World Mastercard

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*The potential benefit amount of $615 is an example of what a World cardholder could obtain the first year, after signing up. This example is based on a cardholder who charges $20,000 to their card every year, enjoy the $300 cashback promotion with his $4,000 net purchases the first 3 months and save the annual fees for the first year (value of $115). The amount was calculated as follows: $20,000 in expenses per year equalling 25,000 reward points, which is equivalent to more than $2000 in electronic gift cards ($100 for every 12,500 points) or travel discounts ($100 for every 12,000 points). Certain eligibility conditions apply. The potential benefit amount varies depending on the annual expenses charged to the account. 
 
Offer conditions 
Offer valid from October 26, 2020 to January 31, 2021 for Platinum, World® and, World Elite® credit cards. Credit card is issued subject to credit approval by National Bank. Certain conditions apply.   
World and World Elite: 
The annual fees for the card will be refunded for the first year. They will appear as a charge and credit on the first or second statement after your account is opened. 
Platinum, World and World Elite: 
You will receive a $300 cashback if $4,000 in net purchases is charged to the eligible credit card account within the first three months following enrolment. The cashback will be credited to your account on the fourth or fifth statement after your account is opened. 
To take advantage of this offer, you must sign up for an eligible National Bank Mastercard credit card before January 31, 2021 and activate it no later than February 15, 2021. 
The offer begins and the net purchases charged to your card are calculated starting the month following the account opening (for example, if the account is opened on November 15, purchases will be calculated starting December 1 and the cashback will be awarded by March 15, 2021). Net purchases between the first and the last calendar day of the month are calculated.   
Net purchases refer to the amount in purchases charged to the account less returns and refunds. Annual fees, balance transfers, cash advances, cash transactions, interest charges and any other fees and adjustments are not included in the calculation. The net purchases charged to your card are calculated starting the first day of the month following the account opening.    
The account must be in good standing for the cashback to be awarded. 
Employees of National Bank and its subsidiaries and entities are not eligible for the offer. National Bank reserves the right to end this promotion at any time without notice.   
This promotion is intended for individuals who do not have a National Bank Mastercard credit card and have not held a National Bank credit card within the last 24 months.

TM National Bank of Canada received the highest CX Index™ score among credit card issuers in Canada in Forrester’s proprietary 2020-2021 CX Index™ survey. The ranking was based on responses from 9,004 measuring 12 brands. The proprietary survey results are based on consumers’ opinions of the experiences with the brands in the survey. Forrester Research does not endorse any company included in any CX Index™ report and does not advise any person to select the products or services of any particular company based on the ratings included in such reports.

TM À LA CARTE EXTRAS is registered trademark of National Bank.

^®Mastercard, World, Tap & Go and Priceless cities are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Authorized user: National Bank.

TM À LA CARTE TRAVEL is a trademark of National Bank of Canada. À la carte Travel is owned by Transat Distribution Canada Inc., holder of permit No. 753141 in Quebec.

^TM ID Check and Identity Check are trademarks of Mastercard International Inc. Authorized user: National Bank.

1. Subject to credit approval by National Bank.

2. Grace period: No interest will be charged on purchases made during the month, provided the client pays the balance in full within twenty-one (21) days of the statement date. This grace period does not apply to cash advances or balance transfers. Minimum payment: If your account balance is lower than $10, you must pay the entire balance. If you reside in the province of Quebec, your minimum payment will correspond to 5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher. If you reside outside of Quebec, your minimum payment represents 2.5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher. Account statement: A statement is sent monthly.

Examples of credit charges

Example of credit charges over a 30-day period:

*Variable interest rate in effect on July 1, 2019

3. Balance transfer and cash advance are subject to credit approval by National Bank. Each balance transfer must be at least $250.

 4. This coverage applies to purchases and rentals charged in part to the card, except out-of-province medical/hospital insurance for which the travel arrangements need not be charged to the card, and lost or delayed luggage insurance where all transportation costs must be charged to the card. This coverage applies to the primary cardholder, his/her spouse and/or dependent children when they (spouse and/or dependent children) travel with the primary cardholder. Extended warranty coverage applies to most new items purchased with the card, in Canada or abroad, as long as the manufacturer's warranty is valid in Canada. Certain conditions and restrictions apply. For more information and for details of your insurance coverage, please consult the insurance certificate associated with your card.

5. Subject to credit approval by National Bank.

6. Certain restrictions apply. Please consult the rules governing reward points under Rewards plan.

7. Certain conditions apply. Visit mastercard.ca for more information. Refer to the credit card terms and conditions.