Joint account: pros and cons
Bank accounts
Find the package that’s right for you
High Interest Savings Account – Promotion
Until June 30, 2022, open your first High Interest Savings Account and get our promotional interest rate of 2.00%. Grow your funds and access them anytime.
What is your current situation?
Select the option that best describes your needs.
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Newcomer
Just arriving or planning to settle in Canada.
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Student
Focusing on your studies with a limited budget.
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18-24 years
Looking for services that fit your lifestyle.
Our banking offers for professionals
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Professionals
Law and business management, administration, engineering, teaching: find an offer adapted to your reality.
See professional offers
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Little details that matter
® Apple Pay is a registered trademark of Apple.
1. Transactions carried out at our ABMs, a participating merchant, through our online banking services (including our call centre) or those related to certain operations in your account.
2. Transactions carried out at our branches during normal business hours.
Guide to transferring your account to National Bank
Have you just opened an account with us and you must transfer all your preauthorized transactions? Here is a guide to help you keep track of everything.
Passbooks
The passbook option has not been available to new clients since May 4, 2015. If you are an existing client who uses a passbook with your account, a $2.50 monthly fee is charged.
Fees
For the fees associated with our products and services, consult the Fee Guide [PDF].
Deposit Account Agreement
For more information on the terms and conditions governing your new account, consult the Deposit Account Agreement [PDF].
Basic banking services
For the terms and conditions governing whether a person may open an account or cash cheques and other items from the federal government, consult our guide to Basic Banking Services [PDF].
Access to funds policy
For details of our cheque hold policy, see the Access to Funds Policy [PDF].
Coercive tied selling
To understand what coercive tied selling is and what is not allowed, consult our pamphlet What you need to know about coercive tied selling [PDF].
Canada Deposit Insurance Corporation
Please refer to our page about Canada Deposit Insurance Corporation (CDIC)
FCAC account selector tool
Discover the Financial Consumer Agency of Canada (FCAC)’s account selector tool to compare bank accounts.
