Offer for those aged 18‑24

A bank account without fixed monthly fees1 adapted to your lifestyle

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Secure form


fixed monthly fees1


digital transactions3


unlimited Interac e‑Transfers®2

It's easy to benefit from your account The Connected®

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  • Coffee or pizza to go? Use your debit card or smart phone for contactless payments.
  • Vacations, groceries, school fees? See your transactions or balance in real time from your online bank or National Bank app.
  • Owe your friend $20? Make secure transactions and transfers with the click of a button.
  • Got a cheque for your birthday? Take a photo and deposit it directly into your account.

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It only takes 5 minutes

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Zero dollars, zero fees, zero stress: 

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Studying medicine, engineering, law, accounting, or business and administration? Discover our offers for students that can assist you through your college or post-secondary education.

Becoming a client means supporting…

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A Bank that helps build a sustainable future

See our actions

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A Bank that invests in young people

See tips to manage your money

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A Bank that offers a variety of practical videos that help you manage your finances

Discover our YouTube channel

Most asked questions

Are there fees for opening an account?

Good news: opening an account is free of charge. This means that there is nothing for you to pay when you open an account.

Are there fees for receiving my debit card?

More good news! Your debit card comes free of charge. One will be sent to you automatically once you’ve opened an account.

What happens once I turn 25?

You can:

  1. Keep your banking package The Connected®. You’ll have to begin paying the associated monthly fee of $15.95/month, unless you have the minimum balance of $4,500 (in which case you pay $0).


  2. Choose another package by signing in to your online bank. It’s fast and easy.
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Do you have other questions?

Make a remote appointment by phone or meet with one of our advisors at your local branch. It’s simple and will help you throughout the process.

Little details that matter

Rates & fees

Transaction fees:

  • Free Interac® e-Transfers2

  • Free online fund transfers between your National Bank accounts5

  • Free online bill payments5

  • Free debit card purchases5

  • Free online statements

  • Free access to cheque images

  • Overdraft protection: $5/transaction

  • Bank drafts in CAD: $9

  • Stop payments: up to $30/transaction

  • Statements by mail: $2.50/month per account

  • Free withdrawals, bill payments and other transactions at National Bank ABMs

  • Withdrawals and transactions at another financial institution's Interac® banking machine: $2

  • Withdrawals and transactions at another financial institution's Cirrus® banking machine: $5

  • Free withdrawals and transactions at ABMs of financial institutions in THE EXCHANGE® network

For more information on fees for National Bank's products and services, consult the Fees – Your Guide to Personal Banking Solutions pamphlet.

Legal disclaimers

1. Applicable conditions:

  • Discounts are applied upon presentation of supporting documents.

2. No fees for sending an Interac e-Transfer®.

3. Transactions carried out at our ABMs, a participating merchant, through our online banking services (including our call centre) or those related to certain operations in your account.

4. Valid at all National Bank of Canada ABMs and over 3,300 THE EXCHANGE® Network ABMs.

5. Free fund transfers can be carried out via your online bank, the National Bank app or our telephone banking servives.

® THE CONNECTED and NATIONAL BANK are trademarks of National Bank of Canada.

® MASTERCARD is a registered trademark of Mastercard International Inc. Authorized user: National Bank.

® THE EXCHANGE is a registered trademark of Fiserv Inc.

® CIRRUS is a registered trademark of CIRRUS SYSTEM Inc.

Explore our other chequing accounts for 18-to-24-year olds

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Branch transactions

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Ready to open your account?

Benefit from our offer today.

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