**Baseline savings of $334.92 over three years
Save a minimum of $334.92 over three years if you meet the following conditions:
Savings of $334.92 based on:
First year: no flat monthly fee (savings of $15.95/month for 12
Second year: flat monthly fee of $7.98 instead of $15.95 (savings
of $7.97/month for 12 months)
Third year: flat monthly fee of $11.96 instead of $15.95 (savings
of $3.99/month for 12 months)
The full flat monthly fee of $15.95 will be applied to your banking
package from the fourth year. To be eligible for savings, you must
commit to keeping the account and package for a minimum of 36 months.
You will receive no further discounts if the products are cancelled.
Maximum savings of $574.20 over three years
Your savings will be $574.20 over 3 years with your newcomer’s
banking package on a fixed monthly fee ($15.95/month x 36 months) if
you meet the following conditions.
- Visit a branch and open a bank account.
up for our offer for newcomers.
- During the first year after
signing up for the offer for newcomers to Canada:
- Apply for and activate an eligible National Bank Mastercard
personal credit card
- Sign up to receive
- During the second and third years
after signing up for the offer for newcomers to Canada:
up salary deposits to your National Bank account and have your
pay deposited at least once a month; OR
- Make at
least two electronic bill payments from your National Bank
account every month.
You’ll pay the full fixed monthly fee of $15.95/month for your
banking package starting in the fourth year after you sign up for the
offer for newcomers. To be eligible for this, you agree to maintain
this account for a minimum of 36 months. You agree that there are no
additional savings available from the moment you longer keep these
Note on savings
To enjoy the full savings, you must keep the products and services
and carry out all required transactions for a minimum of 36 months
unless otherwise indicated. If you fail to meet the conditions of the
offer, your savings will be lower. Your savings will be lower if you
do not order cheques or rent a safety deposit box.
If during a given month, you keep your bank account and banking
package but do not keep all of the other products and services
indicated or do not carry out all the required transactions (e.g. only
one electronic bill payment per month instead of two), you will be
charged National Bank's service fee for that month. The service fee
will be $7.98 monthly for the second year and $11.96 for the
third. You will still enjoy monthly savings of $7.97 during the second
year and $3.99 during the third.
Finally, if you no longer hold a bank account or banking package for
newcomers, you will no longer be eligible for savings.