Youth bank account

Are you between 14 and 24 years old? We've got the perfect chequing account for you.

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The Connected® package

$0/month 1

Zero dollars, zero fees, zero worries

Fixed monthly fees 1


Ongoing transactions 3


Interac e-Transfer®, 2


Withdrawals from nearly 3,000 participating ABMs 4


Online statements


Jusqu’à 900 $ en rabais voyage ou jusqu’à 800 $ à investir dans un produit financier annuellement*


Get $300 cashback to boost your budget

Looking for some extra cash to treat yourself? Just open a chequing account with The Connected package, and choose how you’d like to receive your cashback based on your summer plans:

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Option “Salary direct deposit”

Are you working a summer job? Deposit your paychecks directly into your new account.


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Option “Complete 10 transactions”

Planning your summer activities? Register for Interac e-Transfer® Autodeposit.


Promotion valid until October 2, 2024. Conditions apply. Click the hyperlink of the selected option to see more details.

The benefits of The Connected package

  • Unlimited online transactions
  • Access your balance and transactions in real-time, online, or on the National Bank app
  • Make fast, secure, and free transfers
  • Deposit your cheques from your phone using mobile deposit
  • Open your account online as of 14 years old

Picto of a clock  It’s quick and easy!

How to open a youth chequing account

Open your account online

It's quick and easy! If you're between the ages of 14 and 24, The Connected package has no fixed monthly fees.

Already a client?
Sign in to your online bank to switch to The Connected package

Sign in

Open your account at a branch

If your child is under the age of 14, come and see us in-branch to open an account. The presence of a parent or legal guardian is required.

Not the right package for you?

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Discover our other banking packages

Find the package that's right for you so you can easily manage your daily transactions.

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Need to speak to someone for personalized advice?

Answers to your questions about a youth bank account

No, it’s completely free!

No, there are no fees associated with your youth account! Your debit card will be mailed to you when you open your chequing account.

Yes, we'll be in touch before you turn 25. We’ll continue to be by your side as your financial needs evolve.

Of course! You can make an in-branch appointment and bring your parents to open an account

Customized savings solutions

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Save for your children's education and qualify for government grants.

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High Interest Savings Account

Saving always pays off! Start building your savings now.

We’re here for you

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Send us a message

Chat with us in real-time with Facebook Messenger.

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Ask us your questions

For personalized advice or answers to your questions, speak to an advisor either by phone or in-person.

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Need additional information?

Visit our Help Centre to find all the information you need.

Little details that matter

Transaction fees

  • Free Interac® e-Transfer 2
  • Free online fund transfers between your National Bank accounts 5
  • Free online bill payments 5
  • Free debit card purchases 5
  • Free online statements
  • Free access to cheque images
  • Overdraft protection: $5/transaction
  • Bank drafts in CAD: $9
  • Stop payments: up to $30/transaction
  • Statements by mail: $2.50/month per account
  • Free withdrawals, bill payments and other transactions at National Bank ABMs
  • Withdrawals and transactions at another financial institution's Interac  ® banking machine: $2
  • Withdrawals and transactions at another financial institution's Cirrus® banking machine: $5
  • Free withdrawals and transactions at ABMs of financial institutions in THE EXCHANGE® network

For more information on fees for National Bank's products and services, consult the Fee Guide - Personal Banking Solutions pamphlet.

1. Applicable conditions:

  • Discounts are applied upon presentation of supporting documents.

2. No fees for sending an Interac e-Transfer®.

3. Transactions carried out at our ABMs, a participating merchant, through our online banking services (including our call centre) or those related to certain operations in your account.

4. Valid at all National Bank of Canada ABMs and nearly 2,500 THE EXCHANGE® Network ABMs.

5. Free fund transfers can be carried out via your online bank, the National Bank app or our telephone banking services.

® THE CONNECTED and NATIONAL BANK are trademarks of National Bank of Canada.

® MASTERCARD is a registered trademark of Mastercard International Inc. Authorized user: National Bank.

® THE EXCHANGE is a registered trademark of Fiserv Inc.

® CIRRUS is a registered trademark of CIRRUS SYSTEM Inc.