Managed Solutions & Mutual Funds

Discover our National Bank Investments Managed Solutions, turnkey investments that allow you to delegate certain tasks such as tracking market developments, monitoring portfolio managers, rebalancing your portfolio tactically or strategically and carrying out other activities that require both time and expertise. You'll also find information about our line-up of National Bank Mutual Funds.

Our Managed Solutions are turnkey solutions that offer excellent diversification as well as our managers’ services that work on your behalf to rebalance your investments so that you earn optimum returns. This strategy helps you stay in line with your investment profile while respecting your investment objectives. Whether you are opening your first savings account or are ready to develop a withdrawal strategy for your retirement savings, we offer you solutions for every stage of your life.

Accumulation Solutions

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Managed Portfolios

  • Minimum $100,000
  • Comprehensive diversification, tactical management and multi-style approach.
  • The Retirement Option offers fixed monthly distributions* (see Managed Portfolios – Retirement Option below).

 Portfolio profiles in PDF format

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* The distribution amount is said to be fixed for each National Bank Mutual Funds comprised in the Managed Portfolios (R series) as it does not vary from one distribution to the next. However, it is not guaranteed and may vary according to market conditions. The total amount of the distribution is weighted according to each of the funds constituting the Managed Portfolios and may vary due to rebalancing and tactical deviation. The distribution targets for National Bank Mutual Funds (R Series) are reviewed annually in January.

NBI Private Wealth Management

Offered by our subsidiary, National Bank Investments, the NBI Private Wealth Management service is for individuals who have over $250,000 in assets to invest and want a comprehensive discretionary portfolio management service. A team of managers is always working for you, to make the right decisions with respect to securities selection and in light of market developments. Our disciplined and structured investment approach proposes a dynamic, effective portfolio management style that yields results to achieve your objectives and ensure your peace of mind.

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Private Banking 1859

This multi-disciplinary team delivers comprehensive, fully-integrated wealth management services to affluent individuals and families.

Income Solutions*

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Retirement Option – Managed Portfolios and NIB Private Wealth Management

  • Minimum Investment: $100,000
  • Income solutions that offer a stable* monthly distribution.
  • Comprehensive diversification, tactical management and multi-style approach.

  Portfolio profiles in PDF format  

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* National Bank Mutual Funds (including the Diversifi ed Funds and the Monthly Income Portfolios), National Bank Strategic Portfolios (the “Strategic Portfolios”), National Bank Managed Portfolios (the “Managed Portfolios”) and NBI Private Wealth Management are off ered by National Bank Investments Inc., a wholly owned subsidiary of National Bank of Canada. Commissions, trailing commissions, management fees and expenses all may be associated with mutual funds investments and the use of an asset allocation service (such as the Strategic Portfolios, the Managed Portfolios and NBI Private Wealth Management). Please read the prospectus of the mutual funds or that of the funds in which the Managed Portfolios and the Strategic Portfolios may invest or composing the NBI Private Wealth Management profiles before making an investment. The funds securities are not insured by the Canada Deposit Insurance Corporation or by any other government deposit insurer. For money market funds, there can be no assurances that a fund will be able to maintain its net asset value per security at a constant amount or that the full amount of the investment in a fund will be returned. The funds are not guaranteed, their values change frequently and past performance may not be repeated. In respect of the Managed Portfolios and NBI Private Wealth Management, investors will enter into an agreement with National Bank Investments Inc., which retains the services of National Bank Trust Inc. or Natcan Trust Company as portfolio managers, giving them the authority to select, add or remove National Bank Mutual Funds composing the Managed Portfolios and the NBI Private Wealth Management profiles. There are no fees or expenses related to investing in the Managed Portfolios except for the fees and expenses related to investing in the funds that make up the Managed Portfolios. The service fees for NBI Private Wealth Management are calculated on a declining scale according to the value of the assets held in the account. All distributions made by a fund included in the Managed Portfolios or in the profiles of NBI Private Wealth Management will be automatically reinvested for you. Conditions and minimums amounts apply for purchase, redemption and rebalancing.

Income solutions are composed, namely, of Monthly Income Portfolios (R Series), Managed Portfolios – Retirement Option and NBI Private Wealth Management – Retirement Option, which invest in National Bank Mutual Funds (R or NR Series). Units of R or NR Series make monthly distributions composed of net income and may include a significant return of capital component. A return of capital reduces the value of your original investment and is not the same as the return on your investment. Returns of capital that are not reinvested may reduce the net asset value of the portfolio and the portfolio’s subsequent ability to generate income.

The distribution amount is said to be fixed for each National Bank Mutual Fund (R and NR Series) composing the Managed Portfolios and NBI Private Wealth Management as it does not vary from one distribution to the next. However, it is not guaranteed and may vary according to market conditions. The total amount of the distribution is weighted according to each of the funds constituting the Managed Portfolios and the profi les of NBI Private Wealth Management and may vary due to rebalancing and tactical deviation. The distribution targets for National Bank Mutual Funds (R and NR Series) are reviewed annually in January. Distributions for R and NR Series are composed of net income and may include a significant return of capital component.

National Bank Mutual Funds offer you many advantages including diversification, a wide range of available solutions, liquidity, and professional management. Used on their own or as part of your investment strategies, they are flexible enough to be tailored to your financial situation. Whether you are looking for your first savings account or are ready to develop a withdrawal strategy for your retirement savings, we can offer you solutions for every stage of your life.

Good financial planning helps you achieve your savings goals. Whether you are accumulating funds for your enterprise or liquidities to invest later on for a particular project, or even saving up for an emergency fund, consider using one of our liquidity solutions.

Altamira High-Interest CashPerformer® account

The Altamira High-Interest CashPerformer® account is a bank account bearing interest at a high interest rate that offers you a competitive return on your liquidity. Interest is calculated daily on your account balance, and paid monthly, or when you demand repayment of your investment, by way of credit to your account.

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The Altamira High-Interest CashPerformer® account is offered by National Bank of Canada through National Bank Investments Inc. (NBI), a wholly owned subsidiary of National Bank of Canada. National Bank of Canada is a member of the Canada Deposit Insurance Corporation (CDIC). Deposits in Canadian dollars are eligible for CDIC insurance, subject to CDIC rules and regulations. Coverage limits apply. Please contact the CDIC for more information. As deposits in U.S. dollars are not eligible for CDIC insurance, deposits to the U.S.-dollar Altamira High-Interest CashPerformer® account are not insured.

CashPerformer®  is a registered trademark of National Bank of Canada, used under licence by National Bank Investments Inc.

Money market funds

Money market funds invest depositors’ savings in short-term securities such as Treasury bills, short-term bonds and banker’s acceptances. The objective of a money market fund is capital security and steady income. As an added benefit, the risk level is very low.

  Fund profiles in PDF format

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Tips

  • Have you thought about signing up for our Systematic Investment Plan?
    It is an easy way to invest in liquidity solutions, by having withdrawals made automatically from your bank account. You can start with as little as $25 per withdrawal. The strategy is simple and effective for building up your savings.
  • Have you thought about a Tax-Free Savings Account (TFSA)?
    This type of account is used for saving, mainly for short- and medium-term projects. Eligible investments include shares, mutual funds or GICs.