TM WHEN IT COMES TO BANKING, THIS IS IT is a trademark of National
Bank of Canada.
® Mastercard, Platinum Mastercard, World Mastercard and
World Elite are registered trademarks, and the circles design is a
trademark of Mastercard International Incorporated. Authorized user:
National Bank.
® PERSONAL FLEX LINE, ALL-IN-ONE and THE TOTAL are
registered trademarks of National Bank of Canada.
® SECURIZONE is a registered trademark of National Bank of
Canada used by NBC Assistance Inc.
Interac® is a registered trademark of Interac Inc.
Used under licence.
® App Store is a trademark of Apple Inc., registered in the
U.S. and other countries. Apple Inc. is not a sponsor or participant
of National Bank Mobile Banking Solutions.
1. Subject to credit approval by National Bank. The discount is
offered to holders of a National Bank Platinum®, World or World
Elite® Mastercard credit card. The $1,688 in annual savings is
provided as an example only to illustrate what a holder could save
with the offer. It is based on the typical profile of a client who has
the following products: two bank accounts equivalent to The
Total® package, with the individual Securizone product, a World
Elite® Mastercard® credit card, a National Bank All-In-One® home
equity line of credit with an annual balance of $150,000, and has a
good credit rating.
Savings are calculated as follows: No monthly fee for transactions
included in Total® package (annual savings of $694 for two active
chequing accounts), plus an annual discount on the
individual Securizone product (annual savings of $19), plus an annual
discount of 0.75% on the All-In-One line of credit rate (annual
savings of $1,125), minus the annual fee for the World
Elite® Mastercard® for a year (savings of $150). These savings
represent the difference between what a client with the offer and a
client without it would pay. Certain conditions apply. Potential
savings may not reflect the net savings that you will receive; this
amount will vary based on your financial situation.
2. Bank account with chequing privileges. Certain services, such as
the passbook and paper statement by mail, are not included. Included
services and fees for unrelated services are indicated in our Fee
Guide, available in branches or at nbc.ca.
3. Subject to credit approval by National Bank of Canada. Certain
conditions apply.
National Bank reserves the right to terminate, without notice, the
savings and other benefits on all products and services included in
the banking offer, if the client closes their eligible bank account.
In the event the client cancels their eligible credit card or replaces
it for a credit card that is not eligible for the offer, National Bank
will charge fixed monthly fees of $12.95 on the transaction accounts
to enable the client to maintain their savings and other benefits in
the banking offer.
4. Financing subject to credit approval by National Bank. Certain
conditions apply.
5. Transactions carried out at our ABMs, a participating merchant,
through our online
banking services (including our call centre) or those
related to certain operations in your account.
6. Transactions carried out at our branches during normal business hours.
7. This offer must be renewed annually on presentation of
identification and proof of professional status.
Monthly account statement. No management fees. The Personal Flex
Line rate is established by the prime rate, plus a spread established
by the client’s credit history. As a guideline, the applicable rate
for a typical Personal Flex Line is comprised of the prime rate + 4%.
Once an amount is borrowed from the line of credit, it accrues
interest. The minimum monthly payment is limited to the monthly
interest and life insurance premiums (as applicable). Examples of
credit fees calculated over a 30-day period at the applicable rate as
at January 22, 2024.
