PROMOTION UNTIL OCTOBER 31, 2022
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Open your chequing account and get $300 cashback.*
Earn cashback when you open a chequing account with The Connected® or The Total® packages
New client? Open an account with the package The Connected® or The Total® and you can get $300 cashback
Two conditions:
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Make at least one bill payment from your new bank account, for a minimum amount of $50, from your online bank or via your National Bank app.
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Set up a recurring, automatic direct deposit of your monthly pay or pension.
You have 60 days after opening the account to meet all the conditions of the offer to qualify.
- 0 and 17 years
- 18 and 24 years - Admissible for promo
- 25 and 59 years - Admissible for promo
- 60 + years - Admissible for promo
Other benefits of the package:
- Unlimited ABM use with Interac® and Cirrus®networks in Canada
No charge - Access to cheque images
- Free stop payments for pre-authorized cheques and debits
- Free online statements
- Free account statements by mail
- Integrated Line of Credit of up to $5,0008
- Legal and estate assistance included
- Free safety deposit box rental for the first year, then benefit from a $10/year discount for subsequent years
- Overdraft protection
- Special rates for online trading5
- 100 free cheques per year9
- Access to ABMs in THE EXCHANGE® network at no additional cost
Convenient features
Online fund transfers
Send and receive money with Interac e-Transfer® or make international payments with Mastercard Send by Mastercard® and Interac®.
Mobile or contactless payments
Pay with just a tap using Apple Pay™ or Google Pay™ on your smartphone or Interac® Debit contactless payments.
Mobile cheque deposit
Take a photo of your cheques using the National Bank app on your phone or tablet to deposit your funds in a few clicks.
Legal and estate assistance included
With The Total package, get unlimited access to a lawyer by phone or video conference, in partnership with FBA Solutions. Get answers to your private or professional questions in many areas of the law: family, property, immigration, labour and much more.
As a bonus, take advantage of our estate settlement service, which includes assistance in writing your will and mandate for protection in case of incapacity, in the presence of witnesses on an online platform. Notary services will also be offered at a competitive rate.
How to open a chequing account online
Apply
Send your request in just a few clicks with our online form.
Enjoy the benefits
If your application is accepted, your account will be activated within two business days.
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Not sure this account's right for you? Explore our other chequing accounts.
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Ready to open a chequing account?
Open an account online today.
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Little details that matter
Promotion period
From July 1, 2022, to October 31, 2022
Cashback offered
$300 cashback for your first National Bank chequing account.
Offer conditions
The new account must be opened during the promotion period. Only one account is eligible.
You must sign up for one of the following banking offers or packages:
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Offer for professionals
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Offer for students
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Offer for newcomers
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The Connected® banking package
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The Total® banking package
Within 60 days of opening your new account, you must perform the following two actions:
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Carry out one bill payment of $50 or more from your online bank or National Bank app.
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Set up a recurring automated direct deposit (salary or monthly pension).
Cashback payment
The $300 cashback will be deposited within 120 days of the account being opened.
Other conditions:
You must have reached the age of majority when you open your chequing account.
You cannot have benefitted from a cashback offer on a chequing account since November 1, 2018.
The promotion may not be combined with any other offer, promotion or benefit applicable to National Bank chequing accounts and banking packages and cannot be applied retroactively.
You are not employed by National Bank or one of its subsidiaries.
The promotion may be modified or withdrawn without prior notice.
® NATIONAL BANK, the NATIONAL BANK logo, THE CONNECTED and THE TOTAL are registered trademarks of National Bank of Canada.
1. Transactions carried out at our ABMs, a participating merchant, through our online banking services (including our call centre) or those related to certain operations in your account.
2. No fees for sending an Interac e-Transfer®.
3. New holders of an eligible National Bank Mastercard credit card and a chequing account with the Total® package will receive a discount of up to $ 150. Eligible credit cards and respective discounts are: Echo® Cashback ($ 30), Syncro ($ 35), Platinum ($ 89), World ($ 115) and World Elite® ($ 150). The discount only applies once after enrollment. The bank account must be opened before the credit card account to qualify for the discount offer. The amount of the discount will be applied as a credit to the credit card account statement within a maximum of 90 days after activation of the card. To qualify for the discount, the credit card account must be in good standing and the bank account must not be overdrawn. The primary cardholder and co-holder of an account with the Total package may be entitled to a discount provided they each sign up to an eligible Mastercard primary card. No discount will be given to holders of an additional Mastercard card. Accounts opened with the Le Total package before January 22, 2018 are not eligible for this discount. For the conditions relating to National Bank Mastercard credit cards, see https://www.nbc.ca/personal/mastercard-credit-cards.html#all_cards
4. Applicable conditions:
- Discounts are applied upon presentation of supporting documents.
5. To be eligible, transactions must be made through our electronic solutions.
6. Free fund transfers can be carried out via National Bank online, the National Bank app or our Telephone Banking Solutions.
7. Transactions carried out at our branches during normal business hours.
8. Subject to credit approval by National Bank of Canada. Credit charges are not waived with this package. For more information on the Integrated Line of Credit, click here.
9. Shipping fees and taxes not included.
TM THE TOTAL is a trademark of National Bank of Canada.
® THE CONNECTED, THE MODEST, THE MINIMALIST and NATIONAL BANK are trademarks of National Bank of Canada.
® Interac and Interac e-Transfer are registered trade-marks of Interac Corp. Used under licence. .
® MASTERCARD is a registered trademark of Mastercard International Inc. Authorized user: National Bank.
TM Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries. Apple Inc. is not a sponsor of or participant in National Bank Mobile Banking Solutions.
TM Google Pay is a trademark of Google LLC. The use of this trademark is subject to Google Inc.’s authorization policy.
® THE EXCHANGE is a registered trademark of Fiserv Inc.
® CIRRUS is a registered trademark of CIRRUS SYSTEM Inc.
Rates
Transaction fees:
- Free Interac® e-Transfers2
- Free online fund transfers between your National Bank accounts6
- Free online bill payments6
- Free debit card purchases6
- Free stop payments for pre-authorized cheques and debits
- Free online statements
- Free safety deposit box rental for the first year, then benefit from a $10/year discount for subsequent years
- Free access to cheque images
- Free foreign currency bank drafts
- Free bank drafts in CAD
- Free account statements by mail
- Free withdrawals, bill payments and other transactions at National Bank ABMs
- Free withdrawals and transactions at another financial institution's Interac® banking machine
- Free withdrawals and transactions at another financial institution's Cirrus® banking machine
- Free withdrawals and transactions at ABMs of financial institutions in THE EXCHANGE® network
For more information on fees for National Bank's products and services, consult the Fees – Your Guide to Personal Banking Solutions pamphlet.