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How to open a bank account

The backbone of your financial life

Open an account in three steps

Step 1 icon

Choose an account


Chequing account

Use your chequing account for day‑to‑day transactions, such as bill payments and transfers between accounts and e‑Transfers. The account comes with a bank card and cheque book.


Savings account

Use your savings account to put money aside for a specific goal or to build up an emergency fund in case the unexpected happens. With this type of account, you'll earn interest on your savings.

Ready to choose an account? Use our account selector to find the one that's right for you.

See the account selector

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Gather your documents

You'll need to go to the branch to finalize the account opening. Be sure to bring two pieces of ID (one with a photo).

If you're a newcomer to Canada, you'll need to bring a valid passport and a document issued by Citizenship and Immigration Canada (like a visa, work permit or study permit).

 

What to bring with you

Step 3 icon

Come see us

Go to a National Bank branch so we can confirm your identity and issue you a debit card. This is a great opportunity to ask any questions you might have. Schedule an appointment online. Choose the location and time that work best for you.

 

Make an appointment

Are you a newcomer to Canada?

Open an account online

When you sign up for our Offer for Newcomers to Canada1, you can open an account online before or after you arrive in Canada. You can also make one transfer from your country of origin. To finalize the process, just follow the three steps above.

Take advantage of this great offer!

  • Enjoy up to three years without monthly fees
  • 12 months' free access to an exclusive assistance service for newcomers to Canada
  • Offered to temporary and permanent residents
  • Valid for five years following your arrival

Enjoy up to three years without monthly fees with the Offer for Newcomers to Canada

Find out more

Little details that matter

Transferring funds from an account abroad

To transfer funds from an account abroad to your new account, you will need to provide the following information to the transmitting bank.

SWIFT message: MT103
SWIFT code: BNDCCAMMINT
Bank code and branch transit: CC0006XXXXX*
Branch address: Banque Nationale du Canada*
Canadian account number: XXXXXXX*

*This information will be provided in the account opening confirmation email or communicated by your branch advisor.

Legal Disclaimers

1. Our banking offer for newcomers is available to immigrants who have been living in Canada for less than 5 years. See the Details and conditions of the offer for the full terms and conditions. The offer may be modified, extended or withdrawn, without prior notice, at any time. The offer may not be combined or used with any other National Bank offer, promotion or benefit. Fees may apply for transactions not included in the banking offer for newcomers. For more information on transaction fees, see our Guide to Personal Banking Solutions [PDF].

Ready to open an account?

Come see us at a branch

Make an appointment

Are you a newcomer to Canada or planning to immigrate soon?

Open an account online

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