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What coverage is included in mortgage insurance?

Mortgage insurance has three components:

  • Disability insurance: covers your insured mortgage payments if you are unable to work due to an accident or illness.
  • Critical illness insurance: covers your insured loan balance if you are diagnosed with cancer, stroke or heart attack.
  • Life insurance: covers your insured loan balance in the event of your death, relieving your loved ones of a financial burden.

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