Personal
Home Bank accounts
Credit cards
Borrowing
Mortgages
Savings and investments
Insurance
Wealth Management
Home
CLOSE

Offer for students

Are you a student? Save on your bank fees!

Eligible fields of study

Learn about our offer 
 

For students in:

Learn about our offer 
 

For students training to be:

Learn about our offer 
 

For students enrolled in:

  • A post-secondary healthcare program for registered practical nurses
  • A post-secondary program in nursing or clinical nursing

Learn about our offer 
 

For students:

  • Enrolled full-time in an engineering program at a Canadian university
  • Full-time university level students enrolled in an accounting program
  • Full-time university level students enrolled in a law or notarial law program
  • Law interns
  • Full-time students at HEC Montréal or the Rotman School of Management (minimum requirement: B.A.)
  • Full-time students enrolled in an MBA program
  • Pursuit of CFA title (level 1 completed)
  • Full-time university level students enrolled in actuarial studies
  • Full-time students enrolled in Bachelor of Commerce studies 

Are you a graduate?
 

Enjoy our discounts and benefits for professionals.
 

Learn about our offer for professionals

PROMOTION

Until November 30 2018, get up to $150 more cashback*

See conditions

An offer with exclusive benefits

One bank account free of charge

Life is good. Enjoy several types of transactions in an unlimited number and pay no monthly fee.1

Plus sign icon

Mastercard credit cards

We've got a great offer for you: Earn great rewards and exclusive travel perks with a Platinum7 credit card.

Plus sign icon

Line of credit 

Get a personal line of credit8 to finance your studies.

Feeling the pinch? National Bank offers reduced rates for students in certain fields.

Make an appointment

Why you should do business with us

Enjoy the freedom of our flexible online solutions

Simplify your banking with our range of innovative products and services.

See all our online solutions

 

Our experts are there for you

Specialists in your field of study will help you find solutions tailored to your specific needs.

 

Ongoing community support

We lend our support to hundreds of community organizations.

Find out how we're making a difference

Little details that matter

Offer conditions

Conditions to earn the first cashback

Open an account linked to one of our Offers for professionnals or for students to get $50 cashback.

You must:

  • Sign up on out new online bank and for online banking and eStatements
  • Carry out at least one eligible transaction in your chequing account

 

Conditions to double the cashback

You must:

  • Set up a recurring direct deposit from your pay or monthly retirement benefit

 

Offer related to savings account

Sign up for a High Interest Savings Account and get $50 cashback

You must:

  • Deposit a minimum of $5,000 and have a minimum balance of $5,000 sixty (60) days after opening the high interest savings account
  • Have a chequing account at National Bank

Once the account has been opened, you have sixty (60) days to fulfil all of the offer conditions in order to get the cashback.

Legal Disclaimers

® Mastercard is a registered trademark of Mastercard International Inc. Authorized user: National Bank.

1. Subject to credit approval by National Bank. The $792 in annual savings is provided as an example only to illustrate what a holder could save with the offer. It is based on the profile of a client who has the following products: a The TotalTM package or equivalent (The TotalTM package is available for a monthly cost of $16 to full-time post-secondary students between the ages of 18 and 24 years old; other accounts also available) and a Student Line of Credit with a $30,000 limit authorized by the Bank with a guarantor.

Savings are calculated as follows: No monthly fee for transactions included in The TotalTM package (annual savings of $192), plus an annual 2.00% rate discount for the Student Line of Credit (annual savings of $600). These savings represent the difference between what a client with the offer and a client without it would pay. Some conditions apply. Potential savings may not reflect the actual net savings that you will receive; this amount will vary based on your financial situation.

2. Subject to credit approval by National Bank. The $567 in annual savings is provided as an example only to illustrate what a holder could save with the offer. It is based on the profile of a client who has the following products: The TotalTM package or equivalent (The TotalTM package is available for a monthly cost of $16 to full-time post-secondary students between the ages of 18 and 24 years old; other accounts also available) and a Student Line of Credit with a $30,000 limit authorized by the Bank with a guarantor.

Savings are calculated as follows: No monthly fee for transactions included in The TotalTM package (annual savings of $192), plus an annual 1.25% rate discount for the Student Line of Credit (annual savings of $375). These savings represent the difference between what a client with the offer and a client without it would pay. Some conditions apply. Potential savings may not reflect the actual net savings that you will receive; this amount will vary based on your financial situation.

3. Subject to credit approval by National Bank. The discount is offered to holders of a National Bank Platinum credit card. The $567 in annual savings is provided as an example only to illustrate what a holder could save with the offer. It is based on the profile of a client who has the following products: The TotalTM package or equivalent (The TotalTM package is available for a monthly cost of $16 to full-time post-secondary students between the ages of 18 and 24 years old; other accounts also available) and a Student Line of Credit with a $30,000 limit authorized by the Bank with a guarantor.

Savings are calculated as follows: No monthly fee for transactions included in The TotalTM package (annual savings of $192), plus an annual 1.25% rate discount for the Student Line of Credit (annual savings of $375). These savings represent the difference between what a client with the offer and a client without it would pay. Some conditions apply. Potential savings may not reflect the actual net savings that you will receive; this amount will vary based on your financial situation.

4. Subject to credit approval by National Bank. The discount is offered to holders of a National Bank Platinum credit card. The $642 in annual savings is provided as an example only to illustrate what a holder could save with the offer. It is based on the profile of a client who has the following products: The TotalTM package or equivalent (The TotalTM package is available for a monthly cost of $16 to full-time post-secondary students between the ages of 18 and 24 years old; other accounts also available) and a Student Line of Credit with a $30,000 limit authorized by the Bank with a guarantor.

Savings are calculated as follows: No monthly fee for transactions included in The TotalTM package (annual savings of $192), plus an annual 1.50% rate discount for the Student Line of Credit (annual savings of $450). These savings represent the difference between what a client with the offer and a client without it would pay. Some conditions apply. Potential savings may not reflect the actual net savings that you will receive; this amount will vary based on your financial situation.

5. Subject to credit approval by National Bank. As an example, an offer holder can potentially save up to $642 per year. This figure is based on the typical profile of an offer holder who has the following: a banking program equivalent to ™The Total program (™The Total is available for a monthly cost of $16 to full-time postsecondary students age 18 to 24; other banking packages and programs are also available) and a bank-authorized Student Line of Credit with guarantor with a current annual balance of $30,000.

The savings were calculated as follows: no monthly transaction fees included in ™The Total package (annual savings of $192), plus an annual 1.50% discount on the Student Line of Credit rate (annual savings of $450). These discounts represent the difference between what a client who is not an offer holder might have and what an offer holder might have. Some eligibility requirements apply. These potential savings may not match your net savings, as they vary according to your financial situation.

6. Bank account with chequing privileges. Some services such as statements by mail are not included.

7. Subject to credit approval by National Bank of Canada. Certain conditions apply. Grace period: No interest will be charged on purchases made during the month, provided the client pays the balance in full within twenty-one (21) days of the statement date. This grace period does not apply to cash advances or balance transfers. The minimum payment to be made to the Bank every period will be equal to 2.5% of the account balance plus any overdue amount or $10, whichever is higher (or the account balance if it is lower than $10). If the credit limit is exceeded, the minimum payment required will be 2.5% of the account balance or the amount in excess of the credit limit, whichever is higher. Account statement: A statement is sent monthly.

Examples of credit charges

Example of credit charges over a 30-day period:

Annual interest rate Average balance
  $500 $3,000
22.99% $9.45 $56.69
19.99% $8.22 $49.29
14.5% $5.96 $35.75
8.9% $3.66 $21.95

*Variable interest rate in effect on December 20, 2016.

8. Subject to credit approval by National Bank. Certain conditions apply. A guarantor who satisfies National Bank's criteria may be required. The annual amount is based on your personal budget needs.

 

* The promotional offer is valid from August 15, 2018 to November 30, 2018.

The offer is intended for all Personal Banking clients who do not have a National Bank Chequing or Savings account and for all individuals who do not have any account at National Bank.

To qualify, you must open a checking account at one of our branches and sign up for an eligible product during the promotional period. To be eligible, the client must have attained the age of majority as at October 31st, 2018.

The offer may be modified, extended, or withdrawn without prior notice at any time. Employees of National Bank and its subsidiaries and entities are not eligible.

The offer may not be combined or used with any other National Bank offer, promotion or benefit and cannot be applied retroactively. There is a limit of one cashback per eligible product during this promotion. The offer can only be applied once for each type of product. Only the primary account holder is eligible for the offer. An additional cardholder on a joint account who opens a new account will not be eligible for this offer. The cashback amount varies according to the number of products held. 

 

Cashback details

Chequing account offer

To be eligible for the Chequing account offer and get up to $150 cashback, you must open a new Chequing account linked to one of the eligible Offers for professionals or Offers for students and meet the promotional offer conditions.

  Cashback when eligible Chequing
account opened
Additional cashback with salary deposits
or other recurring direct deposits to the account
Maximum total cashback
Offers for professionals or
Offers for students
$50 +$50 $100

 

First cashback conditions

You must:

  • Sign up for online banking and eStatements
  • Carry out an eligible transaction. Interest charges and banking fees are not considered transactions.

Double cashback conditions

You must:

  • Set up one (1) recurring direct deposit (salary or monthly pension)

After the account is opened, you have 60 days to meet all cashback offer conditions.

 

Savings Account offer

To be eligible for the Savings account offer and get up to $50 cashback, you must open a High Interest Savings Account and meet the offer conditions.

  • You must deposit at least $5,000 and have a balance of at least $5,000 in the account 60 days after the High Interest Savings Account is opened.
  • You must have a Chequing account at National Bank.

After the account is opened, you have 60 days to meet all cashback offer conditions.

The cashback will be deposited to your National Bank Chequing account within 120 days of the products being opened.

 

Commitment

To be granted the cashback, you must maintain the eligible products and services, and not make any changes related to these products and services for a minimum of 12 months from the time you sign up for them. If you do not meet this condition, you will have to refund the Bank an amount corresponding to the period in which you did not keep your eligible products and services, within 30 days of receiving the request for payment.

Clients who have benefitted from a cashback offer on a Chequing or Savings account since November 1, 2017 are not eligible for this offer.

If you do not receive your cashback for the Chequing or Savings account offer, please notify us by June 30, 2019. Any notice received after that date will not be accepted and you will be deemed not to have qualified for this promotion.

Ready to apply?

Apply online and an advisor will contact you shortly to set up an appointment.

Make an appointment

Telephone icon
FAQ icon