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What is the insured amount in the event of a critical illness diagnosis?

In the event of critical illness, the Bank will pay a critical illness benefit in accordance with the rules set out below.


Critical illness benefit

Maximum amount

Mortgage loan and personal loan

The insured loan balance calculated on the date of the diagnosis, plus all accrued interest


All-In-OneTM and line of credit

The lesser of the following amounts:

  • The insured loan balance on the date of the diagnosis
  • 110% of the average daily balance used over the past 12 months (or since the effective date of insurance if less than 12 months)

All-In-One: $150,000

Line of credit: $1,000,000



TM All-In-One is a trademark of National Bank of Canada.


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