Help centre

What's the difference between registered and non-registered plans?

Government-registered plans and accounts, like RRSPs, FHSAs, TFSAs and RESPs, let you grow your savings tax-free under certain terms and conditions.

Although non-registered accounts offer no tax benefits, they usually allow for more flexibility as they have no contribution ceiling or tax limitations.

Discover the main differences between registered and non-registered plans.

Related questions

Picto of two text bubbles

Chat with our virtual assistant

Ask a question for immediate answers to your questions, available 24/7