Welcome Offer for Business Clients

SAVE WITH OUR WELCOME OFFER1


By enroling in one of our banking packages for business, you could benefit from the discounts and free services that simplify your day-to-day management so you can focus on the success of your business.

Make an appointment now

 
Exclusive benefits just for you!

Turn your expenses into rewards

TURN YOUR EXPENSES
INTO REWARDS

With the MasterCard® 3-4 Business Platinum
credit card:

  • $125 annual fee is free for the first year
  • 3.9% promotional rate on cash advances and balance transfers for the first six billing cycles
  • Save up to 2.5% on gas purchases at Ultramar5-6 gas stations

Find out more

Let your clients chose how they pay

LET YOUR CLIENTS
CHOSE HOW THEY PAY

Thanks to Global Payment7 merchant payment solutions:

  • Get a discount of at least $100 on file opening fees and $200 discount on POS terminal purchase OR get a discount on the first 3 months of POS terminal rental

Find out more

Save time and money

SAVE TIME
AND MONEY

With the Payroll services and solutions provided by our partner NethrisTM-8

  • No fee to activate your file or create employee profiles 
  • The 13th month of payroll processing is free

Find out more

Your finances in real time

YOUR FINANCES
IN REAL TIME

Using the Sage OneTM accounting software:

  • Free access to the online service for one year (a $360 value)

Find out more


We need to meet

Come see us to obtain a personalized offer based on your actual needs. Our Business Solution Builder is a free tool that will quickly and efficiently identify the best solutions for you!
 

Do you have the tools you need?

Access practical tools and obtain advice to simplify the day-to-day management of your business.

  • Business start-up
  • Business model
  • Financing
  • Liquidity
  • Risk and fraud

Make an appointment now


Advice to take you further

10 good reasons for using online banking

10 good reasons for using online banking


Why opt for Internet banking? Because it can help you save time and money.​For clients, online banking is like having a branch that’s open 24 hours a day, seven days a week.
 

Find out more

Growing your small business

Growing your small
business
 

For small businesses, growth can be a major challenge. It takes time and resources to grow, and both are often in short supply. So how can you make it happen?

 

Find out more

The 7 Traps of Strategic Planning

The 7 Traps of Strategic Planning
 

As mentioned in the article 4 Steps to a Strategic Plan, the strategic planning process is a necessary foundation for a company's success. However, there are some things to watch out for.

Find out more

    

Terms and conditions of the Welcome offer

To benefit from the discounts and free services offered with the solutions in the table below, all you need to do is:

  • Open a business current account and enrol in one of the eligible business packages9
  • Sign up for Internet Banking Solutions – Businesses<4 and a Business Client Card (no sign-up fee when you enrol in a business package10-11)
  • Sign up for one or more of the following solutions within 6 months of opening the business current account

Legal notes

® MasterCard is a registered trademark of MasterCard International Inc. Authorized user: National Bank of Canada.

®1 Registered trademark of Valero Energy Inc.

®2 Nethris  is a registered trademark of CGI Payroll Services Centre Inc.

TM Sage, Sage Software logos and the names of Sage products and services are registered trademarks or trademarks of Sage Software, Inc. or its subsidiaries.

1 The Welcome Offer is intended for businesses that are not clients of National Bank. The benefits or advantages awarded through this promotion may not be transferred, cumulated or combined with other financial programs, promotional offers or advantages from National Bank, and are not retroactive. This offer may be withdrawn or modified, in whole or in part, at any time without prior notice.

2 The advantages apply as of enrolment in one or more of the Welcome Offer products. Once the discounted months have elapsed, the rates in effect will apply. The $545 in savings corresponds to the following free services: the annual fee for the main Platinum MasterCard® business card ($125), the fee to activate the file and create employee profiles ($70), the 13th month of payroll processing ($50), the discount on file opening fees (minimum value of $100) and the discount on a POS terminal purchase ($200). The discount on the first 3 months of a leased POS terminal is $55. The savings may be lower if you do not enrol in all the products included in this promotion.

3 Subject to credit approval by National Bank of Canada. The promotional offer on the annual fee for the main card applies only to individuals who do not have a National Bank Platinum MasterCard Business Card. National Bank reserves the right to end this promotion at any time without notice. One year after the card is issued, the regular annual fee in effect for the main card will be automatically charged to the account. Grace period: No interest will be charged on purchases made during the month provided the balance is paid in full within twenty-one (21) days of the date of the statement which will be sent periodically. This grace period does not apply to cash advances or balance transfers. Minimum payment: The minimum payment will be equal to 3% of the account balance plus any overdue amount or $50, whichever is higher (or the full account balance if it is lower than $50). If the credit limit is exceeded, the minimum payment will be 3% of the account balance or the amount in excess of the credit limit, whichever is higher. Main card annual fee: $125. Annual fee for each additional card: $35. Account statement: A statement is sent monthly.

Examples of credit charges calculated for a period of 30 days:

Annual interest rate Average balance
  $500 $3,000
19.99% $8.22 $49.29
22.99% $9.45 $56.69

4 After this period, all balance transfers and cash advances will be subject to the regular annual interest rate in effect, which as at July 12, 2016, 2015 is 22.99%.

5 The maximum annual rebate for all purchases made with your Ultramar MasterCard is $250

6 All purchases charged to your Ultramar MasterCard will be considered when calculating your rebate, except those made at Ultramar and Home Heating.

7 CGI Payroll Services Centre Inc. is the sole provider of payroll processing solutions and services marketed under the Nethris® brand and for which National Bank of Canada acts only as distributor. Nethris® is a registered trademark of CGI Payroll Services Centre Inc.

8 The discount offer is valid for a limited time. It is for the exclusive benefit of businesses that enrol in the Welcome Offer and are new referrals of National Bank to Global Payments. All applications are subject to credit approval by Global Payments. Businesses who are existing clients of Global Payments cannot take advantage of this offer. Rebates will be applied to the business’ account only once during the agreement period between the business and Global Payments. Rebates will be applied to the business’ account within 6 to 8 weeks of the start of processing.

9 The eligible business packages are packages 20, 35, 50, 75 and 100. Enrolment is subject to certain conditions. Each business package includes one Business Client Card. Additional cards will be billed at the rate in effect in the Fee Guide – Banking Services for Businesses.

10 Please note that certain web browser versions are required to access our Internet Banking Solutions. To find out more, go to nbc.ca/browsers.

11 The monthly subscription to our Internet Banking Solutions – Businesses is offered free of charge when enrolling in one of our business packages. Businesses with a single login to view accounts for several entities are not eligible for this promotion. Enrolment is subject to certain conditions.

©2016 National Bank of Canada. All rights reserved. Any reproduction in whole or in part without the prior consent of National Bank of Canada is strictly prohibited.