Mastercard benefits

More than just a credit card



Get the most out of your Mastercard credit card

Explore the many advantages1 of your Mastercard® credit card. Discover all the benefits your card has to offer.

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Travel and entertainment

VIP experiences and special offers

Enjoy unique experiences with Mastercard Priceless Cities®. Get room upgrades, exclusive menus, unique tours and many other surprises in great cities all over the world.

Offered with all Mastercard credit cards

Explore Priceless Cities

Access to the National Bank Lounge® at Montreal-Trudeau airport2

You can enjoy free access to our National Bank® lounge with a guest and two children aged 12 or under. Whether you're working or just relaxing, waiting for an international flight has never been this comfortable! 

Exclusive for World Elite® credit card

Discover the Lounge

Refund of travel expenses

Get an annual refund3 of up to $150 on travel expenses including airport parking, baggage fees, seat selection, access to airport lounges worldwide and plane ticket upgrades. Make the best trips even better with these great perks.

Exclusive for World Elite credit card

Discover the World Elite card

Comprehensive travel insurance

Protect yourself from the unexpected with our insurance plan4. It covers emergency medical care; 24/7 assistance; trip interruption or cancellation; delay, loss or theft of baggage; flight delays; and rental vehicles.

Exclusive to World Elite, World® and Platine Mastercard credit cards. 

Redeem points in exchange for travel discounts

Already booked your trip?

Find out just how far your À la carteTM Rewards Plan can take you

Eligible expenses: plane or train tickets, hotel reservations, cruises, excursions, package tours car and cottage rentals, etc. 

Exclusive to World Elite, World and Platinum Mastercard credit cards. 

Discover our Rewards Plan

Boingo Wi-Fi for Mastercard cardholders5

Get access to Boingo Wi-Fi for Mastercard® cardholders with over 1 million hotspots worldwide, at no roaming charges.  

Exclusive to World Elite and World Mastercard credit cards. 

Learn more about Boingo 

Discounts on your purchases 

Receive cashback at select merchants when you travel outside of Canada with Mastercard Travel Rewards6

Exclusive to World Elite and World Mastercard credit cards. 

Digital everyday offers7

Get valuable benefits and offers from a variety of on-demand apps and subscription services. 

Exclusive to World Elite and World Mastercard credit cards. 

Comfort in airports 

Access over 1,300 airport lounges worldwide and benefit from discounts at certain airport merchants with Mastercard Travel Pass provided by DragonPass8

Traveling soon? Find out about the health regulations in effect at your destination and keep in mind that they may be subject to change. 

Exclusive to World Elite and World Mastercard credit cards. 

Get travel advice

Our partnership with Transat gives you access to specialist advice and assistance. Contact an agent and enjoy your vacations to the fullest. Some service fees apply. 

Call us now

Cashbacks and rewards

A flexible rewards plan

Sign up for a Mastercard rewards credit card to earn points that can be redeemed for a large selection of goods and services.

Exclusive to rewards cards

Explore rewards cards

Get great cashback rewards

Make the most of your everyday purchases with our cashback Mastercard credit cards. Ready to get started?

Exclusive to cashback cards

Explore cashback cards

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Good to know

Did you know that several features are available to help you manage your credit card? These free services are accessible from your online bank and National Bank app. Easily carry out your transactions wherever, whenever. Learn more.

Electronic payments

Contactless payments

Check out in a flash with Tap & Go®! Hold your card to the reader and you're good to go.

Offered with all Mastercard credit cards

Explore Mastercard contactless

One-click payment

Pay for your online purchases with a single click thanks to Mastercard Click to Pay service. No need to enter your card number or remember your password. It's easy, fast and secure. 

Available with all Mastercard cards

Discover Click to Pay

Apple Pay and Google Pay

Forget about fumbling through your wallet. Pay for your in-store, in-app and online purchases in seconds with Apple Pay® or Google Pay®.

Offered with all Mastercard credit cards

Explore mobile payments

Automated payments

Use your National Bank® credit card and avoid late fees and manage your recurring bill payments with automated payments. It’s a simple way to manage your payments, earn rewards points and get cashback!

Offer available with all Mastercard® credit cards.

KONEK (coming soon1)

Pay for online purchases using the KONEKTM service, a convenient and secure payment method developed by Interac Corp., National Bank and Canada's leading financial institutions.

At participating retailers, sign in to KONEK using your National Bank credentials and pay for your purchases with the eligible accounts you hold. It’s a simple and safe solution!

Please note that only payments with an eligible credit card10 are available for the moment.

Discover KONEK


Purchase protection

Be prepared for any surprises! Enjoy damage, loss or theft protection on most of your purchases.4

Offered with all Mastercard credit cards.

View all cards

Extended warranty

Double or triple the manufacturer's warranty for most items purchased using your credit card.4

Offered with all Mastercard credit cards.

View all cards

Daily life

Automatic payments

Use pre-authorized debits to set up automated monthly credit card payments and never miss a deadline again! It's easy!

Offered with all Mastercard credit cards.

Sign up for pre-authorized debits


Safe online purchases

Mastercard ID CheckTM protects against fraud when you make online purchases with your credit card.

Included with your National Bank Mastercard credit card.

Fraud protection

Benefit from Mastercard's Zero Liability11 policy—you won't be held liable for unauthorized transactions completed with your card. Find out how to dispute a transaction.

Offered with all Mastercard credit cards.

Find the right credit card for you

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Little details that matter

® NATIONAL BANK, NATIONAL BANK logo, NATIONAL BANK LOUNGE, À LA CARTE REWARDS PLAN are registered trademarks of National Bank. 

® ALLURE, MYCREDIT, ECHO are registered trademarks of National Bank. 

TM SYNCRO is a trademark of National Bank. 

®Mastercard, World Mastercard, World ELITE, PLATINUM, SYNCHRO, MYCREDIT Mastercard, or OVATION, ESCAPADE and Tap & Go and Priceless Cities are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Authorized user: National Bank. 

™À LA CARTE TRAVEL is a trademark of National Bank of Canada. À la carte Travel is owned by Transat Distribution Canada Inc., holder of permit No. 753141 in Quebec. 

™ID Check and Identity Check are trademarks of Mastercard International Inc. Authorized user: National Bank. 

® Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries. Apple Inc. is not a sponsor of or participant in National Bank Mobile Banking Solutions. 

® Google Pay is a trademark of Google LLC. The use of this trademark is subject to Google Inc.’s authorization policy. 

® Boingo, Boingo Wireless, Boingo Wi-Finder and the Boingo Wireless Logo are registered trademarks of Boingo Wireless, Inc. 

The Click to Pay icon is a trademark owned by and used with permission of EMVCo, LLC.   

Click to Pay is an online checkout solution provided by a third party that supports Mastercard and is based on EMV® SRC Specifications. National Bank is not responsible for this service.  

TM KONEK is a trademark of Interac Corp. used under licence. 

1. Consult the Agreement Governing the Use of the National Bank Mastercard Credit Card [PDF]. 

2. Exclusively available to World Elite Mastercard cardholders. Visitors must present their physical credit card and boarding pass to access the National Bank Lounge. The National Bank Lounge ® is only available to clients travelling to international destinations (excluding Canada and U.S. flights). Guests cannot spend more than three (3) hours in the Lounge. For National Bank clients who do not have free lounge access and for additional guests, admission is around $37 for adults and $26 for children, plus tax. Admission is free for children under three years old. The entry price may change at any time without notice and at the discretion of the Lounge operator. 

3. Clients must submit required documents within the given deadline. Certain conditions may apply. Only the primary cardholder (“Cardholder”) of National Bank World Elite Mastercard whose account is in good standing can request a refund of travel expenses. An account in good standing refers to an account linked to a credit card which complies with the Agreement governing the use of the credit card and which is not subject to any restrictions. For example, the annual fees related to the credit card must have been paid in full. The maximum amount that can be submitted for reimbursement between January 1 and December 31 of each year is $150.   

Eligible expenses include:    

  • airport parking fees  
  • baggage fees 
  • seat selection fees 
  • access to airport lounges worldwide 
  • airline ticket upgrades   

The claim must be submitted within 60 days of the purchase date and accompanied by proof of purchase. The travel fees must be charged to the National Bank World Elite Mastercard credit card. The maximum reimbursement amount is $150 per account. The refund will be issued within 7 business days following the request approval date and after receiving all required information. An amount not claimed in a year cannot be carried over to the following year. For more information or to obtain the refund form, sign in to, click the Refund of travel expenses tab and complete the form, you can also contact us at 1-888-296-8881 (toll-free). 

4. This coverage applies to purchases and rentals charged in part to the card, except out-of-province medical/hospital insurance for which the travel arrangements need not be charged to the card and lost or delayed luggage insurance where all transportation costs must be charged to the card. This coverage applies to the primary cardholder, his/her spouse and/or dependent children when they (spouse and/or dependent children) travel with the primary cardholder. Extended warranty coverage applies to most new items purchased with the card, in Canada or abroad, as long as the manufacturer's warranty is valid in Canada. Certain conditions and restrictions apply. For more information and for details of your insurance coverage, please consult the insurance certificate associated with your card.

5. Terms and conditions apply. Boingo services provided by Boingo Wireless, Inc. See for full details.

6. Mastercard Travel Rewards is provided by Mastercard. Details at Offers may be subject to change without notice. 

7. Mastercard Digital Everyday Offers is provided by Mastercard. Offers are subject to terms and conditions and may be subject to change without notice. Details at 

8. Mastercard® Travel Pass provided by DragonPass is a worldwide program run by DragonPass International Limited. Eligible Mastercard World or World Elite cardholders wishing to access a participating Mastercard® Travel Pass lounge must present the mobile app (this may be obtained by the eligible cardholder by registering an account at to the lounge receptionist. Access and price to participating airport lounges may vary, and lounge access charges will be billed to the credit card connected to cardholder’s Mastercard® Travel Pass membership. 

9. Note that we are currently in the testing phase and that only a limited number of people have access to KONEK. 

10. Eligible National Bank credit cards: SyncroTM  Mastercard®, MC1® Mastercard®, Allure® Mastercard®, ECHO® Cashback Mastercard®, mycredit TM Mastercard®, Platinum Mastercard®, World Mastercard®, World Elite® Mastercard®, World Elite® Mastercard®, Private Banking 1859, Escapade® Mastercard®, OVATION® Gold Mastercard®, Edition® Cashback Mastercard®, Edition® with rewards program Mastercard®. 

11. Certain terms, conditions and exclusions apply. To learn more about Zero Liability, visit Contact your issuing financial institution for complete coverage terms and conditions or call 1-800-MASTERCARD (1-800-627-8372) for assistance.