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World Mastercard
Get up to 2 points per dollar spent and travel with peace of mind.
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Gross annual income $60,000 for applicant or $100,000 for household*
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per dollar spent1
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annual fee
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Purchase rate
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22.99% Interest rate (balance transfers and cash advances)2-3
For a limited time:
Enroll, receive, receive.
Get up to $480 cashback in the first year, on top of your eligible credit card's benefits.
Offer valid for new cardholders. Minimum monthly purchase required.
Benefits of the ${p1.nomProduit.fr}
- Travel
- Everyday living
- Exclusive perks
Comprehensive travel insurance
Enjoy up to 60 days' coverage with our travel, trip cancellation/interruption, baggage loss and car rental insurance.4
Travel deals
Visit the À la carte RewardsTM site to claim any eligible expenses for travel not booked through our online travel agency.
Travel agency
Get more for your points when you redeem them for travel rewards.
Call 1-800-561-3653 for information.
Urban experiences
Enjoy unique experiences with Priceless Cities®. Get room upgrades, exclusive menus and many other surprises.
Contactless payments
Spend less time at checkout with Tap & Go® technology! Just tap your card on the reader and you're on your way.
Purchase protection
Protect your new purchases from loss, theft or damage for up to 180 days after the date of purchase.4
Extended warranty
Get up to triple the manufacturer's warranty for most items purchased using your credit card.4
Secure online purchases
Mastercard® ID CheckTM is a service that protects you against fraud by verifying your identity when making online purchases.
Fraud protection
Benefit from Mastercard's Zero Liability policy5—you won't be liable for unauthorized transactions completed with your card.
24/7 concierge service
Our dedicated concierge service is just a phone call away, whether you need to book a hotel, have flowers delivered or make reservations at the hottest restaurant in town.
Dedicated online store
Redeem your points at our online store where we offer a wide range of rewards from top brands.
Pay with points
Invest in a financial product or pay your mortgage with your rewards points thanks to our À la carte Extras program®.
How to take advantage of your rewards?
Apply for your card
To be eligible you need to:
- Have a gross individual income of least $60,000 (applicant), an annual household income of at least $100,000, at least $250,000 in assets or at least $15,000 purchases (existing clients only) on your card per year.
Ready to apply? ${p1.urlForms | link:"Apply now":"btn btnRTE3"}
Not sure yet? Compare cards
Earn points
By charging just $3,000 a month to your card, you can get up to 52,500 rewards points per year and earn up to $400 in travel discounts.
Redeem your points
- Get merchandise and gift cards at our online store
- Buy vacation packages, plane tickets and travel essentials through À la carte TravelTM
- Enjoy exclusive travel discounts with À la carte RewardsTM
- Sign up for banking products through À la carte Extras®
- Pay your credit card balance from your online banking profile
Ready to get started?
Is this your first visit?
Little details that matter
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You aren't eligible? Discover the Platinum credit card.
Annual fee and interest rate
Annual fee 2 |
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Annual fee for additional card |
$${p1.productPricing.AF_CRD_SUP.productPricingValue} |
Purchase rate |
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Balance transfer and cash advance rate 2,3 |
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Minimum credit limit 5 |
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Number of points per $ spent6 |
Earn up to 2 points per dollar spent, based on your
Earn points even faster by adding another card to your account (e.g. for your spouse) or by booking travel through our À la carte Travel™ online agency. |
Travel deals6 |
With the À la carte RewardsTM, you have the freedom to travel with the agency and airline of your choice. For more information on travel rewards, go to nbcrewards.ca. |
À la carte Travel |
Save on vacation packages and airline tickets when you redeem your points through the À la carte Travel™ online agency. Plan your entire trip with hotel and cruise bookings, car rentals and more. |
Repayment with rewards points |
Repay your credit card balance in your client centre. For more details, please refer to the Repay with points program. |
Insurance
Distribution guide and insurance certificate |
Consult the${p1.guideDistr|link:"Distribution Guide":"":"_blank" }[PDF] and the${p1.certif|link:"Insurance Certificate":"":"_blank" }[PDF] |
Zero Liability 7 |
Included |
Purchase protection in the event of theft or damage 4 |
${p1.assuranceAchats} days following the purchase date |
Extended warranty 4 |
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Trip cancellation insurance 4 |
Up to $2,500 per person |
Trip interruption insurance 4 |
Up to $5,000 per person |
Out-of-province-of-residence medical/hospital insurance 4 |
Up to $5,000,000 per person:
If your trip exceeds these time frames, you will not be covered. |
Flight delay insurance 4 |
Up to $500 per person (over 4 hours) |
Baggage insurance in case of delay 4 |
Up to $500 per person (over 6 hours) |
Baggage insurance in case of theft or loss 4 |
Up to $1,000 per person |
Vehicle rental insurance 4 |
Against collision, theft or damage for a period of 48 days or less (theft of personal effects up to $2,000) |
Medical, general and legal assistance 4 |
Included |
Important phone numbers
Customer service (24/7) |
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À la carte Rewards Centre |
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Concierge service (24/7) |
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Insurance claim and assistance |
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Lost or stolen card |
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Cardholder Agreement
To learn more about the terms applicable to your card, read the${p1.urlConvention.en | link:"Cardholder Agreement":"":"_blank"}[PDF].
Confidentiality Policies
To learn about how we protect your information, consult our Confidentiality Policies.
PROMOTION
Terms and conditions
Credit card is issued subject to credit approval by National Bank of Canada. Terms and conditions apply.
Offer valid until February 29, 2020.
Over a 12-month period, get cashback for each (calendar) month you charge a minimum amount in net purchases to an eligible credit card account. The cashback will be credited to the account no later than the 15th of the following month.
$40 cashback per month
Get $40 cashback for each month you charge at least $500 in net purchases to your card (from the 1st to the last day of the month), with a maximum annual rebate of $480.
Net purchases correspond to the amount in purchases charged to the account minus returns and refunds. Annual fees, balance transfers and cash advances are not included in the calculation.
The total amount of monthly net purchases is calculated from the first day of the month after the account has been opened. For example, an account that was opened on September 15 will have its net purchases calculated on October 1 and the first cashback will be made no later than November 15.
The account must be in good standing for the cashback to be awarded.
This promotion applies to all persons and businesses who do not hold and have never held a National Bank credit card in the past 24 months. It cannot be combined with any other offer or promotion related to new National Bank credit cards. National Bank employees and entities of its group are not eligible to this offer. Upgrades and additional cards are excluded from the offer. National Bank reserves the right to modify, extend, or withdraw this promotion at any time without notice.
TM À LA CARTE REWARDS and À LA CARTE EXTRAS are registered trademarks of National Bank.
®Mastercard, World, Tap & Go and Priceless cities are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Authorized user: National Bank.
TM À LA CARTE TRAVEL is a trademark of National Bank of Canada. À la carte Travel is managed by Transat Distribution Canada Inc., holder of permit No. 753141 in Quebec.
TM ID Check and Identity Check are trademarks of Mastercard International Inc. Authorized user: National Bank.
1. Subject to credit approval by National Bank.
2. Grace period: No interest will be charged on purchases made during the month, provided the client pays the balance in full within twenty-one (21) days of the statement date. This grace period does not apply to cash advances or balance transfers. Minimum payment: If your account balance is lower than $10, you must pay the entire balance. If you reside in the province of Quebec, your minimum payment will correspond to 5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher. If you reside outside of Quebec, your minimum payment represents 2.5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher. Account statement: A statement is sent monthly.
Examples of credit charges
Example of credit charges over a 30-day period:
Annual interest rate |
Average balance |
|
|---|---|---|
$500 |
$3,000 |
|
22.99% |
$9.45 |
$56.69 |
20.99% |
$8.63 |
$51.76 |
14.5% |
$5.96 |
$35.75 |
8.9% |
$3.66 |
$21.95 |
*Variable interest rate in effect on July 1, 2019
3. Balance transfer and cash advance are subject to credit approval by National Bank. Each balance transfer must be at least $250.
4. This coverage applies to purchases and rentals charged in part to the card, except out-of-province medical/hospital insurance for which the travel arrangements need not be charged to the card, and lost or delayed luggage insurance where all transportation costs must be charged to the card. This coverage applies to the primary cardholder, his/her spouse and/or dependent children when they (spouse and/or dependent children) travel with the primary cardholder. Extended warranty coverage applies to most new items purchased with the card, in Canada or abroad, as long as the manufacturer's warranty is valid in Canada. Certain conditions and restrictions apply. For more information and for details of your insurance coverage, please consult the insurance certificate associated with your card.
5. Subject to credit approval by National Bank.
6. Certain restrictions apply. Please consult the rules governing reward points under Rewards plan.
7. Certain conditions apply. Visit mastercard.ca for more information. Refer to the credit card terms and conditions.
Ready to travel with the World Mastercard®?
Completing an application takes just a few minutes.
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