Youth bank account 

Are you between the ages of 14 and 24? Or do you have a child under the age of 14? We've got the perfect chequing account for you.

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The Connected® package

$0/month 1

Zero dollars, zero fees, zero worries

Fixed monthly fees 1


Ongoing transactions 3


Interac e-Transfer®, 2


Withdrawals from nearly 3,000 participating ABMs 4


Online statements


Jusqu’à 900 $ en rabais voyage ou jusqu’à 800 $ à investir dans un produit financier annuellement*

The benefits of The Connected package

  • Unlimited online transactions 
  • Access your balance and transactions in real-time, online, or on the National Bank app 
  • Make fast, secure, and free transfers  
  • Deposit your cheques from your phone using mobile deposit 
  • Open your account online as of 14 years old 

Picto of a clock  It’s quick and easy!

How to open a youth chequing account

Open your account online

It's quick and easy! If you're between the ages of 14 and 24, The Connected package has no fixed monthly fees.

Already a client? 
Sign in to your online bank to switch to The Connected package 

Sign in

Open your account at a branch

If your child is under the age of 14, come and see us in-branch to open an account. The presence of a parent or legal guardian is required.

Not the right package for you?

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Discover our other banking packages

Find the package that's right for you so you can easily manage your daily transactions.

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Need to speak to someone for personalized advice? 

Answers to your questions about a youth bank account

No, it’s completely free!

No, there are no fees associated with your youth account! Your debit card will be mailed to you when you open your chequing account.

Yes, we'll be in touch before you turn 25. We’ll continue to be by your side as your financial needs evolve.

Of course! You can make an in-branch appointment and bring your parents to open an account

Customized savings solutions

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Save for your children's education and qualify for government grants.

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High Interest Savings Account

Saving always pays off! Start building your savings now.

We’re here for you

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Send us a message

Chat with us in real-time with Facebook Messenger.

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Ask us your questions

For personalized advice or answers to your questions, speak to an advisor either by phone or in-person.

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Need additional information?

Visit our Help Centre to find all the information you need.

Little details that matter

Duration of promotion

July 17 to November 30, 2023


  1. Open your first National Bank chequing account with The Connected® banking package, the offer for students or one of our offers for professionals.
  2. Sign up to your online bank and choose to receive your bank statement and tax slips online. 
  3. Set up automatic, recurring direct deposit of your pay from your new chequing account. 
  4. Get $300.

Eligible clients

14 to 24-year-olds: 

  • New clients 
  • Clients who do not have a National Bank chequing account

Exclusions : 

  • Persons who have not reached the age of 14 at the time of the account opening. 
  • Persons who have reached the age of 25 at the time of the account opening. 
  • Employees of National Bank and its affiliates. 
  • Clients who have benefited from a cashback offer on a chequing account since July 17, 2021.


Deadlines to meet the conditions and obtain the $300 cashback:

    • Open your first National Bank chequing account with The Connected® banking package, the offer for students or one of our offers for professionals between July 17 and November 30, 2023.
    • Complete the required conditions no later than December 31, 2023.
    • The $300 cashback will be deposited into your new chequing account after verification of the conditions, and no later than January 25, 2024.
  • The promotion cannot be combined with any other promotion applicable to National Bank of Canada chequing accounts and is not retroactive. 
  • The promotion may be modified, extended, or withdrawn at any time without notice. 
  • There is a limit of one cashback for the duration of the promotion. The client may not benefit from the promotion more than once. Only the main holder of the product can benefit from the promotion. 
  • You agree to maintain eligible products and services and not to make any changes to such products and services for a minimum of 3 months, beginning with the opening of the chequing account. If you do not comply with this condition, you must repay National Bank an amount corresponding to the period during which you did not keep your eligible products and services within 30 days of receiving a refund request. 

® NATIONAL BANK, the NATIONAL BANK logo, and THE CONNECTED are registered trademarks of National Bank of Canada.


Transaction fees

  • Free Interac® e-Transfer 2
  • Free online fund transfers between your National Bank accounts 5
  • Free online bill payments 5
  • Free debit card purchases 5
  • Free online statements
  • Free access to cheque images
  • Overdraft protection: $5/transaction
  • Bank drafts in CAD: $9
  • Stop payments: up to $30/transaction
  • Statements by mail: $2.50/month per account
  • Free withdrawals, bill payments and other transactions at National Bank ABMs
  • Withdrawals and transactions at another financial institution's Interac  ® banking machine: $2
  • Withdrawals and transactions at another financial institution's Cirrus® banking machine: $5
  • Free withdrawals and transactions at ABMs of financial institutions in THE EXCHANGE® network

For more information on fees for National Bank's products and services, consult the Fee Guide - Personal Banking Solutions pamphlet.

1. Applicable conditions:

  • Discounts are applied upon presentation of supporting documents.

2. No fees for sending an Interac e-Transfer®.

3. Transactions carried out at our ABMs, a participating merchant, through our online banking services (including our call centre) or those related to certain operations in your account.

4. Valid at all National Bank of Canada ABMs and nearly 2,500 THE EXCHANGE® Network ABMs.

5. Free fund transfers can be carried out via your online bank, the National Bank app or our telephone banking services.

® THE CONNECTED and NATIONAL BANK are trademarks of National Bank of Canada.

® MASTERCARD is a registered trademark of Mastercard International Inc. Authorized user: National Bank.

® THE EXCHANGE is a registered trademark of Fiserv Inc.

® CIRRUS is a registered trademark of CIRRUS SYSTEM Inc.