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${p1.nomProduit} Chequing Account
Totally unlimited transactions and a range of value-added services
- regular clients (age 18-59)
- young people (age 0-17)
- students (age 18-24)
- seniors (age 60+)
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Other benefits of the package:
- Use of the CIRRUS® and Interac® network
- Access to cheque images
- Free online statements
- Integrated Line of Credit of up to $5,0008
- Overdraft protection
- Special rates for online trading5
- 100 free cheques per year9
- Access to ABMs in THE EXCHANGE® network at no additional cost
Convenient features
Online fund transfers
Send and receive money with Interac e-Transfer® or make international payments with Mastercard Send by Mastercard® and Interac®.
Mobile or contactless payments
Pay with your smartphone using Apple Pay™ or Google Pay™ or use Interac Flash® to make contactless payments.
Mobile cheque deposit
Take a photo of your cheques using the National Bank app on your phone or tablet to deposit your funds in a few clicks.
How to open a chequing account online
Apply
Send your request in just a few clicks with our online form.
Enjoy the benefits
If your application is accepted, your account will be activated within two business days.
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Little details that matter
Rates
Transaction fees:
- Free Interac® e-Transfers2
- Free online fund transfers between your National Bank accounts6
- Free online bill payments6
- Free debit card purchases6
- Free online statements
- Free access to cheque images
- Free foreign currency bank drafts
- Free bank drafts in CAD
- Statements by mail: $2.50/month per account
- Free withdrawals, bill payments and other transactions at National Bank ABMs
- Free withdrawals and transactions at another financial institution's Interac® banking machine
- Free withdrawals and transactions at another financial institution's Cirrus® banking machine
- Free withdrawals and transactions at ABMs of financial institutions in THE EXCHANGE® network
For more information on fees for National Bank's products and services, consult the Fees – Your Guide to Personal Banking Solutions pamphlet.
1. Transactions carried out at our ABMs, a participating merchant, through our online banking services (including our call centre) or those related to certain operations in your account.
2. No fees for sending an Interac e-Transfer®.
3. The cashback on the annual fees for a Mastercard credit card can only be applied once, at enrollment.
4. Applicable conditions:
- For all packages: discounts are applied upon presentation of supporting documents.
- For The Modest, The Connected and The Total: The student discount applies to full-time students between the ages of 18 and 24 opening an account with a single holder in their own name. To be eligible, the client must present an identity document confirming their age and proof of full-time student status (proof of enrollment, class schedule, transcript, etc.). Students must confirm their age and provide proof of student status when enrolling for the student discount. This proof will remain valid for the duration of the program of study or for a maximum of three years. After this period, the student must again provide proof of student status to maintain the discount.
5. Link a National Bank bank account to your brokerage account to benefit from preferential pricing. To be eligible, transactions must be made through our electronic solutions and you must also receive all your documents by electronic delivery.
6. Free fund transfers can be carried out via National Bank online, the National Bank app or our Telephone Banking Solutions.
7. Transactions carried out at our branches during normal business hours.
8. Subject to credit approval by National Bank of Canada. Credit charges are not waived with this package. For more information on the Integrated Line of Credit, click here.
9. Shipping fees and taxes not included.
TM THE TOTAL is a trademark of National Bank of Canada.
® THE CONNECTED, THE MODEST, THE MINIMALIST and NATIONAL BANK are trademarks of National Bank of Canada.
® Interac, Interac e-Transfer and Interac Flash are registered trade-marks of Interac Corp. Used under licence.
® MASTERCARD is a registered trademark of Mastercard International Inc. Authorized user: National Bank.
TM Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries. Apple Inc. is not a sponsor of or participant in National Bank Mobile Banking Solutions.
TM Google Pay is a trademark of Google LLC. The use of this trademark is subject to Google Inc.’s authorization policy.
® THE EXCHANGE is a registered trademark of Fiserv Inc.
® CIRRUS is a registered trademark of CIRRUS SYSTEM Inc.
Not sure this account's right for you? Explore our other chequing accounts.
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Transactions
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Branch transactions
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Ready to open a chequing account?
Open an account online today.
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