À la carte Rewards Plan

Here’s what the rewards plan has to offer you.

Discover my rewards

You’re a winner on every point

The À la carte Rewards Program® lets  you earn points on all your purchases. You can use them towards travel discounts, financial products, gift cards, various items, and more. 

Father and son enjoying their time at the beach.

Travel with your points

Book your next vacation with À la carte Travel™, or obtain a refund for a previous stay with your points.

Discover the possibilities

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Treat yourself

Choose from a wide variety of products and incredible rewards.

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Make a credit card payment

Use your points to pay off your credit card directly from your online bank.

Discover how

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Do it for the planet

Use points to treat yourself to Coop Carbone CO2 offset units and eco-friendly rewards.

Shop for rewards

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October in pink: use your points to make a difference

Redeem your points for donations and help support the Breast Cancer Foundation.

Do you have the right card to earn rewards?

Mastercard World EliteMD cash back credit card.


Mastercard World Elite

A card for travelling with exclusive perks.

Learn more

Travel credit card : Mastercard WorldMD


Mastercard World

Earn up to 2 points per dollar spent.

Learn more

Platinum Mastecard travel credit card


Platinum Mastercard

Earn 1 point for every dollar spent.

Learn more

 

Want to know more?

Compare our rewards cards

Image credit cards and 15,000 points

WELCOME PROMOTION

Sign up for an eligible National Bank rewards credit card to earn 15,000 rewards points and save on the annual fees for the first year.

Limited time offer for new cardholders. Minimum purchase required. Conditions apply.*

Image credit cards and 15,000 points
Image credit cards and 15,000 points
Image credit cards and 15,000 points

Fly away with À la carte Travel

Book your vacation package and airline tickets online with À la carte Travel Agency™.

Parents with their children running on a beautiful beach

Your points take you further

Love to travel? Choose a credit card with a rewards plan designed for your vacations.

Redeem your points to see the country and relax.

Mastercard credit cards World Elite®, Business Platinum World Mastercard® Platinum Mastercard Édition®, Escapade®, Ovation Gold®, Allure® Rewards
Additional points /$1 eligible purchase +1.5  +1.25 +1 +0.5

Redeem your points for discounts on your next vacation

Already booked your vacation? Use your points to reimburse travel expenses like plane or cruise tickets, car or cottage rentals, the purchase of travel packages or excursions, hotel rooms, and more.

Your points are worth more

Your points are worth more with À la carte Travel. Receive $100 in discounts for every 10,000 points you accumulate. Our best exchange-rates for travel rewards.

Enter the shop

Find a wide variety of products to choose from

Visit the online store and treat yourself to goods that will do you good.

As a cardholder, your points can be used to buy exciting products, gift cards and special packages. You'll also find products from local and environmentally responsible companies.

Visit our store

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Customer experience

For the second year in a row, National Bank ranks #1 among credit card issuers for Customer Experience according to the 2021 Forrester CX IndexTM. Sign up for a credit card and take advantage of a number of features and free services. Learn more.

Rewards that pay off

Take advantage of your points the way you want. 

Invest the value of your points and make them grow. Use themto contribute to a variety of investment products including RRSPs and TFSAs.

Parents with their two kids smiling and playing with a piggybank.
Parents with their two kids smiling and playing with a piggybank.

Make a payment on your credit card

If you’ve accumulated at least 6,250 points, you can use your rewards points to pay your credit card balance, partially or in total.

Discover the possibilities

 

Parents avec leurs deux enfants, souriant, jouant avec une tirelire « cochon »

Make a payment on your credit card

If you’ve accumulated at least 6,250 points, you can use your rewards points to pay your credit card balance, partially or in total.

Discover the possibilities

 

Parents avec leurs deux enfants, souriant, jouant avec une tirelire « cochon »

Earn points for the planet

Receive rewards that are environmentally responsible.

Would you like to contribute to Quebec’s Green Fund? Your points allow you to offset the cost of your trip with Coop Carbone CO2 offset units, or to get your hands on more environmentally friendly products.

Shop for your rewards

A mother with her daughter in the garden

 

 

There are tons of different ways to benefit from your rewards. Choose your favourite. 

Discover all your rewards

Small details that matter

Rewards credit card promotion conditions

*Promotion valid from September 20, 2021, to December 20, 2021, for National Bank Platinum, World, World Elite® and Platinum Mastercard® Business credit cards. To take advantage of this offer, you must sign up for an eligible National Bank credit card by December 20, 2021. Credit card issued subject to credit approval by National Bank. Some conditions apply. 

Savings on annual fees for the first year: 
The annual fees for the card will be refunded for the first year (for the primary cardholder). It will appear as a charge and credit on the second or third statement after your account is opened. To receive the annual fee refund for the first year, you must make your first purchase on the account within the first 45 days of opening the account.  
  
Bonus rewards points:
The bonus rewards points under this promotion will be credited to the credit card account in a single payment no later than the 5th statement following the account opening: 

Platinum, World, or World Elite Mastercard: get 15,000 rewards points if $3,000 in net purchases or more are charged to the credit card account within the first three months following enrollment. 

Platinum Business Mastercard: get 15,000 rewards points if $5,000 in net purchases or more are charged to the credit card account within the first three months following enrollment.

The account must be in good standing at the time the annual fees are refunded, and bonus rewards points are applied.

The net purchases charged to your card are calculated over a period of three months, starting at account opening. For example, if the account is opened October 15,2021, the account holder will have until January 15, 2022, to charge the required amount in purchases to the account and obtain the bonus rewards points. 

Net purchases refer to the amount in purchases charged to the account less returns and refunds. Annual fees, balance transfers, cash advances (including transactions that can be converted directly to cash, such as money orders, traveller's cheques and gambling transactions), interest charges and any other fees and adjustments are not considered purchases and are therefore not included in the calculation.  

Eligibility and terms and conditions:
This promotion is intended for individuals who do not have a National Bank Mastercard credit card and have not held a National Bank credit card within the last 24 months. The promotion does not apply to additional cards.  It cannot be combined with any other National Bank credit card promotion. Employees of National Bank and its subsidiaries and entities are not eligible for this promotion. The promotion may be modified, extended or cancelled, without prior notice, at any time. 

Legal disclaimers

TM CX Index and Forrester are trademarks of Forrester Research inc

National Bank of Canada received the highest CX Index™ score among credit card issuers in Canada in Forrester’s proprietary 2021 CX Index™ survey. The ranking was based on responses from 8,840 measuring 12 brands. The proprietary survey results are based on consumers’ opinions of the experiences with the brands in the survey. Forrester Research does not endorse any company included in any CX Index™ report and does not advise any person to select the products or services of any particular company based on the ratings included in such reports.

® À LA CARTE REWARDS PLAN AND À LA CARTE EXTRAS are registered trademarks of National Bank of Canada.

®Mastercard, World Mastercard and World Elite are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Authorized user: National Bank

® ESCAPADE, OVATION AND ALLURE EDITIONS are registered trademarks of National Bank of Canada

™À LA CARTE TRAVEL is a trademark of National Bank of Canada. À la carte Travel is owned by Transat Distribution Canada Inc., holder of permit No. 753141 in Quebec.

1. Certain restrictions apply. You must, therefore, first pay for your trip in full with an eligible credit card to redeem your points. Your travel credit will take effect approximately 72 hours after the exchange. For more information, consult the applicable rules for earning points in the À la carte Rewards Plan section.

There are so many options to choose from!

Gift cards, products, travel packages, cruises…These are just a few of the rewards waiting for you.

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