Help centre
How the mortgage works
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How does the All-in-One home equity line of credit work? The All-in-One home equity line of credit allows you to finance your projects without having to request additional credit. -
How do I manage my municipal and school tax payments? Manage your municipal and school tax payments. -
How do I view my annual mortgage statement online? Access your annual mortgage statement from your online bank or the National Bank app. -
How much can I afford to pay per month for my mortgage? Calculate your monthly mortgage payments with our calculator to get an estimate of what your payments could look like. -
How much can I borrow for my mortgage? See how much you can borrow for your mortgage in just a few clicks with our mortgage pre-approval calculator. -
What documents do I need to apply for a mortgage? See the documents you’ll need to provide during your mortgage application process. They can vary depending on your situation, so make sure to be prepared. -
What happens if I can't make my mortgage payments? If you can no longer pay your mortgage, your co-borrower or your family -
What happens to my mortgage if I sell my property? Learn what happens if you have to transfer or break your mortgage. -
What happens to my mortgage if I separate from or divorce my spouse? Here’s what happens to your mortgage if you get separated or divorced from your spouse. -
What is a first mortgage? A first mortgage covers your entire loan. The Bank is the first lender on the property and the first to be reimbursed if you cannot pay your mortgage. -
What is a mortgage? A mortgage is a type of loan that allows you to buy, build or refinance your home or other property. -
What is Canada Guaranty? Learn more about Canada Guaranty and all the services they offer. They are a 100% Canadian private mortgage insurer recognized by National Bank. -
What is involved in discharging a mortgage? Learn more about how to cancel a mortgage, also known as mortgage discharge in Quebec, and the fees associated with it. -
What is mortgage insurance? You must obtain mortgage loan insurance if you have a down payment of less than 20%. Discover the 3 organizations certified by National Bank. -
What is mortgage life or disability insurance? Life or disability insurance for your mortgage protects you and your loved ones if you can’t pay your mortgage due to illness, disability or death. -
What is mortgage security? Find out how a mortgage protects your lender in the event that you default on your mortgage. -
What is SagenTM? More information on Sagen -
What is the difference between a collateral and a conventional mortgage? Discover the difference between collateral, the type of mortgage offered by National Bank, and a conventional mortgage. -
What’s the difference between a conventional loan and an insured loan? See the difference between a conventional and an insurance loan. The type of loan you receive will depend on the amount of your down payment. -
What’s the difference between a mortgage and a home equity line of credit? Unsure whether to get a mortgage or a home equity line of credit? Compare these two financing solutions and check out our expert tips. -
What’s the role of a mortgage advisor? Our mortgage advisors are there to guide you through the home-buying process. -
Where can I find more information on the Home Equity line of credit? Discover our Home Equity line of credit. -
Where can I find my mortgage statement online? Learn how to download my mortgage statement online.
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