards and credit card accounts.
To help you tell the difference between the two, take a closer look at the details below:
What is a National Bank business credit card account?
Your National Bank business credit card brings together all transactions and responsibilities related to your credit. It represents a contract with us that outlines the following:
- Your overall credit limit
- Your interest rate
- Your repayment terms
The credit account displays all statements generated by any credit cards linked to the same account.
When accessing your credit card account through online banking for business, you’ll be able to view the following details:
- Account number
- Product name
- Current À la carte Rewards balance, if eligible
- Available credit
- Overall credit limit
- Minimum payment due
- Next payment due date
Good to know
- A business can have multiple credit accounts.
- Multiple cards can be issued under the same credit account.
What is a business credit card?
A business credit card is a physical object used to:
- Make payments online or in store.
- Withdraw money from your credit card account.
When viewing your credit card via online banking for business, you can see the following information for each card you own:
- Credit card number
- Names of users associated with the card
- Pending amount
- Currency
- Current balance
- Available credit
- Credit limit
Good to know
Credit cards associated with the same credit account can have different monthly spending limits per card.
Browse our business credit cards to learn more.
