NBI Private Wealth Management

An offer tailored to you and your family

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At a glance

What is it?

NBI Private Wealth Management1 is a premium discretionary portfolio management service. You and your family can enjoy peace of mind, knowing that our team will take good care of your finances.

Perfect if you're looking to:

  • Invest $250,000 or more (as an individual or as a family)
  • Access exclusive benefits
  • Draw on the expertise of seasoned portfolio managers
  • Enjoy sliding scale service charges—the more you invest, the less you pay!

Share the benefits with your family


Our householding feature allows members of a client's family to combine their assets and enjoy the same privileges as the main investor, while keeping their accounts separate and confidential.

Competitive prices

Our service charges are calculated on a sliding scale, based on the total market value of the assets held in your accounts and those of your family members.

An exclusive financial package

Get an attractive financial package that entitles you to exclusive services.

See details

Expert management

Benefit from our open architecture structure which provides us the flexibility to select and review portfolio managers who meet our OP4+ criteria of excellence: organization, people, process, portfolio, performance, and where the + symbol represents environmental, social and governance (ESG) criteria in portfolio management, across all asset classes.

ESG at the heart of our process

An important pillar in our portfolio manager assessments is the integration of ESG criteria into their investment process. We believe that the consideration of ESG criteria, in conjunction with traditional financial analysis, allows for a better assessment of risks and long-term growth opportunities.

Read the market outlook from the experts

Talk to your advisor or contact us to make an appointment with a financial planner.2

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A premium asset-management service

Get an NBI Portfolio

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Fund name and investment horizon
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5 years
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NBI Private Wealth Management Stable Income Profile


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NBI Private Wealth Management Income Profile


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NBI Private Wealth Management Income and Growth Profile


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NBI Private Wealth Management Balanced Profile


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NBI Private Wealth Management Income and Growth Profile (USD)


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NBI Private Wealth Management Growth Profile


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NBI Private Wealth Management Equity Profile


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Little details that matter

Sign up for a Canadian dollar chequing account and a World Elite® Mastercard® credit card, and you'll get access to a range of personalized services and exclusive benefits.

To be eligible for this offer 3, you must have at least $250,000 in assets at NBI Private Wealth Management.

The offer includes a number of benefits:

Three bank accounts

  • In CAD or in USD

Assistance services

  • Unlimited access to the following included assistance services:
    - A virtual healthcare solution (telemedicine): nbc.ca/virtual-clinic
    - Legal assistance (private and professional matters): nbc.ca/legal-assistance
  • 20% discount on the Securizone®4 fraud and identity theft assistance program: nbc.ca/securizone-assistance.

The National Bank World Elite® Mastercard® credit card 5

  • A rewards plan that varies according to the categories of common purchases 6.
  • Comprehensive travel insurance 7

            - Out-of-province-of-residence medical/hospital care
            - Trip cancellation
            - Trip interruption
            - Flight delay
            - Lost luggage
            - Vehicle rental

  • Up to $150 in travel fee rebates for each account per 12-month period 8

This financial package is also offered with the National Bank World Mastercard® credit card.

Advantageous rates on financing solutions

  • Personal Flex Line®,10
  • National Bank All-In-One®,10
  • Mortgage loan 10

Your spouse can enjoy the benefits of the financial package without having to be an authorized user of the Mastercard World Elite credit card.

* Consult your financial planner for more information on these assistance services.

Householding is a key feature of NBI Private Wealth Management. It allows family members to combine their accounts and save on service fees. What's more, you can enjoy all the benefits of householding while continuing to do business with the advisor you have come to trust.

A household includes the main account holder, his or her spouse, and the couple's parents, grandparents, children and grandchildren. To create a household, the main investor must have a minimum of $250,000 invested.

 Any eligible person in the household who resides at the same address as the main investor can join by investing a minimum of $5,000. Each additional eligible household member not residing at the same address as the main investor must invest at least $100,000.

Here's what a household might look like.

  • Main investor: $250,000
  • Spouse: $90,000
  • Son: $35,000
  • Son's spouse: $85,000
  • Daughter: $95,000
  • Paternal grandfather: $500,000
  • Paternal grandmother: $260,000
  • Maternal grandfather: $200,000
  • Maternal grandmother: $300,000

The total invested by the son and his spouse exceeds the minimum required ($100,000) to be included in the household. They therefore qualify for householding. Note that spouses must reside at the same address.

The daughter does not reside with the main investor and her investment is below the $100,000 threshold. She therefore does not qualify.

To take advantage of the householding option offered by NBI Private Wealth Management, simply contact your financial planner to receive a householding code and start referring family members today.

For more information about NBI Private Wealth Management, download the brochure An Integrated Investment Approach.

®Mastercard, World Mastercard and World Elite are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Authorized user: National Bank.

® The Personal Flex Line and the All-In-One are registered trademarks of National Bank of Canada.

TM Medical Care Assistance is a trademark of National Bank of Canada, used under licence by NBC Assistance Inc.

MD SECURIZONE is a registered trademark of National Bank of Canada used by NBC Assistance Inc.

  1. NBI Private Wealth Management is offered by National Bank Investments Inc., a subsidiary of National Bank of Canada. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments and the use of an asset allocation service (such as NBI Private Wealth Management). Please read the prospectus of the NBI Funds and the NBI Private Portfolios (the “Funds”) composing the NBI Private Wealth Management profiles before investing. The indicated rates of return are the historical annual compounded total returns assuming the investment strategy recommended by the asset allocation service is used and after deduction of the fees and charges in respect of the service. The returns are based on the historical annual compounded total returns of the Funds including changes unit value and reinvestment of all dividends or distributions and does not take into account sales, redemption, distribution or optional charges or income taxes payable by any securityholder in respect of a Fund that would have reduced returns. The Funds are not guaranteed, their values change frequently and past performance may not be repeated. Investors must enter into an agreement with National Bank Investments Inc., which retains the services of National Bank Trust Inc. (for all activity in Quebec, Prince Edward Island, Saskatchewan and New-Brunswick) or Natcan Trust Company (for all activity in all other Canadian provinces and territories), subsidiaries of National Bank of Canada acting as portfolio managers, which gives them the authority to select, add or remove Funds composing the NBI Private Wealth Management profiles.
  2. Financial planning services are offered by National Bank Investments Inc. (NBI), a wholly owned subsidiary of National Bank of Canada. NBI is registered as a financial planning firm in Quebec.
  3. National Bank’s Wealth Management financial package is offered, subject to approval by National Bank, to clients of NBI Private Wealth Management who meet National Bank’s eligibility criteria, are Canadian citizens or permanent residents of Canada, and have a National Bank World or World Elite Mastercard and a National Bank CAD chequing account.
  4. Discount is applicable to the standard rates of the Securizone or Securizone 360 plans for as long as you benefit from an exclusive offer. If you no longer benefit from an exclusive offer, you must agree to pay the applicable regular rate in order to continue to benefit from the plan. NBC Assistance Inc. reserves the right to terminate or modify this offer at any time. Please consult the rates and other applicable conditions on the Securizone page.
  5. Subject to credit approval by National Bank of Canada. Certain conditions apply. Consult the pages for the World Elite and World Mastercard credit cards for more information about each card.
  6. Certain restrictions apply. Please consult the applicable rules governing reward points under Rewards plan.
  7. This coverage applies to purchases and rentals made using the card, except out-of-province medical/hospital insurance for which it is not necessary to charge the travel arrangements to the card. Certain conditions and restrictions apply. For more information, consult the pages for the World Elite and World Mastercard credit cards or the documentation available in branches.
  8. Reference period starting on the account opening date.
  9. On condition that required supporting documents are provided in the manner and time frame prescribed. Some restrictions may apply. The maximum amount that can be submitted for reimbursement between January 1 and December 31 of each year is $250. Eligible expenses include: airport parking fees (maximum $100), baggage fees (maximum $100) and seat selection fees (maximum $50). The claim must be submitted within 60 days of the purchase date and accompanied by proof of purchase. The travel fees must be charged to the National Bank World Elite Mastercard credit card. The maximum reimbursement amount is $250 per account. An amount not claimed in a year cannot be carried over to the following year. For more information or to obtain a copy of the reimbursement claim form, call 1‑888‑296‑8881 (toll-free) in Canada and the United States, or 1‑416‑734‑3922 (collect) from anywhere in the world.
  10. Financing subject to credit approval by National Bank.

®NATIONAL BANK INVESTMENTS is a registered trademark of National Bank of Canada, used under licence by National Bank Investments Inc.

National Bank Investments is a signatory of the United Nations-supported Principles for Responsible Investment, a member of Canada’s Responsible Investment Association, and a founding participant in the Climate Engagement Canada initiative.

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