Offer for those aged 18‑24

Take advantage of a bank account with no fixed monthly fees. That’s more money in your pockets, whether you’re a student or not. Easy peasy.

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Zero dollars, zero fees, zero stress

Fixed monthly fees1


Ongoing transactions3


Interac e-Transfers®, 2


Withdrawals from 3,300 participating ABMs4


Online statements


Make the most of your account The Connected® anytime, everywhere

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  • No fixed monthly fees = more money in your pockets for your outings and projects. 
  • Vacations, groceries, school fees? See your transactions or balance in real time from your online bank or National Bank app.
  • Owe your friend $20? Make secure transactions and transfers with the click of a button, there's no fee.
  • Got a cheque for your birthday? Take a photo and deposit it directly into your account.
  • Feel like staying in? Open an account 100% online without leaving your couch. 


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 It’s super duper quick, promise!

What are the benefits of becoming a National Bank client?

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You can count on the bank building a sustainable future

See our actions

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You will be supported by a bank that believes in investing in young people

See tips to manage your money

Youtube channel

Quick answers to help you manage your personal finances? YES PLEASE. Discover tons of video on job hunting, money, and so much more.

Watch our YouTube shorts

Explore our other chequing accounts for 18-to-24-year olds

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Branch transactions

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Studying medicine, engineering, law, accounting, or business and administration? Discover our offers for students that can assist you through your college or post-secondary education.

Most asked questions

Good news: opening an account is free of charge. This means that there is nothing for you to pay when you open an account.

More good news! Your debit card comes free of charge. One will be sent to you automatically once you’ve opened an account.

You can:

  1. Keep your banking package The Connected®. You’ll have to begin paying the associated monthly fee of $15.95/month, unless you have the minimum balance of $4,500 (in which case you pay $0).
  2. Choose another package by signing in to your online bank. It’s fast and easy.

Ready to open your account?

Benefit from our offer today.

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Little details that matter

Transaction fees:

  • Free Interac ® e-Transfers2

  • Free online fund transfers between your National Bank accounts5

  • Free online bill payments5

  • Free debit card purchases5

  • Free online statements

  • Free access to cheque images

  • Overdraft protection: $5/transaction

  • Bank drafts in CAD: $9

  • Stop payments: up to $30/transaction

  • Statements by mail: $2.50/month per account

  • Free withdrawals, bill payments and other transactions at National Bank ABMs

  • Withdrawals and transactions at another financial institution's Interac ® banking machine: $2

  • Withdrawals and transactions at another financial institution's Cirrus® banking machine: $5

  • Free withdrawals and transactions at ABMs of financial institutions in THE EXCHANGE® network

For more information on fees for National Bank's products and services, consult the Fees – Your Guide to Personal Banking Solutions pamphlet.

1. Applicable conditions:

  • Discounts are applied upon presentation of supporting documents.

2. No fees for sending an Interac e-Transfer®.

3. Transactions carried out at our ABMs, a participating merchant, through our online banking services (including our call centre) or those related to certain operations in your account.

4. Valid at all National Bank of Canada ABMs and over 3,300 THE EXCHANGE® Network ABMs.

5. Free fund transfers can be carried out via your online bank, the National Bank app or our telephone banking servives.

® THE CONNECTED and NATIONAL BANK are trademarks of National Bank of Canada.

® MASTERCARD is a registered trademark of Mastercard International Inc. Authorized user: National Bank.

® THE EXCHANGE is a registered trademark of Fiserv Inc.

® CIRRUS is a registered trademark of CIRRUS SYSTEM Inc.